800-910-5399

What Company Is Calling Me From 800-910-5399? Are They A Scam And Why Are They Calling Me?

The company calling from 800-910-5399 is CBE Group Inc, a debt collector known for making unsolicited calls. Users have reported receiving multiple calls per day, even late at night. CBE Group has been associated with USAA and Verizon Wireless and has been reported to the Better Business Bureau. If you do not owe any debt, it is advised to report the calls to the Federal Trade Commission. Note that debt collectors cannot call before 8:00 am or after 9:00 pm.

Ultimately, if you’re receiving multiple calls from 800-910-5399 and suspect it’s from a debt collector, consider identifying the unknown caller by checking voicemail messages. Block the number through phone carrier, call blocking apps, or smartphone settings. You can also send a cease and desist letter via certified mail, and consider invoking state laws if applicable. Keep detailed records of calls to demonstrate harassment if necessary. Seek help from non-profit credit counselors or attorneys to address outstanding debts and protect your rights.

How Can I Block Or Stop Calls From 800-910-5399?

If you’re receiving calls from 800-910-5399, it’s crucial to identify if it’s a debt collector trying to contact you. To do this, let unknown calls go to voicemail and do not answer them directly. If you recognize the calls as being from a debt collector, take action to block further calls. Contact your phone carrier to permanently block the number, or use call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level.

For smartphones, set contacts not in your address book to go straight to voicemail or be blocked. It’s also essential to formally request no further contact from the debt collector. Send a cease and desist letter via certified mail demanding no further calls, and keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Along with blocking calls, consider seeking help to address any underlying debt. Consult a non-profit credit counselor to help negotiate resolutions for the debt, or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 800-910-5399 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is in place to protect consumers from unfair debt collection practices. If you’re receiving multiple calls from 800-910-5399, associated with CBE Group Inc., you may have rights under the FDCPA. Debt collectors cannot call outside the hours of 8 am to 9 pm in your time zone.

Document any calls, noting the frequency, date, time, phone number, and details. If the calls are abusive, threatening, or obscene, consider reporting the collector to the Consumer Financial Protection Bureau (CFPB) and seeking legal advice from a consumer protection attorney.

You can also contact your state Attorney General’s office for guidance on handling FDCPA violations. Consulting with an experienced credit counselor can help you address the debt without further collection calls. Remember to keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 800-910-5399 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 800-910-5399 is a debt collector, the first step is to validate the debt by requesting written validation from the collector. You can do this by mailing a debt validation letter to them, as required by the Fair Debt Collection Practices Act (FDCPA).

Once you have validated the debt, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report.
3. Formally assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 800-910-5399 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 800-910-5399 is a debt collector, they have the legal right to sue you or garnish your wages if you don’t pay the debt. To avoid legal action, you can negotiate affordable payment plans, assert your inability to pay, seek guidance from a credit counselor or attorney, or consider bankruptcy. Before settling a debt, make sure the payment plan is affordable and get any agreements in writing. Settling might be a good option to avoid legal action, but don’t agree to payments you can’t maintain. Always seek assistance to understand your options and rights first.

If 800-910-5399 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’re receiving calls from 800-910-5399, it’s likely from CBE Group Inc., a debt collection agency. First, validate if the debt is legitimate by requesting written confirmation. If the debt is accurate, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, or hiring a credit repair service to dispute the debt on your behalf. Alternatively, wait for the 7-year credit reporting time limit to pass for the collection to automatically fall off your report. If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney to pursue removal and damages. Keep detailed records of your efforts to resolve the disputed collection account.

What Feedback And Comments Do People Leave About 800-910-5399?

People leave various feedback and comments about the phone number 800-910-5399, which is associated with CBE Group, a debt collection agency. Users often report receiving multiple calls per day, usually from automated systems or pre-recorded messages. Some users claim that the callers do not identify themselves or the purpose of the call. There have been reports of calls related to old debts even after being informed of the person’s death or debt repayment. Additionally, users complain about calls at inconvenient times and lack of respect for do-not-call requests. Overall, feedback is mixed, with some positive experiences and others finding calls annoying or harassing.