713-364-0015

What Company Is Calling Me From 713-364-0015? Are They A Scam And Why Are They Calling Me?

The phone number 713-364-0015 is likely from United Recovery Systems, a debt collection agency in Houston, Texas. This company may use aggressive and potentially illegal collection tactics. It is important to be cautious when dealing with such calls and to understand your consumer debt rights.

First, do not engage with unknown callers and consider blocking their number. If you receive a call from this number, send a cease and desist letter to prevent further contact. Keep a record of all calls and report any violations to the Consumer Financial Protection Bureau.

Second, if you believe the debt is legitimate, request written confirmation from United Recovery Systems. Discuss payment options such as a settlement or a payment plan to resolve the debt.

Lastly, for further guidance and support, consult a consumer protection attorney or credit counselor. They can provide you with personalized advice and help you navigate the complexities of dealing with debt collection agencies like United Recovery Systems.

How Can I Block Or Stop Calls From 713-364-0015?

To block or stop calls from the number 713-364-0015, first, determine if the call is from a debt collector like United Recovery Systems. To do this, let the call go to voicemail and avoid answering directly. Once you’ve identified the caller, take action to stop the calls.

First, block the number using your phone carrier’s settings or download a call blocking app. This will prevent the calls from reaching your phone. Second, send a cease and desist letter to the debt collector, requesting no further contact. Keep records of all calls and any correspondence with the debt collector.

If you believe the debt collector is violating your rights, report them to the Consumer Financial Protection Bureau. To validate the debt, request written confirmation from the debt collector and negotiate a settlement or payment plan. Consult a non-profit credit counselor or attorney to help you address the debt and protect your rights.

In essence, blocking and stopping calls from 713-364-0015 involves identifying the caller, blocking their number, sending a cease and desist letter, and consulting with professionals to address the debt and protect your rights.

Is 713-364-0015 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 713-364-0015, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). This act protects you from abusive debt collection practices. Document the date, time, frequency, phone number, and details of all calls. If you experience any instances of abusive language or calls outside allowed hours, report these to the Consumer Financial Protection Bureau.

You have the right to revoke consent for calls outside normal hours and request that the collector cease contact. Seek guidance from a consumer protection attorney or credit counselor to address the debt and prevent further harassment.

If 713-364-0015 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, to validate a debt linked to 713-364-0015, which is likely a debt collector, follow these steps. Start by sending a debt validation letter to the collector, requesting written proof of the debt as mandated by the Fair Debt Collection Practices Act (FDCPA). Ensure the letter contains your personal information and specifics of the debt in question.

Next, meticulously review the validation for accuracy and dispute any incorrect information. If you find discrepancies, contact the original creditor to verify the debt. Maintain records of all communication and keep a paper trail for your protection.

When negotiating a settlement or payment plan, secure terms that are favorable to you. Remember your rights under the FDCPA, which safeguards consumers from abusive or deceptive collection practices. If the debt collector continues to infringe upon these rights, consider consulting a credit counselor or contacting an attorney for legal guidance.

Lastly, to protect yourself, withdraw permission for unwanted contact and block the phone number associated with the debt collector. Report any violations to the Consumer Financial Protection Bureau to help prevent others from experiencing similar issues. By following these steps, you can validate a debt and safeguard your rights as a consumer.

Can 713-364-0015 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 713-364-0015 is a debt collector calling about a debt, it’s essential to know your rights. If the debt is valid, they can sue you, resulting in wage or bank account garnishment. To avoid legal action, consider negotiating affordable payment plans, asserting your inability to pay, seeking credit counseling, hiring a consumer law attorney, or even considering bankruptcy. Keep track of all communication and be cautious when agreeing to settlement terms.

If 713-364-0015 Is A Collection Company, How Can I Remove It From My Credit Report?

If 713-364-0015 is a collection company, you should first verify the legitimacy of the debt they are claiming. Request written confirmation from the debt collector and review the validation carefully. Dispute any inaccuracies and consider the following options to potentially remove the debt from your credit report:

1. Negotiate a pay-for-delete agreement, where you pay the debt collector to remove the negative information from your credit report.
2. Offer a good faith settlement, which is often lower than the total debt, in exchange for the collector removing the debt from your report.
3. Hire a credit repair service to help you dispute the debt and negotiate with the collector on your behalf.
4. Wait for the time limit, as debts typically fall off your credit report after seven years.
5. File a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general’s office if you believe the collector is violating the Fair Debt Collection Practices Act (FDCPA).
6. Consult an attorney who specializes in consumer protection law for guidance on your rights and potential legal action.

Ultimately, focus on validating the debt first before attempting to remove it from your credit report. Keep detailed records of all communications and follow up on any disputes to protect your rights and ensure a positive outcome.

What Feedback And Comments Do People Leave About 713-364-0015?

People often leave negative feedback about 713-364-0015, stating that it is associated with debt collection calls from United Recovery Systems. They report unanswered calls, early morning attempts, misidentification, and insufficient information. To protect your rights, do not answer unknown calls and consider blocking the number. If contacted, send a cease and desist letter to the agency and request written debt confirmation. Keep records of calls and report violations to the Consumer Financial Protection Bureau. Consulting a consumer protection attorney or credit counselor can help in handling debt collection calls.