614-591-7103

What Company Is Calling Me From 614-591-7103? Are They A Scam And Why Are They Calling Me?

The phone number 614-591-7103 belongs to CBCS, a legitimate debt collection agency. However, there have been instances where this number has been used for scam calls. To verify the authenticity of the call, do not provide personal information and confirm the purpose of the call by contacting CBCS directly. If you suspect a scam, report the call to the Federal Trade Commission and the Consumer Financial Protection Bureau. Additionally, block the number, send a cease and desist letter, and seek help from credit counselors or attorneys to manage the underlying debt and comply with regulations. Regularly check voicemails, assert your rights under the Fair Debt Collection Practices Act, and monitor user reports on platforms like Robokiller for spam and unwanted calls.

How Can I Block Or Stop Calls From 614-591-7103?

To block or stop calls from 614-591-7103, follow these simple steps:

1. Let unknown calls go to voicemail and check messages to identify if it’s a debt collector.
2. Contact your phone carrier to block the number or use call blocking apps like Nomorobo or Hiya.
3. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.
4. Send a cease and desist letter via certified mail demanding no further calls, and review your state’s laws for additional protection.
5. Keep detailed records of all calls to show a pattern of harassment if considering legal action.
6. Consult a non-profit credit counselor for debt resolution or speak to a consumer protection attorney regarding your rights and potential lawsuits.

Blocking calls won’t erase any outstanding debts, but taking action can prevent harassment while addressing your financial obligations.

Is 614-591-7103 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 614-591-7103 is associated with the debt collection agency CBCS. If you receive a call from this number, it’s crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). Document details of the calls, such as frequency and any concerning actions. If they call outside allowed hours, use abusive language, or repeatedly call, these could be FDCPA violations.

To address potential violations, you can revoke consent for calls outside normal hours, request no contact at work, and send a cease and desist letter. You can also verbally ask them to stop calling during any conversation. Report any violations to the Consumer Financial Protection Bureau (CFPB) for an investigation, consult a consumer protection attorney, or contact your state Attorney General’s office for help.

To prevent further harassment, consider seeking assistance from a credit counselor to manage your debt. Remember, debt collectors must follow the FDCPA, so keep records and assert your rights to protect yourself from unwanted calls.

If 614-591-7103 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 614-591-7103 is a debt collector, your first step is to validate the debt. To do this, send a debt validation letter by mail to the collector. They are legally required to provide written validation under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect information and requesting removal from your credit report.

Once validated, consider your options. You can negotiate a lump-sum settlement or payment installment plan in writing, offer partial payment, or assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for guidance on debt resolution or an attorney for bankruptcy or legal action. Keep detailed records of all correspondence and calls, and revoke any prior permissions given to the collector.

If you suspect the call is from a scammer, report it to the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB), block the number, and send a cease and desist letter. Seek help from credit counselors or attorneys to address the underlying debt and ensure compliance with regulations. Monitor user reports and experiences with 614-591-7103 on Robokiller, including spam and unwanted calls.

Can 614-591-7103 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 614-591-7103, it is likely from the debt collection agency CBCS. To ensure legitimacy, contact CBCS directly and do not provide personal information. If you suspect a scam, report the call to the FTC and CFPB, block the number, and send a cease and desist letter. Seek help from credit counselors or attorneys to address the underlying debt and ensure compliance with regulations. Regularly check voicemails, assert your FDCPA protections and rights, and document potential violations. Request written validation of the debt, negotiate a settlement or payment plan, and consider legal action if necessary. Validate the debt’s legitimacy, negotiate a pay-for-delete agreement, and consult a consumer law attorney if violations occur. Monitor user reports and experiences with 614-591-7103 on Robokiller, including spam and unwanted calls.

If 614-591-7103 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’re receiving calls from 614-591-7103 and believe it’s from a collection company, first confirm the debt’s legitimacy by asking for written proof from the agency. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, dispute the debt in writing as per the Fair Credit Reporting Act.

If the collector confirms the debt is valid, negotiate a pay-for-delete agreement in writing to settle the debt and have it removed. Alternatively, offer a good faith partial settlement payment and request deletion as a goodwill gesture. Hiring a credit repair service to dispute the debt on your behalf and providing legal resources to help in getting it removed is another option.

Another choice is waiting for the 7-year credit reporting limit for the collection to naturally fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another step to consider.

Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 614-591-7103?

People have left various feedback and comments about the phone number 614-591-7103, which is associated with a debt collection agency called CBCS. Users report multiple instances of the number calling without leaving messages, calls being blocked, and interactions with CBCS representatives. Some have also reported receiving spam calls from this number and a negative user reputation. The Robokiller status for this number is “allowed” and categorized as a debt collector, with a total of 4,481 calls made and 77 user reports, including 2 reports of scam and 2 of unwanted calls.