720-808-1591

What Company Is Calling Me From 720-808-1591? Are They A Scam And Why Are They Calling Me?

The phone number 720-808-1591 is linked to various companies, including DT Client Services CO, Metamorphic Data Research, and a casino shuttle bus service. However, some recipients claim that the caller does not disclose their identity or provide a clear purpose for the call, leading to suspicions of prank or scam calls. The caller ID often displays as “Out of area” or forwarded from other numbers. It remains unclear why you are receiving calls from this number without additional context about the calls. If you have conducted business with any of the companies associated with this number, they may be following up on a transaction or attempting to sell you additional services. If you are receiving unwanted or suspicious calls from this number, it is advised that you block it and report it to your phone carrier or a consumer protection agency.

How Can I Block Or Stop Calls From 720-808-1591?

To block or stop calls from 720-808-1591, first, let unknown calls go to voicemail and do not answer them directly. If the caller leaves a message stating they are attempting to collect a debt, identify the number as a potential debt collector. Contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Formally request no further contact by sending a cease and desist letter via certified mail demanding the collector to stop calling. Check if your state has laws beyond the FDCPA that prohibit collection calls without written notice and send a cease and desist letter invoking those rights. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

To address any underlying debt, consult a non-profit credit counselor to help negotiate a resolution. Speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 720-808-1591 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

When receiving calls from 720-808-1591, it is important to know your rights under the Fair Debt Collection Practices Act (FDCPA). Ensure all calls are within the allowed hours of 8am-9pm in your time zone and monitor the frequency to avoid harassment. If you experience any abusive or threatening language, revoke any prior consent given to call outside normal hours, request them to cease contact at your workplace, and send a cease and desist letter via certified mail. Additionally, report any violations to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for guidance. By adhering to the FDCPA and keeping detailed records, you can protect yourself from further harassment.

If 720-808-1591 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 720-808-1591 and it is a debt collector, your first step should be to validate the debt. You can do this by requesting written validation from the collector, as required by the Fair Debt Collection Practices Act (FDCPA).

Once you have confirmed the debt’s validity, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Always remember to never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 720-808-1591 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 720-808-1591 is a debt collector, they have the legal right to sue you for the amount owed. If they win the lawsuit, your wages or bank accounts could be garnished. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking credit counseling, hiring an attorney, or even considering bankruptcy.

Before settling, ensure the payment plan is affordable, get any agreements in writing, and be aware that a collector can still sue if you default. Make sure to document all communications and seek assistance to understand your options and rights before agreeing to any settlement.

If 720-808-1591 Is A Collection Company, How Can I Remove It From My Credit Report?

If 720-808-1591 is a debt collection company, you can follow these steps to potentially remove it from your credit report:

1. First, validate the debt by requesting written confirmation from the collection agency. Review the validation carefully to ensure your personal details and the debt information are accurate.

2. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act. Demand they remove the collection tradeline from your credit file.

3. If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill.

4. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.

5. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.

6. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.

7. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

8. Keep detailed written records showing your efforts to resolve the disputed collection account.

9. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

10. Focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 720-808-1591?

People have left numerous complaints and negative feedback about the phone number 720-808-1591, as it is often associated with unwanted calls featuring prerecorded messages, dead air, or hang-ups. The callers identify themselves as “DT Client Services,” “DT Client Services CO,” “Metamorphic Data Research,” or “Casino shuttle bus.” Many recipients suspect these calls to be from robocallers or spammers.

To address this issue, it is important to first identify the company or individual behind the calls. If the callers do not provide clear information about their purpose, suspicions of prank or scam calls may arise. To protect yourself from such calls, let unknown calls go to voicemail and do not answer directly.

If the callers are debt collectors, follow the FDCPA guidelines and rules to protect your rights. These guidelines include blocking further calls, contacting your phone carrier, using call blocking apps, setting unknown contacts to voicemail, and sending a cease and desist letter to request no further contact. Consult a credit counselor or consumer protection attorney to address the underlying debt.

Monitor your voicemail for updates and follow state laws when addressing debt collection calls. If the calls persist, request debt validation through a debt validation letter, as required by the FDCPA. Ultimately, taking action to protect yourself from unwanted calls and ensuring your rights are upheld is crucial in dealing with situations like this.