703-239-6351

What Company Is Calling Me From 703-239-6351? Are They A Scam And Why Are They Calling Me?

When you receive a call from the number 703-239-6351, it is likely a scammer posing as the IRS. These callers demand payment for supposedly delinquent accounts or fraudulent claims. To protect yourself, do not provide any personal information or make any payments over the phone. If unsure, hang up and contact the IRS using a verified phone number.

To address the situation, first identify the unknown call as a debt collector and block the number. Understand your rights under the Fair Debt Collection Practices Act (FDCPA). Request written validation of the debt and dispute any inaccuracies. Negotiate a settlement or payment plan and assert your rights under FDCPA. Be aware of potential legal action and thoroughly document all communication and efforts to address the debt.

To validate debt legitimacy, dispute inaccurate information, and negotiate removal from your credit report. If the collector breaks laws, consult a consumer law attorney to sue for removal and damages. Recognize potential IRS scams and do not provide personal or financial information to unknown callers.

How Can I Block Or Stop Calls From 703-239-6351?

If you want to block or stop calls from 703-239-6351, first let unknown calls go to voicemail and avoid answering them directly. Then, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya. You can also set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. If the caller is a debt collector, send a cease and desist letter via certified mail and keep detailed records of all calls to demonstrate a pattern of harassment. Consult a non-profit credit counselor to help negotiate a resolution for any outstanding debts, and if necessary, speak to a consumer protection attorney regarding your rights and potential lawsuits.

Is 703-239-6351 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 703-239-6351 might be violating the Fair Debt Collection Practices Act (FDCPA), which safeguards consumers from aggressive or harassing debt collection methods. If you’re receiving calls from this number, jot down the date, time, frequency, and details of each call. Check if the collector isn’t calling outside of the permitted hours (8 am – 9 pm) in your time zone and not repeatedly calling over a short span. If they use abusive or threatening language, document these incidents.

To exercise your rights, revoke any prior consent given for calls outside regular hours, request the collector to stop contacting you at your workplace if prohibited, and send a cease and desist letter via certified mail. You can also verbally request them to stop calling during any conversation.

If you suspect FDCPA violations, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, contact your state Attorney General’s office, or seek guidance from a credit counselor on handling the debt without facing further collection calls. Adhering to the FDCPA is mandatory for any collector contacting you, so maintain detailed records and assert your rights to prevent further harassment from debt collectors.

If 703-239-6351 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 703-239-6351 and suspect it is a debt collector, follow these steps to validate the debt and understand your options:

1. First, confirm if the caller is indeed a debt collector by asking for their name, company, and verification of their intent to collect a debt.
2. If confirmed, politely request written validation of the debt, including the creditor’s name, account number, and amount owed.
3. Mail a debt validation letter to the collector and review the validation carefully. Dispute any inaccuracies and request removal from your credit report.
4. Consider negotiating a reasonable settlement or payment plan in writing, offering 30-50% of the balance if affordable.
5. If the collector violates the FDCPA, assert your rights and consult a non-profit credit counseling agency for guidance.
6. In more complex cases, contact an attorney to discuss potential bankruptcy or legal action against the collector.
7. Keep detailed records of all correspondence and calls, including dates, times, and content.
8. If necessary, revoke any prior verbal or written permission given to the collector to contact you outside FDCPA guidelines.

By following these steps, you can validate the debt, understand your rights, and work towards a fair resolution. Always consult professionals and maintain thorough documentation throughout the process.

Can 703-239-6351 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling and threatening to sue or garnish your wages, it’s essential to understand your rights and options. First, determine if the debt is legitimate and, if so, consider negotiating a payment plan that is affordable based on your budget. If you can’t pay, request that the collector cease contact and seek guidance from a non-profit credit counselor, consider hiring a consumer law attorney, or explore bankruptcy as an option.

Before settling, make sure the payment terms are realistic and get any agreements in writing before making payments. Be aware that even if you settle, the collector can still sue if you default on the agreement. It’s crucial to understand your rights and options to make informed decisions and avoid potential legal action. Seek assistance to navigate through this situation effectively.

If 703-239-6351 Is A Collection Company, How Can I Remove It From My Credit Report?

If 703-239-6351 is a debt collection company, you must first verify if the debt is legitimate by requesting written confirmation. Examine the validation carefully to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider taking these active steps to potentially remove it:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
3. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 703-239-6351?

People who have interacted with 703-239-6351 often report it as an IRS scam. Callers from this number demand immediate payment for alleged tax debts and request iTunes cards purchased at Walmart. However, the IRS does not call for immediate payment or ask for gift card information. To avoid scams, hang up and don’t provide personal or financial details if contacted by this number. Learn about your rights under the Fair Debt Collection Practices Act (FDCPA) and address any debt issues accordingly.