801-998-2813

What Company Is Calling Me From 801-998-2813? Are They A Scam And Why Are They Calling Me?

Paramount Acceptance is the company calling you from the phone number 801-998-2813. They are a debt collection agency working on behalf of VASA Fitness to collect unpaid fitness membership balances. Ensure the call is legitimate by asking the caller for their name, company, and the reason for the call. Verify the debt’s authenticity by contacting VASA Fitness directly. If you’re unsure about the legitimacy of the call or have concerns about the debt, consult a credit counselor or attorney for guidance. Adhere to the Fair Debt Collection Practices Act and report any violations to the Consumer Financial Protection Bureau.

How Can I Block Or Stop Calls From 801-998-2813?

To stop calls from 801-998-2813, first identify if the call is from a debt collector by letting it go to voicemail. If it is, block the number using your phone carrier or a call blocking app. Next, send a cease and desist letter requesting no further contact. Address the underlying debt by consulting a credit counselor or attorney, and report any FDCPA violations to the Consumer Financial Protection Bureau. By following these steps, you can effectively block or stop calls from this number and address the debt issue.

Is 801-998-2813 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 801-998-2813 regarding an overdue fitness membership balance, it is important to understand your rights under the Fair Debt Collection Practices Act (FDCPA). To protect yourself from harassment, document all calls, including the date, time, frequency, phone number, and details. Note if the collector calls outside of allowed hours or uses abusive language.

You have the right to revoke consent for further contact and request that the collector cease and desist from calling you. You can send a written notice to the collector, informing them of your decision. It is crucial to keep records of all communication and communication attempts.

If you believe that 801-998-2813 is violating the FDCPA, you can report the violation to the Consumer Financial Protection Bureau. Consulting an attorney or contacting your state Attorney General’s office can provide further guidance on handling debt collection calls and ensuring your rights are protected. Adhering to the FDCPA can prevent further harassment from debt collectors.

If 801-998-2813 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if 801-998-2813 is a debt collector representing Paramount Acceptance, which handles Vasa Fitness membership debts. To validate the debt, send a debt validation letter within 30 days of the first call. The collector must provide proof of the debt within 5 days, as required by the Fair Debt Collection Practices Act (FDCPA).

Next, review the information provided and dispute any inaccuracies. If the debt is found to be incorrect, request removal from your credit report. If you’re able to negotiate a settlement or payment plan, do so to resolve the debt.

Maintain records of all correspondence and calls with the collector. If the collector violates FDCPA guidelines, report them to the Consumer Financial Protection Bureau. If you no longer wish to be contacted, send a cease and desist letter.

Finally, if unsure about the legitimacy of the debt or needing assistance, consult a credit counselor or attorney for help.

Can 801-998-2813 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

First, determine if the debt from 801-998-2813 is legitimate. If it is, the collector may sue you and garnish your wages. To avoid legal action, negotiate affordable payments, assert your inability to pay, seek help from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy. Document all communication, assess settlement terms, and follow the Fair Debt Collection Practices Act (FDCPA). Report any violations to the Consumer Financial Protection Bureau, and stay informed to navigate the debt collection process effectively.

If 801-998-2813 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’ve been receiving calls from 801-998-2813, which is a collection company representing Vasa Fitness, it’s important to first confirm the debt is legitimate. Request written confirmation from Paramount Acceptance, and ensure your personal details and debt information are accurate. If there are any inaccuracies, dispute them. To remove the debt from your credit report, consider the following steps:

1. Negotiate a pay-for-delete agreement with the collection company, where they remove the debt in exchange for full payment.
2. Offer a partial settlement, where you pay less than the total debt amount but still have the debt removed.
3. Hire a credit repair service to help dispute the debt and negotiate with the collection company on your behalf.
4. Wait for the debt to fall off your credit report after seven years, as most collection accounts do.
5. File a complaint with the Consumer Financial Protection Bureau (CFPB) if you believe the collection company violated the Fair Debt Collection Practices Act (FDCPA).
6. Consult an attorney to help with debt validation, negotiation, and potential legal action.

Keep thorough records of all communication and interactions with the collection company to support your efforts in removing 801-998-2813 from your credit report.

What Feedback And Comments Do People Leave About 801-998-2813?

People have mixed opinions about 801-998-2813, with some believing it to be a legitimate call regarding VASA Fitness gym memberships, while others suspect it may be a scam. The legitimacy of these calls is uncertain, and it’s crucial to verify the debt’s authenticity before taking any action. If the debt is valid, try negotiating a settlement and keep records of all communication. If unsure, consult a credit counselor, attorney, or report violations to the Consumer Financial Protection Bureau. Always follow the Fair Debt Collection Practices Act (FDCPA) to protect yourself from potential scams or violations.