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What Company Is Calling Me From 8336690178 And Why Are They Calling? Are They A Debt Collector?

The company calling from 833-669-0178 is Hunter Warfield, a debt collection agency. They are contacting individuals to collect on outstanding debts. Hunter Warfield is known for making repeated calls about debts, even if they are disputed or the person claims they do not owe anything. The calls usually originate from various numbers with the 833-669 prefix that Hunter Warfield uses.

Users have reported 833-669-0178 as a number associated with debt collection by Hunter Warfield. Some user reports suggest that the number originates from Florida. If you receive calls from Hunter Warfield regarding a debt that you don’t believe you owe, you can request debt validation and dispute the debt in writing. If the calls persist after disputing, you may be able to stop them by sending a cease and desist letter or reporting the number to the FTC.

To monitor your credit and identify any potential erroneous or fraudulent debts, it is recommended to pull a 3 bureau credit report from IdentityIQ. This will help you stay informed about your credit and take necessary actions to protect yourself from any unjust debt collection attempts.

Note: Keep in mind that this information is based on user reports and may not reflect the specific situation or actions of Hunter Warfield. It is important to consult with a professional or legal advisor for personalized advice regarding your specific debt situation.

How Can I Block Or Stop Calls From 8336690178?

If you’re looking to block or stop calls from the number 8336690178, here’s what you can do:

First, it’s important to determine if the call is from a debt collector. To do this, let unknown calls go to voicemail and avoid answering them directly. Debt collectors may leave messages stating that they are attempting to collect a debt.

Next, take steps to block further calls. Contact your phone carrier and request to permanently block the number. Additionally, you can use call blocking apps like Nomorobo or Hiya. On smartphones, you can set contacts not in your address book to go straight to voicemail or be blocked.

You can also request no further contact from the caller. Send a cease and desist letter via certified mail, demanding that they stop calling you. Check if your state has laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice, and include those rights in your cease and desist letter. Make sure to keep detailed records of all calls for potential legal action.

Lastly, seek assistance in addressing the underlying debt. Consider consulting a non-profit credit counselor who can help you negotiate a resolution. If the collector violates regulations, it may be worth speaking to a consumer protection attorney who can advise you on your rights and potential lawsuits. Keep an eye on your voicemails for any messages from an identified collector.

It’s important to note that blocking calls does not eliminate any legitimate debts owed. However, by taking proactive steps, you can put an end to harassment while also addressing any outstanding debts you may have.

What Are My Rights As A Consumer Regarding Calls From 8336690178 And Are They Violating The Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act (FDCPA), as a consumer, you have specific rights when it comes to debt collection calls from the number 8336690178. If you believe that this number is violating the FDCPA, there are actions you can take to assert your rights and receive assistance.

To document any potential FDCPA violations, make a record of the date, time, frequency, phone number, and details of each call. Take note if they call outside of the allowed hours of 8am – 9pm in your time zone, unless you have given consent for other hours. Keep track if they repeatedly call over a short period or use abusive language.

To assert your rights, you can revoke any prior consent given to call outside normal hours by providing a written notice. If your workplace prohibits calls, formally request that they stop contacting you there. You can also send a certified mail cease and desist letter, demanding no further contact by phone, and verbally ask them to stop calling during any conversation.

If you require assistance, report any violations to the Consumer Financial Protection Bureau along with your documentation to initiate an investigation. Consult with a consumer protection attorney to fully understand your rights and available options, which may include taking legal action for damages. Contact your state Attorney General’s office for guidance if you believe the FDCPA has been violated. Additionally, seek advice from an experienced credit counselor on managing the debt without facing further collection calls.

By following these steps and staying informed about your rights, you can safeguard yourself against harassment and ensure that debt collectors adhere to the regulations outlined in the FDCPA.

If Company From 8336690178 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If the company from 8336690178 is a debt collector, you can validate the debt by sending a formal request for written validation of the debt. Use a debt validation letter and carefully review the validation for accuracy, including your personal details, creditor name, account number, and amount owed. If you find any incorrect or unrecognized information, dispute it in writing and request removal from your credit report.

Once the debt has been validated, you have several options for dealing with it. You can negotiate a reasonable lump-sum settlement or a payment installment plan in writing before making any payment. Another option is to offer a partial payment of 30-50% of the balance if it is affordable and request deletion from your credit report in exchange. If the debt collector violates regulations during collection, assert your rights under the Fair Debt Collection Practices Act (FDCPA). Consulting a non-profit credit counseling agency can also provide guidance on negotiating debt resolution. In more serious cases, contacting an attorney may be necessary to explore options like bankruptcy or legal action against the collector. Keep detailed records of all correspondence and calls, and consider revoking any prior permission to contact you outside FDCPA guidelines.

Remember, don’t ignore a potential debt collector. Validate the debt and exercise your consumer rights under federal and state law before deciding on the best course of action. Seeking help from professionals can ensure a fair outcome. Additionally, consider obtaining a copy of your credit report from IdentityIQ or a similar service to review all debts and ensure accuracy.

Can The Company From 8336690178 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8336690178 is a debt collector and the debt is legitimate, they have the potential to sue you to recover the amount owed. They may seek a court judgment and could potentially garnish your wages or bank accounts as a result.

To prevent legal action, there are several steps you can take. Firstly, you can negotiate affordable lump-sum or installment payments in writing, demonstrating your commitment to paying off the debt. Secondly, you can assert your inability to pay and request that the company cease contact with you. While this may deter a lawsuit, there is still the possibility that they may proceed. Seeking guidance from a non-profit credit counselor who can advocate on your behalf is another option. Additionally, consulting with a consumer law attorney can help you understand your protections under the Fair Debt Collection Practices Act (FDCPA) and state laws regarding unreasonable lawsuits. If your debts are overwhelming, considering bankruptcy may also be worth exploring after discussing it with an attorney.

Before agreeing to settle, it is crucial to carefully consider a few factors. Ensure that any proposed payment plan is realistically affordable based on your budget. Obtain written confirmation of settlement terms or agreements before making any payments. It’s important to note that even after settling, a collector can still sue if you default on the settlement. Be cautious about settling for a lump sum that you cannot truly afford, as it could cause further financial harm in the long run.

While settling is often a sensible way to avoid legal action, it is vital not to agree to payments that you cannot realistically maintain. Seek assistance from professionals or resources like IdentityIQ to gain a comprehensive understanding of your options and rights before making any decisions.

If 8336690178 Is A Collection Company, How Can I Get It Removed From My Credit Report?

If 8336690178 is a collection company, the first step to get it removed from your credit report is to validate the debt’s legitimacy. Request written confirmation and carefully review the validation for accuracy in personal details and debt information. If there are any inaccuracies, send a written dispute to the collection agency stating that the debt is incorrect according to the Fair Credit Reporting Act and demand removal from your credit file.

If the collector verifies the debt’s validity, there are several potential options for removal. You can negotiate a pay-for-delete agreement in writing, settling the debt in exchange for its removal. Another option is offering a good faith partial settlement payment and requesting deletion as a gesture of goodwill, though a formal agreement is not guaranteed. You can also consider hiring a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Alternatively, you can wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, you can file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney is another option to determine if the collector has broken any laws, potentially enabling you to sue for removal and damages. It’s crucial to keep detailed written records of your efforts to resolve the disputed collection account.

By proactively validating debts, negotiating with collectors, and asserting your rights, you can increase the chances of removing collections from your credit report. However, it’s important to focus on determining the legitimacy of the debt before taking any further action.