773-380-3199

What Company Is Calling Me From 773-380-3199? Are They A Scam And Why Are They Calling Me?

The number 773-380-3199 is being used by a debt collection agency called Leading Edge Recovery Solutions. They may be calling you to collect unpaid debts, and their tactics could potentially be aggressive. It is important to identify if the call is from a legitimate debt collector and take necessary action. To protect yourself, request debt validation and negotiate a payment plan that works for you. If the calls are abusive or harassing, block the number and consult a non-profit credit counselor or a consumer protection attorney. Keep detailed records of all calls and communication, and report any abusive calls to the Consumer Financial Protection Bureau. Educating yourself on your rights as a consumer when it comes to debt collection can help you navigate these situations more effectively.

How Can I Block Or Stop Calls From 773-380-3199?

To block or stop calls from 773-380-3199, first, let the call go to voicemail and do not answer directly. If it’s a debt collector, contact your phone carrier to block the number or use a call blocking app. Next, send a cease and desist letter to the debt collector and keep records of all calls. Seek help from a non-profit credit counselor or consumer protection attorney to manage your debt. Finally, report any abusive calls to the Consumer Financial Protection Bureau. By following these steps, you can effectively block or stop calls from 773-380-3199 and protect yourself from harassment.

Is 773-380-3199 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 773-380-3199 may be associated with a debt collection agency called Leading Edge Recovery Solutions, which is located in Chicago. If you receive calls from this number, you should first identify if it is a debt collector. If it is, ensure that the calls are not outside of allowed hours, too frequent, or use abusive language. Report any violations to the Consumer Financial Protection Bureau (CFPB) or consult a consumer protection attorney.

Your rights as a consumer under the Fair Debt Collection Practices Act (FDCPA) include the ability to revoke consent for these calls, request cessation, or send a cease and desist letter. Keep detailed records of the calls and any related information, such as date, time, frequency, phone number, and call content. If you believe your rights are being violated, take action to protect yourself and address the underlying debt with the help of a non-profit credit counselor or consumer protection attorney.

If 773-380-3199 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 773-380-3199 and suspect it is a debt collector, it’s essential to validate the debt and explore your options. First, request written validation of the debt from the collector. This will help you verify the debt’s accuracy and legitimacy. Next, if there are any inaccuracies or disputes, present them to the collector and follow up with written correspondence.

To negotiate a settlement, you can try to reduce the amount owed by proposing a payment plan or discussing the debt’s statute of limitations. Keep in mind that you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive or harassing collection practices.

If you need guidance, consider consulting a non-profit credit counselor or a consumer protection attorney. They can help you understand your rights and options when dealing with debt collectors. Additionally, if you face abusive or threatening calls, report the collector to the Consumer Financial Protection Bureau. Remember to always keep detailed records of your interactions with debt collectors and never ignore their calls.

Can 773-380-3199 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 773-380-3199 claiming to be a debt collector, first ensure the caller is legitimate and not a scammer. If it’s a real collector, request debt validation to confirm the debt’s authenticity. If you owe the debt, negotiate affordable payment terms or express your inability to pay at the moment. It’s crucial to be proactive and open to communication with the collector.

Consider seeking assistance from a credit counselor or attorney if needed. When settling a debt, make sure the agreed-upon terms are both affordable and documented. Be cautious about settling with a debt collector, as they can still sue you if you default on the payment.

Remember to stay informed about your rights and responsibilities when dealing with debt collectors. Keep detailed records, report any abusive calls to the Consumer Financial Protection Bureau, and consult with professionals if necessary to protect yourself and resolve the situation.

If 773-380-3199 Is A Collection Company, How Can I Remove It From My Credit Report?

If 773-380-3199 is a collection company, you can remove it from your credit report by first verifying the debt and then disputing any incorrect information. Next, negotiate a pay-for-delete agreement or offer a partial settlement to have the debt removed from your credit report. You can also hire a credit repair service or wait for the 7-year limit to pass. If needed, file a complaint with the Consumer Financial Protection Bureau or consult a consumer protection attorney. Keep detailed records and focus on validating the debt before taking any action.

What Feedback And Comments Do People Leave About 773-380-3199?

The phone number 773-380-3199 is associated with Leading Edge Recovery Solutions, a debt collection agency in Chicago, IL. People who have interacted with this number have reported various outcomes, such as unanswered voicemails and calls regarding debts with incorrect details. It is crucial for individuals to exercise caution when dealing with debt collectors, be aware of their rights, and possibly seek professional assistance before engaging with agencies like Leading Edge Recovery Solutions.

In a nutshell, the experiences people have had with 773-380-3199 range from unanswered voicemails to calls about inaccurate debts. To protect themselves, individuals should be aware of their rights, maintain records of their interactions with the agency, and consider seeking professional advice from non-profit credit counselors or consumer protection attorneys.