704-257-2153

What Company Is Calling Me From 704-257-2153? Are They A Scam And Why Are They Calling Me?

The phone number 704-257-2153 is linked to Global Crossing Local Services-NC, a legitimate telecom company. While unsolicited sales calls can occur, it doesn’t necessarily mean it’s a scam. Your number might not be on the National Do Not Call Registry, which could be causing these calls. If you’re unsure about the legitimacy of the caller, ask them to identify their company. Refusing to do so might indicate fraud. To reduce future contacts, you can ask them to stop calling.

Ultimately, it’s essential to stay vigilant and cautious when receiving calls from unknown numbers, and remember that it’s not always a scam. If you’re unsure about a call, it’s best to do some research or ask the caller to provide more information.

How Can I Block Or Stop Calls From 704-257-2153?

To block or stop calls from 704-257-2153, first identify if the calls are from a debt collector. If so, do not answer directly, but instead let the call go to voicemail. If the calls continue, contact your phone carrier to block the number or use call blocking apps. Another option is to send a cease and desist letter by certified mail. If you believe the calls are related to debt collection, consult a non-profit credit counselor or consumer protection attorney to help you address the issue. Lastly, consider credit counseling or bankruptcy if necessary to manage your debt and stop unwanted calls.

Is 704-257-2153 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 704-257-2153 is associated with Global Crossing Local Services-NC, a legitimate telecom firm in Denver, NC. If you receive an unwanted call from this number, you can block it or send a cease and desist letter. If the call is from a debt collector, ensure they are following the Fair Debt Collection Practices Act. Validate the debt, negotiate a settlement or payment plan, and consult a consumer protection attorney if needed. Additionally, consider credit counseling or bankruptcy for severe debt situations.

If 704-257-2153 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 704-257-2153 and believe it is a debt collector, follow these steps to validate the debt and understand your options. First, request written validation from the collector, review the information for accuracy, and dispute any incorrect details. Next, negotiate a settlement or payment plan with the collector, ensuring you’re aware of your rights under the Fair Debt Collection Practices Act (FDCPA).

To further assist you, consider consulting a credit counseling agency or an attorney specializing in consumer protection. Maintain detailed records of all communications with the debt collector and any payments made. If the calls become harassing or violate the FDCPA, report the collector to the Consumer Financial Protection Bureau or your state attorney general’s office.

Can 704-257-2153 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

First and foremost, if you receive a call from 704-257-2153 regarding a debt, it is crucial to address the situation promptly to avoid legal action. Start by negotiating affordable payment plans with the debt collector, asserting your inability to pay if necessary. Consult with credit counselors or attorneys for guidance in handling such situations.

If the situation worsens, filing for bankruptcy may be a viable option to protect yourself from further financial harm. It is vital to document all communication with the debt collector and carefully consider any settlement offers presented. Ensure you fully comprehend the terms and conditions before agreeing to a payment plan or settlement. By doing so, you can safeguard your rights under the Fair Debt Collection Practices Act and avoid long-term financial damage.

If 704-257-2153 Is A Collection Company, How Can I Remove It From My Credit Report?

First, confirm if 704-257-2153 is a legitimate debt by requesting written proof from the collection company. If the debt is incorrect, dispute it and demand removal. If the debt is valid, consider these options:

1. Negotiate a pay-for-delete agreement with the collection company, where they remove the collection from your credit report in exchange for payment.
2. Offer a good faith settlement, where you pay less than the original debt amount in exchange for removal from your credit report.
3. Hire a credit repair service to help dispute the debt and negotiate with the collection company.
4. Wait for the debt’s time limit, usually 7 years from the initial delinquency, and it should automatically be removed.
5. File a complaint with the Consumer Financial Protection Bureau or your state attorney general’s office if the collection company violates your rights.
6. Consult with a consumer protection attorney for advice on your rights and options.
7. Keep records of all communications and correspondence with the collection company, as well as any disputes or negotiations.

By following these steps and asserting your rights, you can potentially remove the collection from your credit report and improve your credit score.

What Feedback And Comments Do People Leave About 704-257-2153?

When searching for feedback and comments about the phone number 704-257-2153, people may leave comments due to unknown or unwanted calls. This number is managed by Global Crossing Local Services-nc, a legitimate telecom firm in Denver, North Carolina. It is important to note that unsolicited calls may happen, but it doesn’t necessarily mean the number is a scam.

To stop receiving unwanted calls, you can block the number or send a cease and desist letter. If the caller is a debt collector, make sure to validate the debt, negotiate a settlement or payment plan, and consult a consumer protection attorney. Ensure your rights under the Fair Debt Collection Practices Act are respected and consider credit counseling or bankruptcy if necessary.

In a nutshell, people leave feedback and comments about 704-257-2153 due to the unwanted calls they receive. To address this issue, consider blocking the number or seeking legal advice to handle debt collectors.