608-324-9113

What Company Is Calling Me From 608-324-9113? Are They A Scam And Why Are They Calling Me?

Stoneberry, a catalog and online retailer, may be the company calling you from 608-324-9113. If you’re unsure, always identify the caller and block unknown numbers. If it’s a debt collector, send a cease and desist letter, document calls, and report violations to the Consumer Financial Protection Bureau. Request written validation of the debt, dispute inaccuracies, and negotiate a settlement or payment plan while asserting your rights under the Fair Debt Collection Practices Act. Seek help from a credit counselor or attorney for guidance throughout the process.

How Can I Block Or Stop Calls From 608-324-9113?

To stop calls from 608-324-9113, first let the call go to voicemail and avoid answering it. If it’s a debt collector, block their number using your phone carrier’s settings, a call blocking app, or your smartphone’s built-in call blocking feature. Then, send a cease and desist letter to the collector, keeping records of all calls and communications. Consult a non-profit credit counselor or consumer protection attorney to address any underlying debt and understand your rights under the Fair Debt Collection Practices Act. Request written validation, dispute inaccuracies, and negotiate a settlement or payment plan while asserting your rights.

Is 608-324-9113 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 608-324-9113 and believe it may be violating the Fair Debt Collection Practices Act (FDCPA), it’s essential to document the details of the calls, such as the date, time, frequency, and any violations. Revoking consent for calls outside normal hours and requesting the caller to stop contacting you can help protect your rights.

Report any violations to the Consumer Financial Protection Bureau or consult a consumer protection attorney for guidance. To ensure your rights as a consumer are being upheld, verify the identity of the caller, block unknown numbers, and send a cease and desist letter if the number is confirmed as a debt collector. Request written validation of the debt, dispute any inaccuracies, and negotiate a settlement or payment plan while exercising your rights under the FDCPA. If needed, seek assistance from a credit counselor or attorney to navigate the process.

If 608-324-9113 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 608-324-9113 and the caller is a debt collector, it’s essential to validate the debt and explore your options. To start, request written validation of the debt by sending a debt validation letter via mail. Carefully review the validation for any inaccuracies and dispute any incorrect information. Additionally, request removal of the debt from your credit report if it’s not accurate.

Next, negotiate a settlement or payment plan with the debt collector, keeping in mind your rights under the Fair Debt Collection Practices Act (FDCPA). Seek assistance from a credit counselor or attorney if necessary. Keep records of all correspondence and calls, and revoke permission for the debt collector to contact you outside of FDCPA guidelines.

In the end, being proactive in handling debt collection calls and asserting your rights is crucial for maintaining your financial well-being.

Can 608-324-9113 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 608-324-9113 is a debt collector calling you, they may sue you or garnish your wages if they have a court judgment for a legitimate debt. To prevent such actions, follow these steps:

1. Negotiate affordable payment plans with the collector.
2. Assert your inability to pay, seek credit counseling, and develop a budget and repayment strategy.
3. Hire an attorney to represent you in debt collection matters and protect your rights.
4. Consider filing for bankruptcy if your debts are overwhelming and unmanageable.

Always document communication with the collector, evaluate settlement offers, and know your rights under the Fair Debt Collection Practices Act.

If 608-324-9113 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 608-324-9113 is a collection company by requesting written confirmation from them about the debt. Ensure all debt information and personal details are accurate. If there are discrepancies, send a dispute to the collection agency for review.

If the debt is valid, negotiate a pay-for-delete agreement, offer a good faith settlement, or hire a credit repair service to remove the collection from your credit report. Alternatively, wait for the debt to become uncollectible after seven years, file a complaint with the appropriate authorities, or consult with an attorney for legal advice.

Throughout the process, keep detailed records of all communications, negotiations, and agreements to protect your rights and ensure a successful resolution.

What Feedback And Comments Do People Leave About 608-324-9113?

People often leave negative feedback and comments about the phone number 608-324-9113, as it is associated with Stoneberry, a company involved in debt collection. Stoneberry is known for its persistent calls to customers with credit accounts, sometimes causing distress and annoyance. Some individuals have acknowledged having a credit account with the company, but many others find the calls bothersome and harassing. To handle such calls, it is essential to identify the caller, block unknown numbers, and follow proper steps to protect your rights under the Fair Debt Collection Practices Act.