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What Company Is Calling Me From 8338572989 And Why Are They Calling? Are They A Debt Collector?

If you’ve been getting calls from 833-857-2989, it’s likely that Allied Consulting Services, a debt collection agency based in Murrells Inlet, South Carolina, is the one reaching out to you. They are a legitimate company tasked with collecting delinquent or defaulted debts on behalf of creditors and debt buyers. However, it’s worth noting that there have been some complaints about their aggressive tactics. Therefore, it’s important to exercise caution when receiving a call from them.

Should you find yourself being contacted by Allied Consulting Services, it’s recommended that you verify the validity of the debt and request written validation if you believe you don’t owe it. It’s also essential to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) and to ask them to cease contacting you if required. If the debt is indeed valid, you may want to consider negotiating a settlement or setting up a payment plan. However, if you encounter any illegal or abusive practices, it’s advisable to report them to both the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).

How Can I Block Or Stop Calls From 8338572989?

If you want to block calls from the number 8338572989, there are a few things you can do. First, let unknown calls go to voicemail so you can see if it’s a debt collector. Don’t answer unfamiliar calls directly to avoid dealing with potential collectors. Once you identify that it’s a collector, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya to automatically filter out those calls. On smartphones, you can set contacts not saved in your address book to go straight to voicemail or be blocked.

To officially request no further contact, send a cease and desist letter through certified mail. In the letter, demand that they stop calling you. Check if your state has additional laws beyond the Fair Debt Collection Practices Act (FDCPA) that forbid collection calls without written notice. Mention these rights in your letter. Keep detailed records of all calls to show a pattern of harassment if needed for legal action.

It’s also important to address the underlying debt. Seek advice from a non-profit credit counselor to help negotiate a resolution. If the collector violates regulations, consider speaking to a consumer protection attorney. Remember to check your voicemails for any messages from identified collectors. Keep in mind that blocking calls doesn’t erase any legitimate debts you owe. By taking proactive steps, you can put an end to the harassment while also addressing your outstanding debts.

What Are My Rights As A Consumer Regarding Calls From 8338572989 And Are They Violating The Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act (FDCPA), you have specific rights as a consumer when it comes to calls from the number 8338572989. To determine if the calls violate the FDCPA, follow these steps: Keep a record of each call, noting the date, time, frequency, and details. Be aware if the calls are made outside the allowed hours of 8am – 9pm in your time zone, unless you have given consent to other hours. Keep track of repeated calls over a short period, such as more than 2-3 times per week. Document any abusive, threatening, or obscene language used during the calls.

To exercise your rights, take the following actions: Revoke any consent given to call outside normal hours by providing a written notice. Formalize a request for the debt collector to stop calling you at your workplace if it is against your employer’s policies. Send a certified mail cease and desist letter, explicitly stating that you do not wish to be contacted by phone. During any conversation, verbally request that the debt collector stop calling you.

If you suspect FDCPA violations, seek assistance: Report the violations, along with your detailed records, to the Consumer Financial Protection Bureau for investigation. Consult with a consumer protection attorney to understand your rights and explore options like suing for damages. Reach out to your state Attorney General’s office for guidance if you believe FDCPA violations have occurred. Seek advice from a knowledgeable credit counselor on how to address the debt without facing further collection calls.

Remember to maintain thorough records and assert your rights to protect yourself from ongoing harassment by debt collectors.

If Company From 8338572989 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you believe that a company from 8338572989 is a debt collector, it’s important to validate the debt before taking any action. To do this, you can send a debt validation letter requesting written validation of the debt. The collector is legally obligated to provide this information under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, including your personal details, the creditor name, account number, and amount owed. If you find any incorrect or unrecognized information, dispute it in writing and ask for its removal from your credit report.

Once the debt has been validated, you have several options for dealing with it. You can negotiate a lump-sum settlement or a payment installment plan in writing before making any payment. If you can afford it, you may also offer a partial payment of 30-50% of the balance and request that the debt be deleted from your credit report. If the debt collector violates regulations during the collection process, you can assert your rights under the FDCPA. It may be helpful to seek guidance from a non-profit credit counseling agency for assistance in negotiating debt resolution. Additionally, consulting an attorney can help you determine if bankruptcy or legal action against the collector are viable options for you. Keep detailed records of all correspondence and calls to support any potential complaints, and consider revoking any prior permission given to contact you outside FDCPA guidelines.

In summary, don’t ignore a potential debt collector. Validate the debt, exercise your consumer rights, and seek professional assistance to ensure a fair outcome. Reach out for help and guidance throughout the process to achieve the best resolution possible.

Can The Company From 8338572989 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8338572989 is a legitimate debt collector and they have the necessary court judgment, they have the ability to take legal action against you, including suing you and garnishing your wages or bank accounts. To avoid this, it is recommended to take proactive steps such as negotiating affordable payment plans in writing, asserting your inability to pay, seeking guidance from a non-profit credit counselor, or consulting with a consumer law attorney who can provide insights into your legal protections. Bankruptcy might also be an option worth considering if your debts have become unmanageable. It is crucial to maintain a thorough record of all communication and efforts made to address the debt.

Before agreeing to any settlement offer, ensure that the proposed payment plan aligns with your budget and is realistically affordable for you. Request that all settlement terms and agreements are provided in writing before making any payments. Keep in mind that even if you settle, the debt collector can still take legal action if you fail to fulfill the terms of the settlement. Therefore, settling for a lump sum that you cannot afford may lead to further financial hardship in the long run. It is advisable to seek assistance from professionals who can help you understand your rights and explore all available options before making a decision. To gain a comprehensive view of your credit history and identify any potential inaccuracies or fraudulent activity, consider obtaining your three-bureau credit report through IdentityIQ.

If 8338572989 Is A Collection Company, How Can I Get It Removed From My Credit Report?

If 8338572989 is a collection company, the first step you should take is to request written confirmation to validate the debt. Review the validation carefully to ensure that your personal details and debt information are accurate. If any information is incorrect, you can send a written dispute to the collection agency, stating that the debt is inaccurate according to the Fair Credit Reporting Act. Be sure to demand the removal of the collection tradeline from your credit file.

If the collector verifies the debt as valid, there are several active steps you can consider taking to potentially remove it. These steps include negotiating a pay-for-delete agreement in writing, offering a good faith partial settlement payment, hiring a credit repair service, waiting for the 7-year credit reporting time limit for automatic removal, filing a complaint with the Consumer Financial Protection Bureau, and consulting a consumer law attorney.

To increase your chances of successfully removing collections from your credit report, it is important to keep detailed written records of your efforts to resolve the disputed collection account. By proactively validating the debt, negotiating with collectors, and asserting your rights, you can improve your chances of success. Remember to focus on determining the legitimacy of the debt before taking any further action.

You must check your credit report

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