8004773139

What Company Is Calling Me From 8004773139 And Why Are They Calling? Are They A Debt Collector?

If you have recently received a call from 800-477-3139, it is likely coming from ARS National Services Inc, a debt collection agency. This company specializes in making calls related to debt collection. Reports from users of the Robokiller app have indicated that this number is frequently associated with debt collection calls. It’s worth noting that the Call Filter app also labels this number as a “debt collector,” and some users have reported receiving scam calls.

Located in Escondido, CA, ARS National Services Inc has garnered a significant number of complaints with the Better Business Bureau. Specifically, 460 complaints have been filed against the company for various issues, such as improper contact and failure to respond to complaints. If you find yourself receiving a call about a debt that you don’t recognize, it is advisable to follow the Federal Trade Commission’s recommendations. Seek validation information about the debt, dispute it if you believe it to be incorrect, and conduct your own research on the original creditor.

To gain a clearer understanding of your financial situation and identify any outstanding debts, it may be beneficial to obtain your three bureau credit report. A reliable option for this is IdentityIQ, which offers comprehensive credit reports from Equifax, Experian, and TransUnion. By reviewing your credit report, you can spot any unresolved debts or discrepancies and take appropriate steps to address them. However, please note that we do not endorse any specific brands or products aside from IdentityIQ.

How Can I Block Or Stop Calls From 8004773139?

If you’re looking to block or stop calls from 8004773139, there are a few steps you can take. First, it’s best to let unknown calls go to voicemail and avoid answering them directly to avoid engaging with potential collectors. Once you’ve identified the caller as a collector, you can contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya to automatically filter out and block the number. If you have a smartphone, you can also set contacts that are not in your address book to go straight to voicemail or be blocked.

Aside from blocking calls, you can also formally request no further contact by sending a cease and desist letter via certified mail. Check if your state has any additional laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice, and make sure to reference those rights in your letter. It’s important to keep detailed records of all calls to demonstrate a pattern of harassment if you’re considering taking legal action.

Lastly, it’s advisable to seek help in addressing any underlying debt. You can consult a non-profit credit counselor who can assist you in negotiating a resolution for your debt. Alternatively, you may consider speaking with a consumer protection attorney to understand your rights and explore potential lawsuits if the collector violates any regulations. Remember that blocking calls does not absolve you of any legitimate debts you owe, but taking proactive steps can help put a stop to harassment while addressing

What Are My Rights As A Consumer Regarding Calls From 8004773139 And Are They Violating The Fair Debt Collection Practices Act?

As a consumer, you have specific rights under the Fair Debt Collection Practices Act (FDCPA) when it comes to calls from 8004773139. It’s important to determine if this number is violating the FDCPA. To document potential violations, keep a detailed record of the date, time, frequency, phone number, and specifics of all calls. Take note if they call outside the allowed hours of 8am – 9pm in your time zone and track if they repeatedly call within a short period. Also, make sure to log any abusive, threatening, or obscene language used during these calls.

To assert your rights, start by revoking any prior consent given to call outside normal hours in writing. Additionally, formally request that they stop contacting you at your workplace if it’s prohibited by your employer. Consider sending a certified mail cease and desist letter explicitly demanding no further contact by phone. You can also verbally request them to stop calling during any conversation.

If you need guidance on what steps to take next, report any violations with your documentation to the Consumer Financial Protection Bureau. This will initiate an investigation into the matter. You should also consult with a consumer protection attorney who can provide guidance on your specific rights and options, including the possibility of suing for damages. Contact your state Attorney General’s office for further advice if you believe there have been FDCPA violations. Finally, seek advice from an experienced credit counselor to learn how to address the debt without facing additional

If Company From 8004773139 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

To validate the debt from the company at 8004773139, you should request written validation through a debt validation letter as required by the FDCPA. Carefully review the validation for accuracy, including your personal details, creditor name, account number, and amount owed. If you spot any incorrect or unfamiliar information, dispute it in writing and ask to have it removed from your credit report.

After validating the debt, you have several options for addressing it. You can negotiate a lump-sum settlement or a payment installment plan in writing before making any payments. If you can afford it, you might consider offering a partial payment of 30-50% of the balance and ask for deletion from your credit report as part of the agreement. If the debt collector violates collection regulations, you can assert your rights under the FDCPA or seek guidance from a non-profit credit counseling agency on negotiating a resolution. Consulting an attorney can also help you explore options like bankruptcy or legal action against the collector. Make sure to keep detailed records of all correspondence and calls for potential complaints and consider revoking any prior permission to contact you outside FDCPA guidelines.

In summary, don’t overlook a potential debt collector. Take action to verify the validity of the debt and exercise your rights under federal and state laws before deciding on the best approach to resolve it. Seeking assistance from professionals can ensure a fair outcome when dealing with debt collectors.

Can The Company From 8004773139 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8004773139 is a debt collector and they have a valid claim, it is possible for them to take legal action and sue you in order to collect the debt. If they are successful in court, they may be able to garnish your wages or seize funds from your bank accounts. It is important to take proactive measures to prevent this from happening.

To avoid legal action, you can try negotiating with the debt collector for a payment plan that fits your budget. You can propose affordable lump-sum payments or installment payments, and make sure to document everything in writing. This demonstrates your willingness to pay and can potentially prevent a lawsuit. However, keep in mind that the debt collector may still choose to proceed with legal action even if you negotiate.

If you’re unable to afford any payments, you can assert your inability to pay and ask the debt collector to stop contacting you. While this might deter a lawsuit, it doesn’t guarantee that they won’t continue with legal proceedings. Seeking advice from a non-profit credit counselor or consulting a consumer law attorney can provide valuable insights into your rights and options.

Before agreeing to settle the debt, carefully evaluate the proposed payment plan and ensure that it aligns with your financial situation. Always request written confirmation of any settlement terms before making any payments. It’s important to understand that even after settling, the debt collector can still sue you if you fail to meet the agreed-upon terms. Settling may be a viable option to avoid legal action, but it’s crucial not to commit to payments that you realistically cannot afford. Seek assistance to fully comprehend your rights and explore all available choices before making any decisions.

If 8004773139 Is A Collection Company, How Can I Get It Removed From My Credit Report?

If 8004773139 is indeed a collection company, the first step to take is to request written confirmation in order to validate the legitimacy of the debt. Carefully review this validation to ensure that all personal details and debt information are accurate. If any inaccuracies are found, it is crucial to send a written dispute to the collection agency, citing the Fair Credit Reporting Act and demanding the removal of the collection tradeline from your credit file.

In the event that the debt is confirmed as valid, there are several active steps that you can consider taking in order to potentially remove it. One option is to negotiate a pay-for-delete agreement in writing, offering a lump-sum settlement in exchange for the removal of the debt. Another possibility is to offer a partial settlement payment in good faith and request deletion as a gesture of goodwill. Additionally, you may choose to hire a credit repair service that can formally dispute the debt on your behalf and provide legal resources to aid in its removal. Alternatively, you can wait for the 7-year credit reporting time limit, as collections will automatically fall off your report after this time period. If the collector violates laws and refuses to remove inaccurate information, filing a complaint with the Consumer Financial Protection Bureau is an option, as is consulting a consumer law attorney to explore potential legal action for removal and damages.

It is crucial to maintain detailed written records of all your efforts to resolve the disputed collection account. By validating debts, engaging in negotiations with collectors, and asserting your