702-834-9658

What Company Is Calling Me From 702-834-9658? Are They A Scam And Why Are They Calling Me?

The phone number 702-834-9658 is from Las Vegas, Nevada and may be associated with telemarketing activities. It is important to be cautious with unknown callers seeking personal information. To identify the caller as a potential debt collector, avoid answering unknown calls and block the number. If the caller insists on contacting you, request no further communication through a cease and desist letter. Keep a record of the calls and report any violations to the Consumer Financial Protection Bureau.

If the debt is legitimate, ensure you validate it and negotiate a settlement. Consult a credit counselor or attorney for assistance in handling the situation. Be aware of potential legal actions and negotiate affordable payment plans to avoid wage garnishment. Always stay vigilant and cautious when dealing with unknown callers, especially those asking for personal information.

How Can I Block Or Stop Calls From 702-834-9658?

To stop calls from 702-834-9658, start by letting the unknown calls go to voicemail. If it’s a debt collector, block the number using your phone carrier’s features or call blocking apps. Then, send a cease and desist letter, keeping records of all calls and communications. Report any violations to the Consumer Financial Protection Bureau. If the debt is legitimate, seek help from a non-profit credit counselor or consult a consumer protection attorney to validate the debt and negotiate a settlement.

Is 702-834-9658 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 702-834-9658 and suspect it is a debt collector, remember that the Fair Debt Collection Practices Act (FDCPA) protects your rights as a consumer. Document the details of each call, including the date, time, frequency, phone number, and conversation content. If the calls are outside the allowed hours or involve abusive language, you can revoke your consent for them to contact you.

You also have the right to request that the collector cease calling you, either by asking directly or sending a cease and desist letter. If you believe the collector is violating the FDCPA, report the violation to the Consumer Financial Protection Bureau. In some cases, it may be helpful to consult a credit counselor or attorney for assistance in dealing with the debt collector. If the debt is legitimate, be aware of potential legal action and negotiate affordable payment terms to avoid wage garnishment.

If 702-834-9658 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 702-834-9658 and the caller is a debt collector, the first step is to validate the debt to ensure its accuracy and legitimacy. Request a written validation from the collector and review the information for any discrepancies. Dispute any incorrect information and request removal from your credit report.

Next, negotiate a settlement or payment plan with the collector, asserting your rights under the Fair Debt Collection Practices Act (FDCPA). Consult a credit counselor or attorney for further advice and assistance. Keep records of all correspondence and calls, and revoke any permission for contact outside FDCPA guidelines.

If the debt is legitimate, be aware of potential legal action and negotiate affordable payments to avoid wage garnishment. By taking these steps, you can effectively address the situation and protect your rights as a consumer.

Can 702-834-9658 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector with the phone number 702-834-9658 is trying to collect a debt from you, it’s essential to know your rights and options. If they are indeed a debt collector, they can sue you to recover the owed amount. If they succeed in obtaining a court judgment, they might be able to garnish your wages or bank accounts.

To avoid legal actions, negotiate affordable payment plans with the collector. Alternatively, you can assert your inability to pay the debt and seek guidance from a non-profit credit counselor. Hiring a consumer law attorney to represent you in negotiations or legal proceedings could also be an option. In some cases, filing for bankruptcy might be the best course of action depending on your situation.

Before settling the debt, make sure the payment plan is feasible for your financial situation. Ensure you get the terms of the agreement in writing, and be aware that defaulting on a settlement could lead to legal action by the debt collector. Understanding your rights and options when dealing with debt collectors like the one with the phone number 702-834-9658 is crucial for protecting yourself and making informed decisions.

If 702-834-9658 Is A Collection Company, How Can I Remove It From My Credit Report?

If 702-834-9658 is a collection company, follow these steps to remove it from your credit report:

1. Verify the debt: Ensure the debt is legitimate by requesting written confirmation from the collection agency. Review the documents thoroughly.

2. Dispute inaccuracies: If there are any inaccuracies, dispute them with the collection agency and the credit bureaus.

3. Negotiate a pay-for-delete agreement: Request the collection company to remove the debt from your credit report in exchange for full or partial payment.

4. Seek help from a credit repair service: If you’re unable to handle the process yourself, consider hiring a credit repair service to assist you.

5. Wait for the collection to fall off: If your efforts fail, wait for the collection to fall off your credit report after 7 years.

6. File a complaint with the Consumer Financial Protection Bureau: If the collection company is still causing issues, file a complaint with the CFPB.

7. Consult a consumer law attorney: If needed, seek legal advice from a consumer law attorney to protect your rights and resolve the matter.

8. Keep detailed records: Throughout the process, maintain detailed records of all communications and actions taken, which will be useful if you need to escalate the issue further.

What Feedback And Comments Do People Leave About 702-834-9658?

People leave a variety of feedback and comments about the phone number 702-834-9658, often related to their experiences with telemarketing or outbound marketing calls in the Nevada area. Some individuals may express dissatisfaction with unwanted or intrusive calls, while others appreciate the service provided, including the information or offers received. It’s important to remember that feedback can be subjective, as people’s experiences and opinions may differ. To protect yourself from potential scams or unwanted calls, consider not answering unknown calls and blocking the number. If you believe the call is from a debt collector, you can request no further contact through a cease and desist letter. In case of violations, report them to the Consumer Financial Protection Bureau. Validating the debt and negotiating a settlement, if legitimate, is crucial, and seeking assistance from a credit counselor or attorney can be helpful in navigating the process.