628-333-6459

What Company Is Calling Me From 628-333-6459? Are They A Scam And Why Are They Calling Me?

First, the phone number 628-333-6459 is linked to Clean Planet Pro, a company that makes unsolicited calls to offer electric bill reduction services. Although there are no known scam activities, unsolicited calls can be bothersome. To counter this, you can block the calls or report them to the FTC (Federal Trade Commission). Furthermore, you can identify if the unknown call is from a debt collector and take the necessary action. Consulting a non-profit credit counselor or a consumer protection attorney can help address underlying debt issues and potential legal action. Make sure to document any potential violations and protect your rights.

How Can I Block Or Stop Calls From 628-333-6459?

First, determine if the calls are from a debt collector. If they are, contact your phone carrier to block the number and use call blocking apps to further prevent unwanted calls. Once you have identified the call, send a cease and desist letter to demand no further calls. If your state has specific laws regarding debt collection, use those rights to stop the calls. Keep records of all calls to show a pattern of harassment if necessary.

To address any outstanding debts, consult a non-profit credit counselor for negotiation assistance. If the collector violates regulations, speak to a consumer protection attorney for guidance on potential lawsuits. Blocking calls won’t eliminate debts, but taking action can stop harassment and help manage any outstanding debts.

Is 628-333-6459 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 628-333-6459, it is associated with Clean Planet Pro, a telemarketing company offering electric bill reduction services. Although no scams have been reported, unsolicited calls can be annoying. To handle this, you can block the number through your phone carrier, call blocking apps, or smartphone settings. If the call is from a debt collector, you have rights under the Fair Debt Collection Practices Act (FDCPA).

To document potential FDCPA violations, note the date, time, frequency, phone number, and details of all calls. Keep track of if they call outside the allowed hours of 8am-9pm in your time zone, call repeatedly over a short period, or use abusive, threatening, or obscene language. Assert your rights by revoking any prior consent given to call outside normal hours, formally requesting they stop contacting you at work, sending a cease and desist letter, or verbally asking them to stop calling during any conversation.

Seek help from the Consumer Financial Protection Bureau, a consumer protection attorney, or your state Attorney General’s office for further guidance on your situation. You can also consult an experienced credit counselor to address the debt without incurring more collection calls. Adhering to the FDCPA is mandatory for any collector contacting you, and maintaining detailed records and asserting your rights can prevent further harassment from debt collectors.

If 628-333-6459 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 628-333-6459 is a debt collector, you must first validate the debt to ensure its authenticity. To do this, send a debt validation letter by mail, requesting written proof of the debt, including your personal details, creditor name, account number, and amount owed.

Once the debt is validated, consider the following options: negotiate a lump-sum settlement or a payment installment plan, offer a partial payment of 30-50% if affordable, and request deletion from your credit report. You can also assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency or an attorney to explore options such as bankruptcy or legal action against the collector.

Maintain detailed records of all correspondence and calls for potential complaints. If the number is not a debt collector, consider blocking the calls through your phone carrier, call blocking apps, or smartphone settings. Additionally, you can send a cease and desist letter to stop further calls and protect your rights. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and potential legal action.

Can 628-333-6459 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 628-333-6459 is a debt collector, they can potentially sue you for the debt and garnish your wages if they obtain a court judgment. To avoid legal action, you can:

1. Negotiate a payment plan that’s affordable for you and document it in writing.
2. Inform the collector if you can’t pay, but be prepared for them to proceed with legal action.
3. Seek help from a non-profit credit counselor to work with the collector.
4. Hire a consumer law attorney to understand your rights under the FDCPA and state laws.
5. Consider bankruptcy if debts are overwhelming, but consult with an attorney first.

Before deciding to settle, make sure:

1. The proposed payment plan is realistic for your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware that a collector can still sue if you default on a settlement.
4. Settling for a lump sum you can’t afford may cause more financial harm in the long run.

It’s crucial to understand your options and rights before settling to avoid further financial issues.

If 628-333-6459 Is A Collection Company, How Can I Remove It From My Credit Report?

If 628-333-6459 is a debt collection company, you can take several steps to potentially remove it from your credit report. First, ensure the debt is legitimate by requesting written confirmation and reviewing it for accuracy. If any information is incorrect, send a dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf or waiting for the 7-year credit reporting time limit to pass are other options.

Filing a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consulting a consumer law attorney to review potential lawsuits for removal and damages, are additional steps to consider. Keep detailed written records showing your efforts to resolve the disputed collection account. Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 628-333-6459?

People often leave negative feedback about the phone number 628-333-6459, as it is associated with telemarketing calls from a company called CleanPlanetPro. They report receiving multiple calls, silent calls, and hang-ups, with some calls being related to energy bill scams. The number is located in San Francisco, California. Another number, 530-290-1699, is also associated with telemarketing calls, located in Chico, Davis, and Placerville, California.

To deal with these issues, users can block the calls or report them to the Federal Trade Commission (FTC). They can also identify if the unknown call is from a debt collector and take appropriate action. Blocking the number through phone carrier, call blocking apps, or smartphone settings can help mitigate the problem. Sending a cease and desist letter may stop further calls and protect user rights. Consulting a non-profit credit counselor or consumer protection attorney can help address underlying debt and potential legal action. The Fair Debt Collection Practices Act (FDCPA) offers protections for consumers during debt collection calls. It is crucial to document potential violations, including date, time, frequency, phone number, and details, to address the issue effectively.