602-253-6130

What Company Is Calling Me From 602-253-6130? Are They A Scam And Why Are They Calling Me?

The number 602-253-6130 is associated with Chase Auto Finance, a division of JP Morgan Chase Bank that handles auto loans. Callers from this number might not clearly identify themselves, leading to suspicions of scammers impersonating the company. It is unclear whether the call is from Chase or a fake number, as Chase’s numbers can be spoofed by scammers. The voicemails left by this number are often vague, adding to the uncertainty.

To determine if the call is genuine, verify the caller’s identity with Chase. If the call is from a debt collector, remember your rights under the Fair Debt Collection Practices Act and negotiate a settlement or payment plan. Block the number and report any violations to the authorities.

How Can I Block Or Stop Calls From 602-253-6130?

To stop calls from 602-253-6130, first identify if it’s a debt collector or a scam. Ignore unknown calls and let them go to voicemail. Once you know the caller, block the number through your phone carrier, call blocking apps, or smartphone settings. Next, send a cease and desist letter to formally request no further contact. Keep detailed records of all calls and communication. If you owe the debt, consult a non-profit credit counselor for assistance. If you think it’s a scam, report the incident to local authorities. Always verify the caller’s identity to protect yourself from potential scams.

Is 602-253-6130 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from 602-253-6130, it is essential to know your rights under the Fair Debt Collection Practices Act (FDCPA). This law aims to protect consumers from abusive debt collection practices. Document any calls you receive, noting the time, date, and any abusive language used by the caller. To safeguard your rights, you can revoke consent for calls outside normal hours, request no contact at work, and send a cease and desist letter to the caller.

If you believe the calls are violating the FDCPA, report the issue to the Consumer Financial Protection Bureau. Additionally, you can contact a consumer protection attorney or your state Attorney General’s office for further assistance. Remember that 602-253-6130 is associated with Chase Auto Finance, so always verify the caller’s identity and be cautious of potential scams. By taking these steps, you can protect your rights as a consumer and ensure fair treatment during debt collection.

If 602-253-6130 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 602-253-6130 is a debt collector, it’s crucial to validate the debt and understand your options. Start by sending a debt validation letter, as per the Fair Debt Collection Practices Act (FDCPA), requesting written proof of the debt. Carefully review the validation for accuracy and dispute any incorrect information.

Next, consider negotiating a settlement or payment plan with the collector. If necessary, explore other options like bankruptcy or legal action. It’s important to remember to exercise your consumer rights and seek professional help if needed.

If you suspect the call is from an imposter or scammer, verify the caller’s identity with Chase Auto Finance and report any violations to authorities. In any case, be cautious and assert your rights under the FDCPA.

Can 602-253-6130 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 602-253-6130, it may be related to a debt collector attempting to recover a debt. To avoid legal action, negotiate affordable payments, assert inability to pay, seek credit counseling, hire an attorney, or consider bankruptcy. Document all communication and be cautious when settling a debt. Ultimately, it is essential to verify the caller’s identity with Chase Auto Finance and be cautious of potential scams. All things considered, if the call is from a debt collector, assert your rights under the Fair Debt Collection Practices Act and handle the situation accordingly.

If 602-253-6130 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’re receiving calls from 602-253-6130, it’s vital to confirm the debt’s legitimacy first. Request a written confirmation from the caller and thoroughly review the information for accuracy. If there are any errors, dispute them and demand removal. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, hiring a credit repair service, waiting for the 7-year limit, filing a complaint, consulting an attorney, and keeping detailed records.

To successfully remove 602-253-6130 from your credit report, focus on validating debts and asserting your rights. Be cautious of potential scams and always verify the identity of the caller before engaging in any conversation regarding debts or financial matters.

What Feedback And Comments Do People Leave About 602-253-6130?

Many people have left feedback and comments about 602-253-6130, expressing concerns over scam calls and debt collection attempts. These callers often leave voicemails asking for inmate account funding or credit card information, which raises suspicions about their legitimacy. Some individuals have also reported receiving calls related to an auto loan from Chase, with daily calls and no clear purpose. This has led people to question the motives behind these calls and whether they are spam or unwanted.

In conclusion, the feedback suggests that these calls are unwanted and may be spam, involving unsolicited requests for immediate payment or personal details. To protect yourself, always verify the caller’s identity with Chase and be cautious of potential scams. If the call is from a debt collector, make sure to assert your rights under the Fair Debt Collection Practices Act, validate the debt, and negotiate a settlement or payment plan. Block the number and report any violations to authorities if necessary.