617-830-3180

What Company Is Calling Me From 617-830-3180? Are They A Scam And Why Are They Calling Me?

The phone number 617-830-3180 belongs to Associated Credit Services, Inc., a legitimate collection agency. Although they have an A- rating from the Better Business Bureau, they have received 29 complaints about billing and collection issues in the past three years. It’s possible that you are receiving calls from this company regarding a debt collection. While not a scam, it’s important to be cautious and verify the identity of unknown callers. Block unwanted calls, request no further contact if necessary, and ensure calls are legitimate. Verify the debt, follow the Fair Debt Collection Practices Act (FDCPA) protections, and document any violations. Request written validation of the debt, negotiate a settlement or payment plan, and assert your rights under the FDCPA. If faced with legal action, negotiate affordable payments and consult with an attorney. Validate the debt’s legitimacy, dispute inaccuracies, and negotiate a pay-for-delete agreement or partial settlement. Maintain detailed records and consult a consumer law attorney if harassed by debt collection agencies. Check feedback and comments about 617-830-3180 to better understand user experiences.

How Can I Block Or Stop Calls From 617-830-3180?

To block or stop calls from 617-830-3180, follow these steps:

1. Identify if it’s a debt collector by letting unknown calls go to voicemail and not answering directly.
2. Block the number through your phone carrier or use call blocking apps like Nomorobo or Hiya.
3. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.
4. Send a cease and desist letter via certified mail, demanding no further calls, and invoking state laws if necessary.
5. Keep detailed records of calls to demonstrate a pattern of harassment if considering legal action.

By taking these steps, you can stop the calls while addressing any outstanding debts and ensuring your rights are protected.

Is 617-830-3180 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 617-830-3180, which is associated with Associated Credit Services, Inc., a collection agency, you should be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). As a consumer, you have protections against abusive or harassing debt collection calls.

First, ensure that the calls you are receiving are legitimate and be cautious of unwanted calls. Block any unwanted numbers and request no further contact if needed. Next, verify the debt in question and follow the FDCPA protections. If you believe your rights are being violated, document the violations for future reference.

Request written validation of the debt, and negotiate a settlement or payment plan that works for you. Keep in mind that if the debt is legitimate, it may lead to legal action, so negotiating affordable payments is essential. Consult with an attorney if needed.

Validate the debt’s legitimacy, dispute any inaccuracies, and negotiate a pay-for-delete agreement or partial settlement with the collection agency. It is crucial to maintain detailed records of your interactions and communications with the collection agency. If you face harassment from debt collection agencies, consult a consumer law attorney to protect your rights.

If 617-830-3180 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 617-830-3180, it is likely from Associated Credit Services, Inc., a collection agency. Verify the debt’s legitimacy by requesting written validation of the debt in accordance with the Fair Debt Collection Practices Act (FDCPA). Review the validation for accuracy, and dispute any incorrect or unrecognized information in writing. If the debt is valid, consider negotiating a reasonable settlement or payment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report. Formally assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for guidance negotiating debt resolution or contact an attorney to understand if bankruptcy or legal action against the collector are viable options. Keep detailed records of all correspondence and calls for potential complaints.

Can 617-830-3180 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you’re dealing with a debt collector like 617-830-3180, they can indeed sue you or garnish your wages if they have a legitimate debt. To avoid this, negotiate a payment plan that works for you, and show good faith by making payments in writing. You can also seek help from a credit counselor or attorney to protect your rights.

Before settling, make sure the payment terms are affordable and realistic for your budget. Always get any agreements in writing before making payments. While settling might be necessary to avoid legal action, it’s important to carefully consider the terms and ensure they’re in your best interest. Consult professionals to understand your rights and options before making any decisions.

If 617-830-3180 Is A Collection Company, How Can I Remove It From My Credit Report?

If 617-830-3180 is a debt collection company, the first step is to validate if the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, or hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Alternatively, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 617-830-3180?

People have left various feedback and comments about 617-830-3180, which is associated with Associated Credit Services, Inc. This collection agency has been involved in six consumer complaint cases, with one case still open that was filed in April of 2016. The comments and feedback often mention that individuals are harassed by the company over debts and that they are aggressive and rude on the phone. Some users have also reported receiving threatening voicemails and violations of the Fair Debt Collection Practices Act. If you are being harassed by Associated Credit Services, Inc or any other debt collection agency, it is recommended that you seek legal assistance to protect your rights and stop the harassment.