614-283-1953

What Company Is Calling Me From 614-283-1953? Are They A Scam And Why Are They Calling Me?

Discover Card is the company calling you from the phone number 614-283-1953. They are reaching out to individuals with overdue Discover credit card payments as part of their debt collection department. If you are not expecting a call from them, it is likely a wrong number and should be reported to Discover Card. Make sure to address the calls from this number by identifying if it is a debt collector, blocking further calls, requesting no contact, and asserting your rights under the Fair Debt Collection Practices Act (FDCPA). Validate the debt, negotiate payment terms, and consult professionals for guidance. If the collector sues, explore options like bankruptcy, credit counseling, or hiring an attorney. Keep records of all calls and correspondence to protect your rights.

How Can I Block Or Stop Calls From 614-283-1953?

If you’re receiving calls from 614-283-1953, it is likely from Discover Card’s debt collection department, attempting to collect overdue credit card payments. To handle these calls, first, identify if it is a debt collector. If it is, take action to block further calls by contacting your phone carrier, using call blocking apps, or setting contacts not in your address book to go straight to voicemail.

Request no further contact by sending a cease and desist letter and keep records of calls. Consult a non-profit credit counselor or consumer protection attorney to address any outstanding debts and assert your rights under the Fair Debbt Collection Practices Act (FDCPA). Validate the debt, negotiate payment terms, and explore options like bankruptcy, credit counseling, or hiring an attorney if the collector sues.

Ultimately, addressing calls from 614-283-1953 involves identifying the caller, blocking further calls, requesting no contact, and asserting your rights under the FDCPA to protect yourself from harassment and ensure a fair resolution.

Is 614-283-1953 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from the number 614-283-1953, it is essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects you from harassment and other unfair practices by debt collectors.

To start, document the date, time, frequency, phone number, and details of all calls. Note if they call outside allowed hours or repeatedly. Then, assert your rights by revoking consent for outside hours calls and requesting no contact at work.

You can also send a cease and desist letter to the collector, informing them that you no longer wish to receive calls or correspondence from them. Report any violations to the Consumer Financial Protection Bureau or consult an attorney for guidance.

To address calls from this number, identify if it is a debt collector and block further calls. Request no contact, and assert your rights under the FDCPA. Validate the debt, negotiate payment terms, and consult professionals for guidance.

If the collector sues, explore options like bankruptcy, credit counseling, or hiring an attorney. Keep records of all calls and correspondence to protect your rights.

If 614-283-1953 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 614-283-1953, it is likely from Discover Card’s debt collection department regarding overdue credit card payments. First, determine if it is a debt collector and consider blocking further calls or requesting no contact. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA).

To validate the debt, send a debt validation letter requesting written proof of the debt’s legitimacy. Review the validation for accuracy and dispute any incorrect information. If necessary, negotiate a settlement, payment plan, or explore legal action. Keep records of all correspondence and contact to protect your rights.

Consulting professionals, such as a credit counselor or attorney, can provide guidance throughout the process. If the debt collector sues, explore options like bankruptcy or hiring an attorney to defend your case. Maintaining thorough records of all calls and correspondence will help ensure your rights are protected.

Can 614-283-1953 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 614-283-1953, it is likely from Discover Card’s debt collection department seeking payment for overdue credit card debts. To handle such calls, first, identify if the caller is indeed a debt collector. If they are, consider blocking their calls, requesting no further contact, and asserting your rights under the Fair Debt Collection Practices Act (FDCPA).

Next, validate the debt in question and negotiate affordable payment terms. If you’re struggling to pay, assert your inability to pay and explore options such as credit counseling or hiring an attorney. In some cases, bankruptcy may be an option.

Before settling with the debt collector, ensure the agreement is affordable and in writing. Keep in mind that settling for less than the full amount owed may impact your credit score and future financial opportunities.

Remember, it’s essential to understand your rights and options when dealing with debt collectors. Consult professionals or seek assistance to make informed decisions about your financial situation.

If 614-283-1953 Is A Collection Company, How Can I Remove It From My Credit Report?

If you find that 614-283-1953 is a collection company for Discover Card, you can take several steps to remove it from your credit report. First, request written confirmation from the collection agency to validate the debt. Carefully examine the validation and dispute any incorrect information. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service. Alternatively, you can wait for the time limit for the debt to expire, file a complaint with the Consumer Financial Protection Bureau (CFPB), consult an attorney, and maintain records of all calls and correspondence. By following these steps, you can work towards removing 614-283-1953 from your credit report.

What Feedback And Comments Do People Leave About 614-283-1953?

People often leave negative feedback and comments about 614-283-1953, a phone number associated with Discover Card’s debt collection department. Many report receiving multiple calls daily, leading some to add the number to reject lists or do not call registries. These unsolicited and persistent calls have prompted some recipients to file complaints with the FCC. Overall, the feedback highlights the experiences of those who have received calls from this number.

In response to calls from 614-283-1953, it is crucial to first identify if the caller is a debt collector. If they are, you have the right to request no further contact and block their calls. Remember that collectors must abide by the Fair Debt Collection Practices Act (FDCPA), which protects your rights.

To address the debt, ensure you validate the information provided by the collector. If you acknowledge the debt, consider negotiating payment terms that work for you and your financial situation. In cases where the debt collector sues, explore options such as bankruptcy, credit counseling, or hiring an attorney to help you navigate the legal process.

Keeping records of all calls and correspondence is essential in protecting your rights. Additionally, consulting professionals for guidance can provide valuable insights and support throughout the process.