702-359-9999

What Company Is Calling Me From 702-359-9999? Are They A Scam And Why Are They Calling Me?

The phone number 702-359-9999 has been reported for suspicious calls, with users claiming threats to contact their workplace or deliver legal documents. These calls may be part of a robocall or telemarketing scheme, using different names and company affiliations. It’s unclear which specific company is behind these calls. To protect yourself, be cautious with unknown callers and avoid sharing personal information or calling back unknown numbers. Report fraudulent calls to local law enforcement or the Federal Trade Commission.

How Can I Block Or Stop Calls From 702-359-9999?

To block or stop calls from 702-359-9999, first, let unknown calls go to voicemail. If a debt collector leaves a message, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya, or set contacts not in your address book to go straight to voicemail.

If you identify the calls as coming from a debt collector, send a cease and desist letter via certified mail demanding no further calls. Consult a non-profit credit counselor to negotiate a resolution of the debt, or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Keep an eye on voicemail messages from identified collectors and be aware of your rights under the Fair Debt Collection Practices Act (FDCPA).

Remember, blocking calls doesn’t eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 702-359-9999 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 702-359-9999, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA is designed to protect consumers from abusive, deceptive, and unfair debt collection practices. To ensure your rights are being respected, document the details of each call, including the date, time, frequency, phone number, and any violations such as calls outside allowed hours or abusive language.

You have the right to revoke consent for calls outside normal hours and request that collectors cease contacting you at work. Additionally, you can send a cease and desist letter via certified mail to request that the collector stops contacting you altogether.

If you suspect FDCPA violations, consult with a consumer protection attorney or contact your state Attorney General’s office for guidance. It is essential to adhere to the FDCPA as it is required for any collector contacting you. By being aware of your rights and keeping detailed records, you can effectively prevent further harassment from debt collectors.

If 702-359-9999 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To determine if 702-359-9999 is a debt collector, first ask the caller for their name, company, and reason for the call. If they are a debt collector, follow these steps:

1. Request written validation of the debt by sending a debt validation letter to the collector. They are legally required to provide this under the FDCPA.
2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once validated, consider these options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.
3. Formally assert your rights under the FDCPA if they violate regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 702-359-9999 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is trying to recover a legitimate debt, they can potentially sue you and garnish your wages. To avoid legal action, negotiate a payment plan, assert your inability to pay, request them to stop contacting you, seek help from a non-profit credit counselor, or consider other options like hiring an attorney or filing for bankruptcy if debts are overwhelming. Remember to document all communication and efforts to address the debt. If you choose to settle, make sure the payment plan is realistic based on your budget, get any settlement terms in writing before making payments, and be aware that the collector can still sue if you default on the settlement. It’s essential to understand your options and rights before making any decisions.

If 702-359-9999 Is A Collection Company, How Can I Remove It From My Credit Report?

If 702-359-9999 is a debt collection company, start by verifying if the debt is legitimate. Request written confirmation from the collector and review the validation carefully to ensure the details are accurate. If there are any inaccuracies, send a written dispute to the collection agency, stating the debt is inaccurate as per the Fair Credit Reporting Act.

If the collector confirms the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to formally dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 702-359-9999?

Various people have left comments and feedback about the phone number 702-359-9999. Many users report receiving calls from Certified Documents Deliveries, with callers threatening legal action, asking to contact other numbers, and mentioning claim numbers. It’s important to be cautious and consider blocking these calls, as they could be from scammers trying to obtain personal information. The company behind the number is unclear, and it may be a robocall or telemarketing scheme. Be vigilant and avoid sharing personal information with unknown callers. Report suspicious calls to local law enforcement or the FTC. If it’s a debt collector, block calls using carrier blocking, apps, or voicemail settings. Familiarize yourself with your rights under the FDCPA, document details of debt collection calls, and request written validation of the debt. Negotiate a settlement or payment plan, dispute inaccurate information, and consider legal action if necessary. Legitimate debt may lead to legal action, so negotiate affordable payments and document all interactions. Verify debt legitimacy, dispute inaccurate information, and consider credit repair services or legal assistance. Exercise caution and consider blocking calls from 702-359-9999, as mixed reviews and potential scams surround this number.