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What Company Is Calling Me From 8173267566 And Why Are They Calling? Are They A Debt Collector?

If you’re getting calls from 817-326-7566, it’s probably a scam call pretending to be a debt collector or government agency. Many people have reported receiving unsolicited and potentially fraudulent robocalls and scam calls from this number.

Scammers often pose as debt collectors or representatives from agencies like Social Security. They might use threats of legal action or asset seizure to pressure you into making immediate payments. It’s important to know that legitimate debt collectors typically don’t make threats or ask for payment through hard-to-trace methods like gift cards.

Although the number is from Texas, scammers can use techniques to make it seem like the call is coming from your local area. There’s currently no solid evidence connecting this number to a legitimate debt collection company.

To protect yourself, it’s wise to be cautious when receiving calls from this number and avoid sharing personal information like your Social Security number. You may also want to consider monitoring for any potential unauthorized activity related to this call by pulling a three-bureau credit report from IdentityIQ.

How Can I Block Or Stop Calls From 8173267566?

If you want to block or stop calls from 8173267566, here’s what you can do. First, let unknown calls go to voicemail and avoid answering them directly. This way, you can determine if the calls are from a debt collector. Once you’ve confirmed that it is indeed a collector, take action to block any further calls.

To permanently block the number, get in touch with your phone carrier. They will be able to assist you in blocking calls from 8173267566. Alternatively, you can use call blocking apps such as Nomorobo or Hiya to attain the same result. On smartphones, you can also set contacts not in your address book to either go straight to voicemail or be blocked.

In addition to blocking calls, consider sending a cease and desist letter via certified mail to formally request no further contact. It’s also crucial to keep detailed records of all calls you receive as evidence of harassment, if necessary. If you need assistance in resolving your debt, consult a non-profit credit counselor. Furthermore, if the collector violates any regulations, it may be wise to seek advice from a consumer protection attorney.

Remember to regularly check your voicemail for any messages left by an identified collector. Blocking calls alone does not eliminate the debts you owe, so it’s crucial to address them while putting an end to the harassment.

What Are My Rights As A Consumer Regarding Calls From 8173267566, And Are They Violating The Fair Debt Collection Practices Act?

As a consumer, you have rights when it comes to receiving calls from the number 8173267566, as outlined by the Fair Debt Collection Practices Act (FDCPA). To ensure your rights are protected, it is important to keep a record of all calls received, including the date, time, frequency, phone number, and details of each call. If the caller violates the FDCPA, such as by calling outside the allowed hours of 8am to 9pm in your time zone without your consent or using abusive language, make sure to log these incidents.

To assert your rights, you can take several steps. Firstly, revoke any prior consent you may have given for calls outside of normal hours by putting it in writing. If your employer prohibits calls at work, formally request that the caller cease contact there. You also have the option to send a cease and desist letter via certified mail, explicitly stating that you do not wish to receive any further phone calls from them. During conversations with the caller, you can verbally request them to stop calling as well.

If violations of the FDCPA occur, it is important to report them along with your detailed records to the Consumer Financial Protection Bureau for investigation. To better understand your options and seek potential damages, consider consulting with a consumer protection attorney. You can also reach out to your state Attorney General’s office for guidance specifically regarding FDCPA violations. Additionally, seeking advice from an experienced credit counselor can help you address the debt without having to endure further collection calls.

By keeping detailed records and asserting your rights under the FDCPA, you can protect yourself against harassment from debt collectors and ensure a fair and respectful treatment.

If Company From 8173267566 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If the company calling from 8173267566 is a debt collector, it is important to validate the debt to ensure its accuracy. You can do this by requesting written validation through a debt validation letter. The collector is required by law, specifically the Fair Debt Collection Practices Act (FDCPA), to provide this information. Take the time to carefully review the validation and dispute any incorrect or unrecognized details in writing. You can also request that the debt be removed from your credit report.

Once the debt has been validated, you have several options for dealing with it. You can negotiate a reasonable lump-sum settlement or a payment installment plan, but make sure to get all agreements in writing before making any payment. It may be possible to offer a partial payment of 30-50% of the balance and ask for deletion from your credit report as part of the agreement. If the debt collector violates any regulations during the collection process, you can assert your rights under the FDCPA. Consider reaching out to a non-profit credit counseling agency for guidance on negotiating debt resolution. In more serious cases, consulting an attorney may be necessary to explore options like bankruptcy or legal action against the collector. It is important to keep detailed records of all communication and consider revoking any prior permission you may have given for them to contact you outside of FDCPA guidelines.

Remember, never ignore a potential debt collector. Take the necessary steps to validate the debt and exercise your consumer rights before deciding on the best course of action. Seeking help from professionals can ensure a fair resolution. Additionally, monitoring your overall credit situation by obtaining your credit report from IdentityIQ or a similar service can help you stay informed.

Can The Company From 8173267566 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8173267566 is a debt collector and the debt is legitimate, they have the potential to sue you and garnish your wages if they obtain a court judgment. To avoid legal action, negotiate affordable payment options and communicate in writing to show your willingness to pay. You can also assert your inability to pay and request that they stop contacting you, but this may not prevent a lawsuit. Seek guidance from a non-profit credit counselor or consumer law attorney to understand your rights and options under the law. Consider bankruptcy if necessary, but consult with an attorney to determine if it’s the right choice for your situation. Document all communication and efforts made to address the debt.

Before agreeing to settle, carefully review the proposed payment plan and ensure it’s realistically affordable based on your budget. Get any settlement terms or agreements in writing before making payments. It’s important to remember that a collector can still sue you if you default on a settlement. Settling for a lump sum that you can’t afford may lead to further financial difficulties in the long run. Seek assistance to fully understand your rights and options before making any decisions. Pulling your credit report from IdentityIQ can provide valuable information about your debts and help you evaluate your financial situation.

If 8173267566 Is A Collection Company, How Can I Get It Removed From My Credit Report?

To remove a collection company like 8173267566 from your credit report, start by validating the debt. Request written confirmation and carefully review the validation for any inaccuracies. If you find any errors, send a written dispute under the Fair Credit Reporting Act to the collection agency, insisting on the removal of the collection tradeline.

If the debt is confirmed as valid, you have a few options. One is to negotiate a pay-for-delete agreement in writing. Offer a lump-sum settlement in exchange for the removal of the collection from your credit file. Alternatively, you can propose a partial payment as a goodwill gesture, but keep in mind that this may not guarantee removal without a formal agreement.

Another approach is to hire a credit repair service that can handle the dispute process for you and provide legal resources for removal. If you prefer to wait, the collection may be automatically removed after the 7-year credit reporting time limit.

In case the collection agency violates any laws or refuses to remove incorrect information, don’t hesitate to file a complaint with the Consumer Financial Protection Bureau. It may also be beneficial to consult with a consumer law attorney to assess if legal action can be taken for removal and potential damages.

Throughout this entire process, it’s crucial to keep detailed written records of all your efforts to resolve the disputed collection account. Persistence and proper documentation can greatly aid in removing collections from your credit report. Always remember to validate the debt before proceeding with any further actions.