6782507210

What Company Is Calling Me From 6782507210 And Why Are They Calling? Are They A Debt Collector?

If you received a call from the number 6782507210, it is Hollis Cobb, a company specializing in debt collection and revenue cycle management for the healthcare industry. They are calling to collect on an outstanding medical debt. However, there have been negative reviews and complaints about this number being associated with unsolicited, unwanted, and potentially harassing debt collection calls.

The number 6782507210 is registered to AT&T and located in Atlanta, GA. It is important to verify the legitimacy of the debt before taking any further action. If you do not recognize the debt they are calling about, request written validation of the debt and ask them to stop calling. If the calls persist, filing complaints with the Federal Trade Commission (FTC) and your phone provider might be beneficial.

To gain a comprehensive understanding of your financial situation, consider pulling a 3 bureau credit report using services like IdentityIQ. This allows you to review your credit history and identify any outstanding debts or discrepancies. Remember to handle debt collection calls with caution and protect your rights as a consumer.

How Can I Block Or Stop Calls From 6782507210?

To block or stop calls from the number 6782507210, follow these steps. First, let unknown calls go to voicemail and avoid answering them directly. By doing this, you can determine if the calls are from a debt collector. Debt collectors often leave messages about collecting a debt.

Once you confirm that the calls are coming from a collector, take action to block future calls. Contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya to automatically filter and block the number at the network level. On smartphones, you can also set contacts not in your address book to go straight to voicemail or be blocked.

In addition to call blocking, you can formally request no further contact from the debt collector. Send a cease and desist letter via certified mail, demanding that they stop calling you. Keep detailed records of all calls to demonstrate harassment if you decide to take legal action.

Finally, it’s crucial to address the underlying debt. Seek assistance from a non-profit credit counselor who can help negotiate a resolution. If the collector violates any regulations, consider consulting a consumer protection attorney. Remember to regularly check your voicemails for any messages from the identified collector, as blocking calls does not eliminate legitimate debts owed.

What Are My Rights As A Consumer Regarding Calls From 678-250-7210, And Are They Violating The Fair Debt Collection Practices Act?

If you believe that calls from 678-250-7210 are violating your rights as a consumer under the Fair Debt Collection Practices Act (FDCPA), it’s crucial to gather evidence of potential violations. Keep a record of the date, time, frequency, phone number, and details of all calls. Make a note if they call outside the allowed hours of 8am – 9pm in your time zone or engage in repeated calling or abusive language.

To assert your rights, there are several actions you can take. Start by revoking any prior consent given to call outside normal hours in writing. If your workplace prohibits these calls, formally request that they stop contacting you there. You can also send a cease and desist letter via certified mail, explicitly stating that you do not want any further contact via phone. Moreover, during conversations, verbally ask them to stop calling you.

If you require guidance and assistance, consider reporting the violations, along with your documented evidence, to the Consumer Financial Protection Bureau. This step can initiate an investigation into the matter. Seeking advice from a consumer protection attorney will provide you with insights into your specific rights and options, such as the possibility of pursuing damages through legal action. If you suspect FDCPA violations have occurred, contacting your state Attorney General’s office can also offer further guidance. Lastly, reaching out to an experienced credit counselor can help address the debt without enduring additional collection calls.

Remember, collectors must follow the FDCPA regulations.

If Company From 6782507210 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If the company from 6782507210 is a debt collector, you have options for validating the debt and dealing with it. Firstly, you should formally request written validation by sending a debt validation letter to the collector. The Fair Debt Collection Practices Act (FDCPA) legally obligates them to provide this information. Once you receive the validation, carefully review it for accuracy, ensuring all personal details, creditor name, account number, and amount owed are correct. If you find any errors or unfamiliar information, dispute it in writing and ask for its removal from your credit report.

After validating the debt, you have several avenues to address it. You can negotiate a reasonable lump-sum settlement or a payment installment plan in writing before making any payment. If feasible, offering a partial payment of 30-50% of the balance and requesting deletion from your credit report may be an option. Furthermore, if the debt collector violates any regulations during the collection process, you can assert your rights under the FDCPA. Consider reaching out to a non-profit credit counseling agency for guidance on negotiating debt resolution. In more complex situations, consulting an attorney regarding potential options like bankruptcy or legal action against the collector may be advisable. Keep detailed records of all communication and rescind any prior permission given to contact you outside FDCPA guidelines.

When dealing with a potential debt collector, it’s crucial not to ignore them. Validate the debt, exercise your consumer rights under federal and state law, and seek help

Can The Company From 6782507210 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the phone number 6782507210 belongs to a debt collector and they have a legitimate claim against you, there is a possibility that they may sue you to collect the debt. If they are successful in obtaining a court judgment, they could garnish your wages or bank accounts.

To prevent legal action, there are several steps you can take. First, try negotiating affordable lump-sum or installment payments with the debt collector. It’s important to have this agreement in writing to show your commitment to paying off the debt. You can also inform the collector that you are unable to pay and request them to stop contacting you, although this might not guarantee that they won’t file a lawsuit. Seeking advice from a non-profit credit counselor or consulting a consumer law attorney can also be beneficial in navigating the situation and understanding your rights.

Before agreeing to any settlement, it’s crucial to carefully review the terms and make sure that they are realistically affordable within your budget. It’s important to get any settlement agreements in writing before making any payments. Keep in mind that even after settling, the collector still has the option to sue if you fail to meet the terms of the settlement. Settling for a lump sum payment that you cannot realistically afford may have negative long-term financial consequences.

In summary, settling with the debt collector is often a reasonable option to avoid legal action, but it’s essential to thoroughly evaluate the terms and consider seeking professional assistance to fully understand your available options and rights.

If 6782507210 Is A Collection Company, How Can I Get It Removed From My Credit Report?

If you suspect that 6782507210 is a collection company, the first step is to request written confirmation to validate the debt’s legitimacy. Carefully review the validation for any inaccuracies in your personal details or the debt information. If you find any errors, send a written dispute to the collection agency stating that the debt is incorrect according to the Fair Credit Reporting Act and demand its removal from your credit file.

In case the collector verifies the validity of the debt, there are a few steps you can take to potentially get it removed. One option is to negotiate a pay-for-delete agreement in writing, where you settle the debt in exchange for its removal. Another option is to offer a partial settlement payment as a gesture of goodwill and request deletion, although they are not obligated to remove it without a formal agreement.

Consider hiring a credit repair service if you prefer to have professionals handle the dispute process and provide legal resources for removal. Alternatively, you can wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau or seek advice from a consumer law attorney regarding potential legal action for removal and damages.

Remember to keep detailed written records throughout this process, documenting your efforts to resolve the disputed collection account. By proactively validating debts, negotiating with collectors, and asserting your rights, you can increase your chances of removing collections from your credit report. Always prioritize determining the legitimacy of the debt before taking any action.