787-522-4700

What Company Is Calling Me From 787-522-4700? Are They A Scam And Why Are They Calling Me?

The phone number 787-522-4700 is associated with Liberty Mobile Puerto Rico Inc. and Leonard & Co Inc. in San Juan, Puerto Rico. These companies are known for making debt collection calls, which can sometimes involve scams and harassment. It is crucial to identify the callers as debt collectors and block unwanted numbers. If you receive calls from this number, send a cease and desist letter to put an end to the calls.

Under the Fair Debt Collection Practices Act (FDCPA), you have rights to protect yourself from illegal collection methods. You should verify your debt, negotiate payment plans, and consider legal action or bankruptcy if necessary. Keep records of all communication and seek professional assistance for help in dealing with these calls.

How Can I Block Or Stop Calls From 787-522-4700?

To stop receiving calls from 787-522-4700, first identify if it’s a debt collector by letting the call go to voicemail and checking the message. If it is, contact your phone carrier or use call blocking apps to block the number. Next, send a cease and desist letter via certified mail, detailing the debt, the company, and your request for no further contact. Consult a credit counselor or consumer protection attorney to help with debt validation, payment plan negotiations, and legal action if necessary. Keep records of all communication throughout this process.

Is 787-522-4700 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 787-522-4700 is associated with Liberty Mobile Puerto Rico Inc. and Leonard & Co Inc., which are linked to debt collection and potential scams. As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from harassment and abuse during debt collection calls.

Firstly, document the date, time, frequency, phone number, and details of all calls you receive. If the caller is using abusive language or calling outside of allowed hours, make note of these violations.

Secondly, you can assert your rights by revoking consent for the collector to contact you. Request that they no longer call you, and send a cease and desist letter if necessary.

Lastly, report any violations to the Consumer Financial Protection Bureau and consider consulting a consumer protection attorney for guidance. It is essential to maintain records of all communication and take action to validate the debt, negotiate payment plans, and consider legal action or bankruptcy if needed.

If 787-522-4700 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 787-522-4700 and suspect it’s a debt collector, it’s essential to validate the debt and explore your options. First, request written validation from the collector and thoroughly review it for accuracy. Dispute any incorrect information and request removal from your credit report. Next, consider negotiating a settlement or payment plan, or explore alternative options like bankruptcy or legal action.

Keep records of all correspondence and calls, and seek help from professionals to ensure a fair outcome. Be aware that 787-522-4700 is associated with Liberty Mobile Puerto Rico Inc. and Leonard & Co Inc., and users have reported harassing calls and fraudulent activities. Block unwanted numbers and send cease and desist letters if necessary.

Under the Fair Debt Collection Practices Act (FDCPA), assert your rights and report any violations to authorities. By following these steps, you can protect yourself from potential scams and take control of your debt situation.

Can 787-522-4700 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 787-522-4700 is a debt collector contacting you, they have the legal right to sue you for the debt, which may result in wage or bank account garnishment. To avoid this, consider the following options:

1. Negotiate affordable payment terms with the collector.
2. Assert your inability to pay if you genuinely cannot.
3. Seek non-profit credit counseling for guidance and support.
4. Hire an attorney to represent you in debt collection matters.

If your debts are overwhelming, bankruptcy could be an option, but it’s crucial to carefully consider the long-term financial impact of settling before agreeing to any payment terms. Document all communication with the collector and weigh your options carefully to make the best decision for your financial future.

If 787-522-4700 Is A Collection Company, How Can I Remove It From My Credit Report?

If 787-522-4700 is a collection company, you can remove it from your credit report by taking several steps. First, verify the debt by requesting written confirmation from the collection company. Next, review the debt’s accuracy and dispute any incorrect information in writing. Attempt to negotiate a pay-for-delete agreement with the company, offering to pay the debt in exchange for removal from your credit report. If you cannot pay the full amount, propose a partial settlement that the company may accept. Hire a credit repair service for professional assistance or wait for the debt to fall off your report after seven years. File a complaint with the Consumer Financial Protection Bureau or your state attorney general’s office if the collection company violates the Fair Debt Collection Practices Act. Seek legal advice if necessary, and maintain detailed records of all communication with the collection company. By following these steps, you can potentially remove the debt from your credit report and protect yourself from harassment by collection companies like 787-522-4700.

What Feedback And Comments Do People Leave About 787-522-4700?

Based on people’s feedback and comments, the phone number 787-522-4700 has been a cause for concern as callers demand personal information without explaining the call’s purpose. These callers are identified as debt collectors but fail to provide details about the debt. Some callers have been reported as impolite or unhelpful when questioned about the call’s purpose. The number is associated with possible fraudulent activity and is linked to a company called “Strategic Group Solution.”

To deal with these issues, users are advised to recognize calls as debt collectors, block unwanted numbers, and send cease and desist letters to stop the calls. According to the Fair Debt Collection Practices Act (FDCPA), users should assert their rights and report any violations to the proper authorities.

To handle the debt, users should validate the debt, negotiate payment plans, and consider legal action or bankruptcy if necessary. It is essential to maintain records of all communication and seek professional assistance for help in dealing with such calls. Ultimately, users should remain cautious and vigilant when receiving calls from unknown numbers, particularly those related to debt collection.