661-283-0148

What Company Is Calling Me From 661-283-0148? Are They A Scam And Why Are They Calling Me?

The phone number 661-283-0148 is from Bakersfield, California, and is associated with scam calls. It is linked to Herbert P. Sears Co., Inc., a collections agency. However, the nature of the calls does not match the company’s business, suggesting the number may have been used or spoofed by another entity for scam or telemarketing calls. To ensure your safety, treat calls from this number with caution and verify the caller’s identity before engaging. If it’s a debt collector, assert your rights under the Fair Debt Collection Practices Act (FDCPA), negotiate a settlement, and consult with a consumer protection attorney or credit counselor. Keep detailed records of all calls and communications, and report any violations to the Consumer Financial Protection Bureau.

How Can I Block Or Stop Calls From 661-283-0148?

To block or stop calls from 661-283-0148, first determine if it’s a debt collector by not answering unknown calls and letting them go to voicemail. Once identified, follow these steps:

1. Use your phone carrier’s settings, call blocking apps, or smartphone features to block the number.
2. Send a cease and desist letter to the debt collector to request no further contact.
3. Keep records of all calls and communications.
4. Consult a non-profit credit counselor or a consumer protection attorney to address the debt and protect your rights under the Fair Debt Collection Practices Act (FDCPA).
5. Report any violations or abusive practices to the Consumer Financial Protection Bureau.

By staying vigilant and exercising your rights under the law, you can protect yourself from scams and unscrupulous collectors.

Is 661-283-0148 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 661-283-0148 is associated with Bakersfield, California, and has been linked to scam calls and a collections agency called Herbert P. Sears Co., Inc. Always be cautious when receiving calls from this number and verify the identity of the caller before engaging. If it’s a debt collector, remember that you have rights under the Fair Debt Collection Practices Act (FDCPA). This act protects you from abusive or deceptive practices. You can negotiate a settlement, consult with a consumer protection attorney or credit counselor, and keep detailed records of all calls and communications. Additionally, report any violations to the Consumer Financial Protection Bureau to ensure the responsible party faces consequences for their actions.

If 661-283-0148 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To validate the debt associated with the phone number 661-283-0148, first determine if it is indeed a debt collector. If it is, request written validation of the debt, including details such as the amount owed, the creditor’s name, and the original transaction date. Review the validation thoroughly for accuracy and dispute any discrepancies. You have the right to request that the collector verifies the debt within 5 days of receiving your dispute.

Consider negotiating a settlement or payment plan with the debt collector, while also invoking your rights under the Fair Debt Collection Practices Act (FDCPA). Seek help from non-profit credit counseling agencies or an attorney specializing in consumer protection if needed. Maintain detailed records of all communication with the debt collector and revoke any permission for them to contact you outside the guidelines set by the FDCPA. By taking these steps, you can validate the debt and protect your consumer rights.

Can 661-283-0148 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 661-283-0148 claiming to be a debt collector, know that they can legally sue you if you owe a legitimate debt. In this case, they may garnish your wages or bank accounts after obtaining a court judgment. To avoid such actions, you can negotiate affordable payment plans, assert your inability to pay, seek advice from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy as a last resort.

Before deciding to settle with a debt collector, make sure the payment plan is manageable for you and get the terms in writing. Be cautious, as scammers might pose as debt collectors, so always verify the caller’s identity and report any suspicious calls to the proper authorities.

If 661-283-0148 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 661-283-0148 is indeed a collection company by verifying the debt’s legitimacy. Request written confirmation from the agency and review the details carefully. If you find any inaccuracies, dispute them under the Fair Credit Reporting Act.

Next, try negotiating a pay-for-delete agreement with the collection agency, offering a good faith settlement, or seeking assistance from a credit repair service. If you’re struggling to resolve the issue, wait for the 7-year time limit for the debt to be removed automatically from your credit report.

Alternatively, file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult an attorney to help you navigate the process. Keep detailed records of all calls and communications, and report any violations to the CFPB.

What Feedback And Comments Do People Leave About 661-283-0148?

People often leave feedback about 661-283-0148, stating that they receive unwanted calls from telemarketing operations posing as security companies. These callers typically do not leave voicemails and hang up when asked for more information. The number is associated with wireless carriers like Brooks Fiber Communications and T-Mobile, and is located in Bakersfield, California.

To sum it up, the general consensus is that this phone number is linked to unwanted and potentially suspicious calls. It’s vital to approach any calls from this number with caution and verify the caller’s identity before engaging. If it turns out to be a debt collector, assert your rights under the Fair Debt Collection Practices Act (FDCPA), negotiate a settlement, and consider consulting with a consumer protection attorney or credit counselor.

In the end, it’s essential to maintain detailed records of all calls and communications received from this number, and report any violations to the Consumer Financial Protection Bureau.