801-893-4969

What Company Is Calling Me From 801-893-4969? Are They A Scam And Why Are They Calling Me?

The phone number 801-893-4969 is associated with unsolicited calls and potential scams. The company connected to this number is CBE Group, a debt collection agency, and they may be calling in relation to Intermountain Healthcare. Always verify the caller’s identity before providing any personal information. Be cautious when receiving calls from unknown numbers and report any suspicious calls to authorities. Monitor voicemails and document any potential violations to protect yourself from scams and unwanted calls.

How Can I Block Or Stop Calls From 801-893-4969?

First, determine if the number 801-893-4969 is a debt collector. If it is, you can take steps to stop further calls. Start by contacting your phone carrier to permanently block the number. You can also use call blocking apps like Nomorobo or Hiya to help filter unwanted calls. Set contacts not in your address book to go straight to voicemail.

Next, send a cease and desist letter via certified mail, invoking any state-specific laws that may prohibit collection calls without written notice. Keep records of all calls to demonstrate a pattern of harassment if you consider taking legal action.

To address any underlying debt, consult a non-profit credit counselor to help negotiate resolution. If the collector violates regulations, speak to a consumer protection attorney about your rights and potential lawsuits. Remember that blocking calls does not eliminate any legitimate debts owed. By taking proactive steps, you can stop harassment while addressing any outstanding debts.

Is 801-893-4969 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 801-893-4969 and believe it violates the Fair Debt Collection Practices Act (FDCPA), it’s essential to know your rights as a consumer. Under the FDCPA, collectors are prohibited from using abusive, threatening, or harassing language, and they must adhere to specific hours for making calls. You can document any potential violations and revoke consent for calls outside normal hours. If you wish, you can request the collector to cease contact or send a cease and desist letter. In case of continued harassment, consult with a consumer protection attorney and report any violations to the Consumer Financial Protection Bureau or your state Attorney General’s office for further assistance. Remember to keep detailed records of your interactions with the collector and assert your rights to prevent any potential harassment.

If 801-893-4969 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 801-893-4969 and suspect it’s a debt collector, follow these steps to validate the debt and explore your options:

1. Request written validation of the debt by sending a debt validation letter to the collector. This is a legal requirement under the Fair Debt Collection Practices Act (FDCPA).
2. Carefully review the validation for accuracy, checking your personal details, the creditor’s name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once you’ve validated the debt, consider the following options:

– Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
– Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.
– Assert your rights under the FDCPA if the collector violates regulations.
– Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
– Contact an attorney to explore bankruptcy or legal action against the collector.
– Keep detailed records of all correspondence and calls for potential complaints.
– Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 801-893-4969 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is contacting you about a legitimate debt, they could potentially sue you to recover the owed amount. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, you can negotiate affordable lump-sum or installment payments in writing, assert inability to pay and request they cease contact, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy as an option.

Before agreeing to settle, ensure the proposed payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing before making payments, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 801-893-4969 Is A Collection Company, How Can I Remove It From My Credit Report?

If 801-893-4969 is a debt collection company, you can follow these steps to potentially remove it from your credit report:

1. First, validate if the debt is legitimate by requesting written confirmation from the collector. Review the validation carefully to ensure your personal details and the debt information is accurate.
2. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act. Demand they remove the collection tradeline from your credit file.
3. If the collector verifies the debt is valid, consider these active steps to potentially remove it:
a. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
b. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
c. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
d. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
e. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
f. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
4. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 801-893-4969?

People often leave negative feedback and comments about the number 801-893-4969. Users report receiving robocalls, suspicion of scams, and debt collection attempts. The identity of the caller is usually unclear, and they don’t leave messages. Frustratingly, users report that the caller continues to call using different phone numbers even after being blocked. Common comments include daily no-message calls, calls throughout the day with no one on the line, and scam reports. It’s advised to block this number and report any unwanted calls to help identify who is using this phone number.