800-715-1350

What Company Is Calling Me From 800-715-1350? Are They A Scam And Why Are They Calling Me?

The phone number 800-715-1350 is associated with various debt collection agencies, such as Financial Resources and Progressive Financial Services, as well as a Canadian online pharmacy. Some users have reported receiving unwanted calls from this number, even suspecting it to be a scam or telemarketer. It is crucial to confirm the identity of the caller and their purpose before disclosing any personal information. If the calls become bothersome, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. To address the issue, identify if the call is from a debt collector, block the number, and avoid engaging with them. If necessary, seek help from non-profit credit counselors or consumer protection attorneys, and remember that the Fair Debt Collection Practices Act (FDCPA) safeguards consumers during debt collection calls. Document any potential FDCPA violations, including the date, time, frequency, phone number, and details, and exercise your rights by revoking consent, requesting cessation of contact, sending a cease and desist letter, or verbally expressing your concerns.

How Can I Block Or Stop Calls From 800-715-1350?

To block or stop calls from 800-715-1350, first identify if the call is from a debt collector. If so, contact your phone carrier to permanently block the number. Additionally, utilize call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Next, send a cease and desist letter via certified mail demanding no further calls. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Consult a non-profit credit counselor to help negotiate resolution of the debt, or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Remember, blocking calls does not eliminate any legitimate debts owed. Taking proactive steps can stop harassment while addressing any outstanding debts.

Is 800-715-1350 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive calls from 800-715-1350, it’s important to verify the caller’s identity and purpose before giving out any personal information. If the calls persist, report them to the Federal Trade Commission (FTC) or your state attorney general’s office. If the calls are from a debt collector, block the number and send a cease and desist letter. Keep records of all calls, including dates, times, frequencies, phone numbers, and details.

As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you believe the calls are violating this act, document potential violations and assert your rights by revoking any prior consent for calls outside normal hours, formally requesting no contact at your workplace, and sending a cease and desist letter via certified mail.

For assistance in dealing with debt collection and protecting your rights, consider seeking help from non-profit credit counselors or consumer protection attorneys.

If 800-715-1350 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 800-715-1350 is a debt collector, you can validate the debt by requesting written validation of the debt. According to the Fair Debt Collection Practices Act (FDCPA), collectors are required to provide this information. Carefully review the validation for accuracy, checking your personal details, the creditor’s name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider negotiating a settlement or payment plan, offering partial payment, or asserting your rights under the FDCPA if collectors violate regulations. Consult a non-profit credit counseling agency for guidance, or contact an attorney to explore bankruptcy or legal action against the collector. Keep detailed records of all correspondence and calls, and revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Can 800-715-1350 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 800-715-1350 is a debt collector, they can sue you for the outstanding debt. If they obtain a court judgment, they could potentially garnish your wages or bank accounts. To avoid legal action, try negotiating affordable payments in writing, assert your inability to pay and request they cease contact, seek guidance from a non-profit credit counselor, or hire a consumer law attorney. If debts are overwhelming, consider bankruptcy with an attorney’s guidance. Remember to document all calls, letters, and efforts to address the debt.

Before settling, make sure the payment plan is affordable, get any settlement terms in writing, and be aware that collectors can still sue if you default on a settlement. Settling can be beneficial to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 800-715-1350 Is A Collection Company, How Can I Remove It From My Credit Report?

If 800-715-1350 is a debt collection company, you can remove it from your credit report by first validating the debt is legitimate. Request written confirmation from the collection agency, and review it carefully to ensure the debt and personal details are accurate. If any information is incorrect, send a written dispute to the agency, stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hire a credit repair service to dispute the debt on your behalf or wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.

If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 800-715-1350?

People often leave negative feedback and comments about 800-715-1350, as they receive unwanted calls and messages from debt collectors such as Financial Resources and Progressive Financial Services. Additionally, users report receiving calls from an unidentified company claiming to be HSBC. These calls are perceived as harassing and potentially fake, bypassing the national do-not-call registry. The number is also associated with a Canadian online pharmacy, although its legitimacy remains unverified. To protect oneself from potential scams or harassment, it is crucial to exercise caution when receiving calls from this number and verify the caller’s identity before engaging in any further communication.