813-207-0109

What Company Is Calling Me From 813-207-0109? Are They A Scam And Why Are They Calling Me?

The phone number 813-207-0109 is likely from a Florida-based attorney office or debt collector, often making unsolicited robocalls in Spanish. These calls can be intrusive and may seek personal financial information illegally. It is important to not answer unknown calls and block the number. If you suspect it’s a debt collector, report any violations under the Fair Debt Collection Practices Act (FDCPA) and seek legal advice from a consumer protection attorney. To verify the debt, request written validation, dispute any inaccuracies, and negotiate a settlement or payment plan. If sued, negotiate affordable payments and consult legal guidance. To remove the collection from your credit report, hire a credit repair service or wait for the 7-year time limit.

How Can I Block Or Stop Calls From 813-207-0109?

If you’re receiving calls from 813-207-0109, it’s probably a debt collector or marketing firm from Florida. To identify the caller, don’t answer unknown calls and let them go to voicemail. Once you’ve identified the number, block it by contacting your phone carrier or using call blocking apps.

To stop further harassment, send a cease and desist letter to the debt collector and keep records of all calls. Address the underlying debt by consulting a credit counselor or speaking to a consumer protection attorney. Blocking calls may not eliminate the debt, but it can help resolve any outstanding debts by stopping harassment from the debt collector.

Always consult a professional when dealing with debt collectors and financial matters to ensure the best possible outcome.

Is 813-207-0109 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 813-207-0109 is often associated with unsolicited robocalls from attorney offices and debt collectors in Florida. These calls can be harassing and may violate the Fair Debt Collection Practices Act (FDCPA). To determine if it is a debt collector, avoid answering unknown calls and block the number. Keep track of the date, time, frequency, and details of the calls, as well as any abusive language used. If you believe your rights are being violated, report the issue to the Consumer Financial Protection Bureau, consult an attorney, or contact your state Attorney General’s office for guidance. To validate the debt, request written validation, dispute any inaccuracies, and negotiate a settlement or payment plan. If sued, seek legal guidance and negotiate affordable payment options. To remove the collection from your credit report, hire a credit repair service or wait for the 7-year time limit.

If 813-207-0109 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 813-207-0109 is a debt collector, it is crucial to validate the debt and understand your options. First, request written validation from the collector to confirm the debt’s details. Review the information for accuracy and dispute any incorrect details. Next, consider negotiating a settlement, installment plan, or using legal options such as bankruptcy or consulting an attorney. Remember to exercise your rights under the Fair Debt Collection Practices Act (FDCPA).

Keep records of all correspondence and seek help from professionals to ensure a fair outcome. If you are being sued, negotiate affordable payments and consult a legal expert. Additionally, to remove the collection from your credit report, hire a credit repair service or wait for the 7-year time limit.

Can 813-207-0109 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 813-207-0109 is a debt collector, they have the legal right to sue you and garnish your wages if you owe them money. To protect yourself, try negotiating affordable payment plans, asserting your inability to pay, or seeking help from a non-profit credit counselor or attorney. Bankruptcy may also be an option, but ensure you thoroughly document your efforts and consider all options before taking such a drastic step. Be cautious when settling with the debt collector, making sure any agreements are in writing and the payments are affordable based on your budget.

If 813-207-0109 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if the debt from 813-207-0109 is legitimate by requesting written confirmation from the collector. Review the validation carefully and dispute any inaccuracies. Negotiate a pay-for-delete agreement or offer a good faith partial settlement. Alternatively, consider hiring a credit repair service or waiting for the 7-year time limit for the collection account to be removed from your credit report.

To protect yourself from unwanted calls, do not answer unknown calls and block the number. Report any violations under the Fair Debt Collection Practices Act (FDCPA) and consult a consumer protection attorney if the collector is not following the law. Keep detailed records of your efforts to resolve the disputed collection account and seek legal guidance if necessary.

What Feedback And Comments Do People Leave About 813-207-0109?

People often leave negative feedback about 813-207-0109 due to unwanted and annoying sales calls. These calls usually involve robocalls or hangups and feature Spanish recordings about legal consultations. To avoid such calls, do not answer unknown numbers and block the number. Report any violations under the Fair Debt Collection Practices Act (FDCPA) and seek help from a consumer protection attorney. If you have a debt, request written validation, dispute any inaccuracies, and negotiate a settlement or payment plan. If sued, negotiate affordable payments and seek legal guidance. To remove the collection from your credit report, consider hiring a credit repair service or waiting for the 7-year time limit.