615-645-1713

What Company Is Calling Me From 615-645-1713? Are They A Scam And Why Are They Calling Me?

The number 615-645-1713 is located in Nashville, Tennessee. It’s probable it’s a local business or organization. We can’t confirm if it’s a scam. The caller’s purpose is unknown without direct contact. It could be for surveys, account-related matters, or product/service inquiries.

615-645-1713 is a Nashville-based number possibly associated with a local business or organization. It could be a debt collector or related to tax matters for Chantice Johnson. To identify if it’s a debt collector, don’t answer unknown calls and block them. Consult a non-profit credit counselor or consumer protection attorney for guidance on your rights and options. If the debt is legitimate, negotiate a settlement or payment plan, and consider legal action if the collector or creditor violates regulations. Keep records of all calls and correspondence. Reports of 615-645-1713’s behavior are mixed, with some praising kindness and honesty while others complain about persistent collectors.

How Can I Block Or Stop Calls From 615-645-1713?

First, let the unknown calls go to voicemail and identify if they are from a debt collector. If so, contact your phone carrier to block the number or use a call blocking app. If the calls persist, send a cease and desist letter and keep detailed records of all calls and correspondence. Consult a non-profit credit counselor or consumer protection attorney for guidance on your rights and options. If the debt is legitimate, negotiate a settlement or payment plan, and consider legal action if the collector violates regulations. Be aware that reports on 615-645-1713’s behavior are mixed, so be prepared for varying experiences.

Is 615-645-1713 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from the phone number 615-645-1713, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA shields consumers from unfair debt collection practices. Document the date, time, frequency, phone number, and details of calls, and track any violations such as calling outside allowed hours or using abusive language.

If you believe the calls are in violation of the FDCPA, you can revoke consent and request that the collector cease contact. Additionally, you can consider reporting violations to the appropriate authorities. Consult with a consumer protection attorney for further guidance on your rights and options.

In the meantime, don’t engage with unknown callers and block their numbers. If the debt is legitimate, negotiate a settlement or payment plan, and consider legal action if the collector or creditor violates regulations. Keep records of all calls and correspondence, and consult a non-profit credit counselor for guidance on managing your debt.

If 615-645-1713 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 615-645-1713 is a debt collector, the first step is to validate the debt by sending a debt validation letter. This legally requires the collector to provide information about the debt, which you should review for accuracy. Dispute any incorrect details and request removal from your credit report.

Next, negotiate a settlement or payment plan with the collector. If they violate regulations, consider taking legal action. Consult a credit counselor or attorney for guidance throughout the process. Maintain records of all correspondence and calls to protect your rights and ensure a smooth resolution.

In case 615-645-1713 is a local business or organization, research their practices and reach out to them to address any concerns. Stay informed and proactive to safeguard your rights and financial well-being.

Can 615-645-1713 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you’re being contacted by 615-645-1713, it could be a debt collector or related to tax matters for Chantice Johnson. To identify if it’s a debt collector, don’t answer unknown calls and block them. Consult a non-profit credit counselor or consumer protection attorney for guidance on your rights and options. If the debt is legitimate, negotiate a settlement or payment plan, and consider legal action if the collector or creditor violates regulations. Keep records of all calls and correspondence. Reports of 615-645-1713’s behavior are mixed, with some praising kindness and honesty while others complain about persistent collectors.

If 615-645-1713 Is A Collection Company, How Can I Remove It From My Credit Report?

First, ensure the debt from 615-645-1713 is legitimate by requesting written confirmation and checking for accuracy. If there are any inaccuracies, dispute them and demand removal according to the Fair Credit Reporting Act. Consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service. If the issue persists, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney. Keep detailed records of your efforts to resolve the disputed collection account and remember that you have the right to protect your credit report.

What Feedback And Comments Do People Leave About 615-645-1713?

People leave various feedback and comments about 615-645-1713, a phone number associated with debt collection and tax matters for Chantice Johnson. Reports range from collectors being persistent and rude to others being kind and helpful in resolving disputes. Online reviews show a mix of dissatisfaction and satisfaction, with some individuals expressing frustration at being contacted at odd hours and others praising the collector for being understanding and accommodating. The number is used for both personal and business purposes related to debt obligations. To address concerns about the legitimacy of the calls, do not answer unknown calls and block them. Consult a non-profit credit counselor or consumer protection attorney for guidance on your rights and options. If the debt is legitimate, negotiate a settlement or payment plan and consider legal action if the collector or creditor violates regulations. Keep records of all calls and correspondence.