8017701672

What Company Is Calling Me From 8017701672 And Why Are They Calling? Are They A Debt Collector?

The phone number 801-770-1672 belongs to Mountain Land Collections, a reputable debt collection agency based in Utah. They are reaching out to you because an original creditor has assigned them the task of collecting an outstanding debt. Their mission as a debt collector is to help recover past-due debts on behalf of creditors and businesses.

Rest assured that Mountain Land Collections follows strict guidelines set by consumer protection laws, such as the Fair Debt Collection Practices Act. This ensures that you, as a consumer, are treated fairly and respectfully throughout the debt collection process. If you have any concerns about the validity of the debt or want further information, you have the right to take appropriate action.

To gain a better understanding of your financial situation and any potential outstanding debts, it may be wise to obtain a comprehensive credit report from a trusted source like IdentityIQ. By doing so, you will have access to detailed information about your credit history and any accounts that may be in collections. Remember, it’s crucial to address any outstanding debts promptly and explore repayment or negotiation options that may be available to you.

How Can I Block Or Stop Calls From 8017701672?

If you’re looking to block or stop calls from the number 8017701672, there are a few effective strategies you can employ. First, it’s best to let unknown calls go to voicemail and refrain from answering them directly. This will enable you to determine if the call is from a debt collector. Once you’ve confirmed it as such, reach out to your phone carrier to permanently block the number. Alternatively, you can opt for call blocking apps like Nomorobo or Hiya, which automatically filter out these types of calls. On smartphones, you also have the option to set contacts not saved in your address book to go straight to voicemail or be blocked.

To ensure you’re not contacted further by debt collectors, consider sending a cease and desist letter via certified mail, explicitly demanding no further calls. It’s worth checking your state laws for any additional rights you may have and sending a cease and desist letter invoking those rights if applicable. It’s essential to maintain detailed records of all calls as evidence of harassment, particularly if you’re contemplating legal action.

If you require assistance in managing the underlying debt, it’s advisable to consult a non-profit credit counselor who can help negotiate a resolution. Additionally, speaking with a consumer protection attorney about your rights and potential lawsuits in the event of collector violations may be beneficial. Lastly, don’t forget to regularly check your voicemails to monitor any messages left by identified collectors, as blocking calls does not eliminate any legitimate debts owed. By taking these proactive measures, you can put an end to harassment while addressing outstanding debts.

What Are My Rights As A Consumer Regarding Calls From 8017701672, And Is The Caller Violating The Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act (FDCPA), consumers have rights when it comes to calls from the number 8017701672. If the caller is violating the FDCPA, you can take action to protect yourself.

To determine if the caller is violating the FDCPA, document any potential violations. Keep a record of the date, time, frequency, and details of all calls from 8017701672. Note if they call outside of the allowed hours of 8am – 9pm in your time zone, unless you have given consent for other hours. Also, keep track if they repeatedly call over a short period or use abusive or threatening language.

Once you have documented potential violations, assert your rights as a consumer. Revoke any prior consent given to call outside normal hours and request that they cease contact at your workplace if prohibited by your employer. Send a cease and desist letter via certified mail demanding no further contact by phone. Additionally, verbally request that they stop calling during any conversation.

If the violations continue, seek assistance on next steps. Report any violations, with documentation, to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney to understand your specific rights and options, which may include suing for damages. Reach out to your state Attorney General’s office for guidance if you believe FDCPA violations have occurred. Ask an experienced credit counselor for advice on how to address the debt without incurring further collection calls.

Remember to adhere to the FDCPA by keeping detailed records and asserting your rights as a consumer. By taking action, you can prevent further harassment from debt collectors calling from 8017701672.

If Company From 8017701672 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you believe the company from 8017701672 is a debt collector, it’s important to validate the debt before taking any further action. Start by sending a debt validation letter, as required by the Fair Debt Collection Practices Act (FDCPA), to the collector. Review the validation provided, making sure all personal details, creditor information, account numbers, and amounts owed are accurate. If you find any errors or unrecognized information, dispute it in writing and request its removal from your credit report.

After validating the debt, you have a few options for dealing with it. You can negotiate a lump-sum settlement or a payment installment plan, but make sure to get the agreement in writing before making any payments. If you can afford it, you can offer a partial payment of 30-50% of the balance and request deletion from your credit report. If the debt collector violates any FDCPA regulations during their collection efforts, you can assert your rights under this act. You can also seek guidance from a non-profit credit counseling agency for help with negotiating debt resolution. Depending on your situation, consulting an attorney might be necessary to explore options like bankruptcy or legal action against the collector. Keep detailed records of all correspondence and calls to support any potential complaints, and consider revoking any prior permission given to contact you outside FDCPA guidelines.

Remember, it’s crucial to never ignore a potential debt collector. Validate the debt and exercise your consumer rights under federal and state law before determining the best path to resolution. Seeking help from professionals will ensure a fair outcome throughout the process.

Can The Company From 8017701672 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company calling from the number 8017701672 is indeed a debt collector, there is a possibility that they could take legal action against you in order to collect the debt. This could include suing you and potentially garnishing your wages or bank accounts if they are successful in obtaining a court judgment. To avoid this, it is recommended to take proactive steps such as negotiating affordable payment plans in writing and seeking guidance from a non-profit credit counselor. Consulting with a consumer law attorney can also help you understand your rights and protections under the FDCPA and state laws.

Before agreeing to any settlement, it is important to carefully consider if the proposed payment plan is realistic for your financial situation. Make sure you can realistically afford the payments before agreeing to any settlement terms. Settling may be a good option to avoid legal action, but it’s crucial to ensure that you are able to fulfill the agreed-upon payments.

To gain a comprehensive understanding of your credit history and identify any other outstanding debts or issues, it is recommended to pull a 3 bureau credit report from IdentityIQ. This will allow you to address all debts and work towards resolving them, improving your overall financial situation. Keeping a clear record of all communications and efforts made to address the debt can also be beneficial in case of any legal action.

It is always a good idea to seek assistance from professionals or organizations that specialize in debt management. They can provide you with guidance, options, and a better understanding of your rights before making any decisions regarding your debt situation.

If 8017701672 Is A Collection Company, How Can I Get It Removed From My Credit Report?

Under the Fair Debt Collection Practices Act (FDCPA), you as a consumer have certain rights when dealing with collection calls from 8028290997. It’s crucial to document any potential FDCPA violations, including the date, time, frequency, phone number, and details of the calls. If they call you outside the permitted hours of 8am – 9pm in your time zone without your consent, it could be a violation. Similarly, if they repeatedly call over a short period or use abusive or threatening language, it’s important to take note of these details.

To assert your rights, you can revoke any prior consent to call you outside normal hours by providing written notice. If they call you at your workplace, despite it being prohibited by your employer, you can formally request that they cease contact there. Another option is to send a cease and desist letter via certified mail, explicitly demanding no further contact by phone. Additionally, during any conversation, you can verbally request that they stop calling.

If you believe FDCPA violations have taken place, it is advisable to report them, along with all the documentation, to the Consumer Financial Protection Bureau. This will initiate an investigation into the matter. Consulting with a consumer protection attorney can also provide you with guidance on your rights and options, such as potentially suing for damages. Contacting your state Attorney General’s office can offer further advice as well. Lastly, seek assistance from an experienced credit counselor to address the debt and minimize collection calls. Remember to maintain detailed records and assert your rights to prevent further harassment from debt collectors.