718-986-8484

What Company Is Calling Me From 718-986-8484? Are They A Scam And Why Are They Calling Me?

To find out if the company calling from 718-986-8484 is a scam, start by identifying the caller. This number could belong to various companies, including telemarketers, political groups, or debt collectors. To protect yourself, avoid answering unknown calls and consider blocking the number. If the call is from a debt collector, be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). Report any violations to the authorities.

To verify any debt, negotiate with the collector, and consult a credit counselor or attorney for help. Keep records of all communication and efforts to resolve the issue. In the end, being vigilant and informed is crucial when dealing with unwanted calls from unknown numbers like 718-986-8484.

How Can I Block Or Stop Calls From 718-986-8484?

To stop receiving calls from 718-986-8484, first identify if it’s a debt collector. Ignore unknown calls by letting them go to voicemail and not answering directly. To block the number, contact your phone carrier or use call blocking apps on your device. If the calls persist, send a cease and desist letter and keep records of these calls and related communications. Consult a credit counselor or attorney for help with any underlying debt issues. Be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations. By taking these steps, you can effectively manage and address unwanted calls from this number.

Is 718-986-8484 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from the number 718-986-8484, it could be from a telemarketer, a scammer, or a debt collector. To protect your rights under the Fair Debt Collection Practices Act (FDCPA), first identify if the call is from a debt collector. If it is, and the collector violates any regulations, such as calling outside allowed hours or harassing you, you have the right to revoke consent for further contact and request that they cease calling.

In addition, you can send a cease and desist letter to the collector to assert your rights. If the calls persist, report the violations to the appropriate authorities. Keep records of all communication and any efforts you make to resolve the issue. You may also want to consult a consumer protection attorney or credit counselor for assistance in dealing with the debt collector and handling the situation.

Ultimately, it is crucial to be vigilant about the calls you receive and take action to protect your rights as a consumer under the FDCPA.

If 718-986-8484 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 718-986-8484 is a debt collector, the first step is to validate the debt. Request written validation from the collector and review the details to ensure accuracy. Dispute any incorrect information and maintain records of all correspondence and communication.

Consider negotiating with the collector, asserting your rights under the Fair Debt Collection Practices Act (FDCPA), consulting a credit counselor, or contacting an attorney for legal action. Remember to maintain records of all communication and efforts to resolve the issue. In the end, being proactive in addressing debt collection calls and understanding your rights and options under the FDCPA is crucial. Keep records of all correspondence and communication to protect your financial interests.

Can 718-986-8484 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the phone number 718-986-8484 is associated with a debt collector, they have the legal right to sue you to recover the amount owed. This could result in wage or bank account garnishment if they obtain a court judgment. To avoid legal action, you can negotiate affordable payment plans, assert your inability to pay, seek credit counseling, hire an attorney, or consider bankruptcy. It’s essential to thoroughly document all communication and efforts to address the debt. Before settling, ensure the payment plan is affordable and get any agreements in writing. Remember to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and take appropriate action to protect yourself from potential harassment or violations.

If 718-986-8484 Is A Collection Company, How Can I Remove It From My Credit Report?

If you receive calls from 718-986-8484 and suspect it is a debt collection company, follow these steps to remove it from your credit report. First, confirm if the call is indeed from a debt collection agency by asking for written confirmation. Review the debt’s legitimacy and dispute any incorrect information.

If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service to assist with the process. Another option is to wait for the 7-year limit on debt collection, after which the debt should be removed from your credit report.

In the meantime, file a complaint with the appropriate authorities, such as the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office. Consulting an attorney can also help you navigate the process and protect your rights.

Lastly, keep detailed records of your efforts to resolve the issue with 718-986-8484, including phone calls, emails, and letters. This information can be useful in case you need to escalate the matter or provide evidence in case of a dispute.

What Feedback And Comments Do People Leave About 718-986-8484?

718-986-8484 is a phone number that has received numerous complaints about unwanted and repeated calls, often from telemarketers or potential scammers. People who have interacted with this number have left negative feedback about the calls, often mentioning inconvenient times and the persistent nature of the callers.

All things considered, the feedback and comments about 718-986-8484 are predominantly negative, as people have experienced unwanted and persistent calls from telemarketers and potential scammers. To address this issue, it is important to identify if the number is being used by a debt collector and avoid answering unknown calls. If the number is a debt collector, assert your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations to the authorities.

In a nutshell, the feedback and comments about 718-986-8484 are predominantly negative, as people have experienced unwanted and persistent calls from telemarketers and potential scammers. To address this issue, it is important to identify if the number is being used by a debt collector and avoid answering unknown calls. If the number is a debt collector, assert your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations to the authorities. Additionally, it is essential to validate any debt, negotiate with the collectors, and seek assistance from a credit counselor or attorney if needed. Keep records of all communication and efforts to resolve the issue to ensure a proper resolution.