703-291-9034

What Company Is Calling Me From 703-291-9034? Are They A Scam And Why Are They Calling Me?

First, the company calling from 703-291-9034 is IC System, a debt collection agency. They may be contacting you about an outstanding debt related to a past due bill, loan, credit card, medical debt, or tax obligation. It’s important to be cautious, as some collection agencies may use coercive or misleading tactics to get you to pay off the debt.

To verify the debt and protect your rights, you can request a debt validation letter from the collection agency. It’s crucial to follow the guidelines set by the Fair Debt Collection Practices Act during these calls.

If you’re unsure about how to handle the situation, consider consulting credit counselors or attorneys for further assistance. Additionally, if you experience any violations during these calls, report them to the Consumer Financial Protection Bureau and block the number to avoid further calls.

How Can I Block Or Stop Calls From 703-291-9034?

First, let the caller from 703-291-9034 go to voicemail and avoid engaging in conversation. This helps you identify if it’s a debt collector without giving them any information. Next, block the number using your phone carrier’s settings or a call blocking app. If the calls continue, send a cease and desist request via certified mail, following your state’s laws. Keep records of the calls and voicemails received, and if necessary, consult credit counselors or attorneys for help. Remember, blocking the calls won’t eliminate the debt, so ensure you address the underlying issue while staying informed about your rights under the Fair Debt Collection Practices Act and the Consumer Financial Protection Bureau’s guidelines.

Is 703-291-9034 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from 703-291-9034 and suspect they may be violating the Fair Debt Collection Practices Act (FDCPA), it’s crucial to understand your rights as a consumer. To start, document the details of all calls, including any abusive language or calls outside of allowed hours. If this occurs, revoke your consent for them to call during those times.

Next, request that the agency stops calling you. If they continue to violate the FDCPA, report the violations to the Consumer Financial Protection Bureau. You can also consult with a consumer protection attorney or credit counselor for further guidance on your situation.

Lastly, to remove the debt from your credit report, request a debt validation letter from the collection agency. By following these steps, you’ll be taking the necessary actions to protect your rights and navigate the debt collection process.

If 703-291-9034 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 703-291-9034 is a debt collector, it’s essential to validate the debt and protect your rights. First, request a debt validation letter from the collector, detailing the original creditor, the amount owed, and the date the debt was incurred. Carefully review the validation and dispute any inaccuracies.

Next, utilize the Fair Debt Collection Practices Act (FDCPA) to protect yourself from abusive or deceptive practices. Maintain records of all communication with the collector and consider seeking help from professionals, such as credit counselors or attorneys.

When reaching an agreement with the collector, negotiate a settlement or payment plan that suits your needs. Always stay informed about your rights and options when dealing with debt collectors and report any violations to the Consumer Financial Protection Bureau if necessary.

Can 703-291-9034 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling from 703-291-9034, it’s important to know your rights and options. If the debt is valid, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, try negotiating affordable payments, asserting your inability to pay, seeking guidance from a non-profit credit counselor, hiring a consumer law attorney, or considering bankruptcy. Before settling, make sure terms are in writing, payments are manageable, and you understand the consequences of defaulting on a settlement. Seek help to understand your options and rights.

If 703-291-9034 Is A Collection Company, How Can I Remove It From My Credit Report?

If you have 703-291-9034 on your credit report as a collection company, it’s crucial to verify the debt’s legitimacy. Request a debt validation letter from the collection agency to ensure the information is accurate. If the debt is valid, you can explore various options to remove it from your credit report. These include negotiating a pay-for-delete agreement, offering a good faith settlement, hiring a credit repair service, waiting for the time limit, filing a complaint, or consulting an attorney. It’s essential to maintain detailed records throughout the process to protect your rights and potentially remove the debt from your credit report.

What Feedback And Comments Do People Leave About 703-291-9034?

People often leave feedback about 703-291-9034, reporting frequent calls, automated messages, and long hold times. Voicemails may contain dead air or no message at all. Callers often raise their voices when refusing to provide information or pay debts. This phone number is linked to IC System, a debt collection agency that can impact credit reports and scores. To protect your rights and possibly remove the debt from your credit report, request a debt validation letter, follow the Fair Debt Collection Practices Act guidelines, and consider seeking credit counselors or attorneys. Block the number and report violations to the Consumer Financial Protection Bureau if needed.