567-230-5703

What Company Is Calling Me From 567-230-5703? Are They A Scam And Why Are They Calling Me?

The company calling from 567-230-5703 is Merchant Broker Group, a telemarketing business located in Tiffin, Ohio. The number is registered as a regular landline and has been reported for unsolicited calls. While the callers may claim to offer a “free terminal” for credit card processing, some have found them nervous and argumentative when questioned about their purpose. Although there’s no concrete evidence of scam activity, the unsolicited nature of the calls and lack of transparency may be concerning. If you receive a call from this number, consider not answering or hanging up, and report unwanted calls to help identify the company’s practices.

How Can I Block Or Stop Calls From 567-230-5703?

To stop calls from 567-230-5703, first, let unknown callers go to voicemail and avoid engaging with them directly. If you recognize the caller as a debt collector, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. Additionally, set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. If calls persist, send a cease and desist letter via certified mail demanding no further calls. Consult a non-profit credit counselor to help negotiate debt resolution or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Is 567-230-5703 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you believe that the number 567-230-5703 is violating the Fair Debt Collection Practices Act (FDCPA), there are steps you can take to protect your rights as a consumer. Document the details of the calls, such as the date, time, frequency, and any abusive language used.

You can revoke any prior consent given for calls outside of normal hours and request that they cease contacting you at work if prohibited by your employer. Additionally, you can send a cease and desist letter via certified mail demanding no further contact.

If you continue to experience violations, report the issue to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state Attorney General’s office for guidance. An experienced credit counselor can also help you address the debt without facing further collection calls.

If 567-230-5703 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 567-230-5703 is a debt collector, you can validate the debt by requesting written validation from them. This is a legal requirement under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, and dispute any incorrect or unrecognized information in writing, requesting its removal from your credit report.

Once the debt is validated, consider negotiating a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange. Formally assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency for guidance on negotiating debt resolution or contact an attorney to understand if bankruptcy or legal action against the collector are viable options. Keep detailed records of all correspondence and calls for potential complaints, and revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Can 567-230-5703 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 567-230-5703 is a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing to show good faith effort to pay.
2. Assert inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy as an option if debts are truly overwhelming.
6. Thoroughly document calls, letters, and your efforts to address the debt.

Before agreeing to settle, carefully consider:

1. Make sure the proposed payment plan is realistically affordable based on your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware a collector can still sue if you default on a settlement.
4. Settling for a lump sum that you can’t afford may do more long-term financial harm.

Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 567-230-5703 Is A Collection Company, How Can I Remove It From My Credit Report?

First, you need to verify if the calls you’re receiving from 567-230-5703 are indeed from a debt collection company. Request written confirmation from the agency, and review it carefully to ensure your personal details and debt information are accurate. If any information is incorrect, send a written dispute to the collector, stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed is another option.

Additionally, you can wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another viable option.

Maintaining detailed written records showing your efforts to resolve the disputed collection account is crucial. By validating debts, negotiating with collectors, and asserting your rights, you can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 567-230-5703?

People have left negative feedback and comments about the phone number 567-230-5703, which is associated with Merchant Broker Group and Merchant Services. They describe the callers as pushy, name manglers, and providers of misleading information about credit card processing terminals. Users report multiple calls in a day and frustration with the callers’ persistence. The callers are said to have heavy accents and make it difficult to say no.

Ultimately, it’s important to be aware of unsolicited calls and the potential scams that come with them. If you receive a call from 567-230-5703, don’t answer, block the number, and report the call to the appropriate authorities. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) regarding debt collection calls. If the debt is legitimate, make sure to document all efforts and seek help from professionals.

In a nutshell, be cautious of calls from 567-230-5703 and other numbers associated with Merchant Broker Group. Validate the debt, dispute inaccuracies, and negotiate settlements if necessary. Keep in mind the potential legal consequences and maintain a good credit report by verifying debts and disputing inaccuracies. As a final point, be mindful of the negative feedback and comments left by others who have experienced similar situations.