800-841-1839

What Company Is Calling Me From 800-841-1839? Are They A Scam And Why Are They Calling Me?

The company calling from 800-841-1839 is the Enrollment Revenue Center (ERC), a debt collection agency. They may be considered a scam due to their persistent and unwanted calls. It is essential not to engage or answer calls from this number and to report the calls to the Federal Trade Commission (FTC). The Fair Debt Collection Practices Act (FDCPA) protects your rights to cease and desist calls and report violations. To verify the debt, request written validation and dispute any inaccuracies. Consider settling, negotiating a payment plan, or seeking assistance from a credit counselor or attorney. Be cautious of potential wage garnishments or legal action if you default on payments.

How Can I Block Or Stop Calls From 800-841-1839?

To block or stop calls from 800-841-1839, first identify if the caller is a debt collector by letting unknown calls go to voicemail. If it is a debt collector, contact your phone carrier to block the number or use call blocking apps on your smartphone. Next, send a written letter requesting the debt collector to cease and desist from contacting you. If calls continue, seek help from a non-profit credit counselor or a consumer protection attorney. Be proactive in managing your debt and communicating with the debt collector to avoid further complications.

Is 800-841-1839 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 800-841-1839 is associated with ERC, a debt collection agency that may engage in scam tactics. Under the Fair Debt Collection Practices Act (FDCPA), you have certain rights when it comes to debt collection calls. If ERC is violating your rights, such as calling outside of allowed hours or using abusive language, document the details and consider taking action.

First, revoke consent for calls outside normal hours and request they stop calling at work. Next, send a cease and desist letter to ERC, clearly stating your request to stop receiving calls. If violations persist, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for assistance.

In the end, it’s crucial to protect your rights and take action against any potential scams or violations of the FDCPA. Remember, you have the power to demand respectful and lawful treatment during debt collection calls.

If 800-841-1839 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 800-841-1839, it is likely from a debt collection agency called ERC, which has been known for scam activities. To validate the debt, request written validation from the collector and review it for accuracy. Dispute any incorrect information and request removal from your credit report. You can also consider negotiating a settlement, installment plan, or consulting a credit counseling agency. Know your rights under the Fair Debt Collection Practices Act (FDCPA) and seek legal advice if necessary. Keep detailed records and revoke permission for unwanted contact.

Ultimately, it’s essential to be cautious and assertive when dealing with debt collectors like ERC. Ensure you know your rights, dispute inaccuracies, and take necessary steps to protect your financial well-being.

Can 800-841-1839 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 800-841-1839 is a debt collector, they may sue you or garnish your wages if you don’t pay a legitimate debt. To avoid this, try negotiating affordable payments, asserting your inability to pay, seeking credit counseling, hiring an attorney, or considering bankruptcy. Make sure to settle only if the payment plan is manageable and get agreements in writing. Remember, you have rights under the Fair Debt Collection Practices Act, so don’t be afraid to stand up for yourself and protect your financial well-being.

If 800-841-1839 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 800-841-1839 is a collection company by requesting written confirmation about the debt. Review the validation for accuracy and dispute any inaccuracies under the Fair Credit Reporting Act. To potentially remove the debt, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, hiring a credit repair service, waiting for the time limit, filing a complaint, consulting an attorney, and keeping detailed records.

Ultimately, it’s essential to remain proactive and assertive when dealing with debt collection agencies. Ensure you understand your rights under the Fair Credit Reporting Act and Fair Debt Collection Practices Act, and don’t hesitate to seek professional assistance if needed.

What Feedback And Comments Do People Leave About 800-841-1839?

People have left feedback and comments about 800-841-1839, stating that it is associated with numerous calls and robocalls, often identifying themselves as “ERC” and related to debt collection. Users report receiving calls without messages, leading to suspicions of phantom debt collection scams. Scam callers from India are known to use similar tactics, requesting personal information and threatening penalties. It is advised to exercise caution and verify the identity and purpose of the caller before providing any personal details.

Ultimately, 800-841-1839 is a debt collection agency, ERC, with potential scam tendencies. They call persistently without leaving messages and should not be engaged. File a complaint with the FTC if calls continue. Under the FDCPA, you have rights to cease and desist calls, and report violations. To validate the debt, request written validation and dispute inaccuracies. Consider settling, negotiating a payment plan, or consulting a credit counselor or attorney. Be cautious of potential wage garnishments or legal action if you default on payments.

In essence, the feedback and comments suggest that callers from 800-841-1839 should be approached with skepticism and caution, as they may not be legitimate debt collectors. It is crucial to verify the identity of the caller and ensure the purpose of the call is valid before providing any personal information.