619-841-7800

What Company Is Calling Me From 619-841-7800? Are They A Scam And Why Are They Calling Me?

The company calling from 619-841-7800 is likely Midland Credit Management (MCM), a debt collection agency. While their robocalls may seem suspicious, it’s essential to verify the debt and only engage with them if necessary. To avoid these calls, block the number and send a cease and desist letter. If they violate any rules or regulations, report them to the Consumer Financial Protection Bureau. For further assistance, consult a non-profit credit counselor or a consumer protection attorney.

How Can I Block Or Stop Calls From 619-841-7800?

To block or stop calls from 619-841-7800, first let unknown calls go to voicemail and do not answer directly. If it’s a debt collector like Midland Credit Management (MCM), contact your phone carrier or use call blocking apps to prevent further calls. Send a cease and desist letter and maintain detailed records of calls. Consult a non-profit credit counselor or consumer protection attorney to address the debt and potential lawsuits. Report any violations to the Consumer Financial Protection Bureau, and verify the debt before engaging.

Is 619-841-7800 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from 619-841-7800, it is likely from Midland Credit Management (MCM), a debt collection agency that uses robocalls for potentially deceptive practices. To protect your rights as a consumer, first verify the debt being collected and only engage with the debt collector if you believe it is a legitimate debt. If you do not wish to receive calls from the debt collector, you can revoke your consent to be called outside of normal business hours and request that they do not contact you at your workplace.

If you feel that the debt collector is violating the FDCPA, you can send a cease and desist letter to request that they stop contacting you. Additionally, you can report the violations to the Consumer Financial Protection Bureau (CFPB). Consider consulting a non-profit credit counselor or a consumer protection attorney for assistance if you believe your rights have been violated or if you need guidance on how to handle the situation. Ultimately, being aware of your rights under the FDCPA and taking action to protect yourself from abusive debt collection practices can help you maintain control over your financial situation.

If 619-841-7800 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 619-841-7800 and suspect it’s a debt collector, you should first verify the debt’s legitimacy. Request written validation from the collector, review the information for accuracy, and dispute any discrepancies. If you acknowledge the debt, explore settlement options or payment plans. Remember to exercise your rights under the Fair Debt Collection Practices Act (FDCPA) to avoid mistreatment.

For added protection, consider speaking with a credit counselor or contacting a consumer protection attorney. Maintain thorough records of your interactions with the collector and revoke permission for any unwanted contact. If the debt collector continues to violate the FDCPA or harasses you, report the issue to the Consumer Financial Protection Bureau.

Can 619-841-7800 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 619-841-7800 regarding a debt, it is crucial to address it promptly. If the debt is legitimate, you may face legal action, including wage or bank account garnishment. To avoid legal action, negotiate affordable payment plans, assert inability to pay, seek credit counseling, or hire a consumer law attorney. Bankruptcy may be an option if debts are overwhelming. Ensure any settlement terms are in writing and only agree to payments you can maintain. Seek assistance to understand your options and rights before settling.

If 619-841-7800 Is A Collection Company, How Can I Remove It From My Credit Report?

First, confirm if the debt is legitimate by requesting written confirmation from 619-841-7800. Review the validation to ensure the debt is accurate. If the debt is found to be incorrect, dispute the debt and demand removal. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service to help remove the negative item from your credit report. You may also choose to wait for the 7-year limit, during which time the debt will automatically be removed from your report.

In the meantime, file a complaint with the Consumer Financial Protection Bureau (CFPB) if you believe the debt collection agency has violated any regulations. Additionally, consider consulting with an attorney who specializes in consumer protection if you need further assistance. Always focus on meeting the debt validation requirements before taking any action. Keep detailed records of your interactions with the debt collection agency, and never engage with them unless you’re certain of the debt’s legitimacy.

What Feedback And Comments Do People Leave About 619-841-7800?

The feedback and comments about 619-841-7800 are limited, with only two complaints filed with the Federal Trade Commission (FTC). One user reported never receiving a call, while the number is known to spoof different numbers and is associated with San Diego, CA. Searches show that the caller is likely a debt collector. Due to the scarcity of detailed comments and quotes, it is difficult to gauge public opinion on this number.

Ultimately, if you receive a call from 619-841-7800, be cautious as it may be from a debt collection agency called Midland Credit Management (MCM) that uses robocalls and potentially scam-like tactics. Always verify the debt you owe and engage only if desired. To prevent unwanted calls, block the number and consider sending a cease and desist letter. If you believe your rights have been violated, report the issue to the Consumer Financial Protection Bureau. Seek assistance from a non-profit credit counselor or consumer protection attorney for further guidance.