817-339-6211

What Company Is Calling Me From 817-339-6211? Are They A Scam And Why Are They Calling Me?

The phone number 817-339-6211 is associated with robocalls, which are automated pre-recorded messages often used for telemarketing or scam purposes. The transcript provided does not give enough information to identify the company or individual making the call. However, the call was identified as a robocall by Nomorobo, a service that helps block unwanted robocalls, suggesting it may be a nuisance call or potential scam. It is always a good idea to be cautious when receiving calls from unknown numbers and to take steps to protect yourself from unwanted calls and potential scams.

Ultimately, it is essential to remain vigilant and cautious when receiving calls from unknown numbers, as they may be scams or robocalls. To protect yourself, consider using call blocking apps and services like Nomorobo to prevent further calls. Additionally, familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) and understand your rights as a consumer. Should you encounter debt collection calls, maintain detailed records, report violations, and consult an attorney or credit counselor for assistance.

How Can I Block Or Stop Calls From 817-339-6211?

First, identify if the number is a debt collector. If it is, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. Next, set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. If the calls persist, send a cease and desist letter via certified mail demanding no further calls.

Check if your state has laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice, and send a cease and desist letter invoking those rights. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Consult a non-profit credit counselor to help negotiate resolution of the debt, or consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Taking proactive steps can stop harassment while addressing any outstanding debts, but blocking calls does not eliminate any legitimate debts owed.

Is 817-339-6211 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from the number 817-339-6211, it’s crucial to determine if it’s a debt collector or a potential scam. Under the Fair Debt Collection Practices Act (FDCPA), you have specific protections and rights regarding debt collection calls. To safeguard yourself, document the date, time, frequency, phone number, and details of all calls. Note if they call outside the allowed hours of 8am – 9pm in your time zone, and if they repeatedly call over a short period. Additionally, log any abusive, threatening, or obscene language used on calls.

To exercise your rights, revoke any prior consent given to call outside normal hours, formally request they cease contact at your workplace if prohibited by your employer, and send a cease and desist letter via certified mail demanding no further contact by phone. You can also verbally request they stop calling during any conversation.

If you suspect FDCPA violations, report them to the Consumer Financial Protection Bureau to initiate an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance if you believe FDCPA violations have occurred. Lastly, seek advice from an experienced credit counselor on how to address the debt without incurring further collection calls. Adhering to the FDCPA is required for any collector contacting you, and maintaining detailed records and asserting your rights will help prevent further harassment from debt collectors.

If 817-339-6211 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 817-339-6211 is a debt collector, you must validate the debt and understand your options. Start by requesting written validation of the debt from the collector. They are required to provide this under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, checking your personal details, the creditor name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange.
3. Formally assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Always confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 817-339-6211 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 817-339-6211 is a debt collector, they have the legal right to sue you for the outstanding debt and potentially garnish your wages if they obtain a court judgment. To prevent legal action, consider taking the following steps:

1. Negotiate an affordable payment plan in writing to demonstrate good faith.
2. Inform the collector of your inability to pay and request they cease contact.
3. Seek assistance from a non-profit credit counselor who can help you work with the collector.
4. Consult a consumer law attorney to understand your rights under the FDCPA and state laws against unreasonable lawsuits.
5. Consider bankruptcy if debts are overwhelming, but always consult an attorney first.
6. Thoroughly document all communications with the collector and your efforts to address the debt.

Before settling on a payment plan, ensure it aligns with your budget. Get any settlement terms or agreements in writing before making payments. Be aware that a collector can still sue if you default on a settlement. Familiarize yourself with your rights and options before agreeing to any payment plan.

If 817-339-6211 Is A Collection Company, How Can I Remove It From My Credit Report?

If 817-339-6211 is a debt collection company, you should start by validating the debt’s legitimacy. Request a written confirmation of the debt and carefully review the information. If any details are incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the debt is legitimate, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal from your credit report. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. You can also hire a credit repair service to dispute the debt on your behalf or wait for the 7-year credit reporting time limit for the collection to fall off your report automatically.

If the collector violates laws or refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney to review your options for removal and damages. Keep detailed written records of your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 817-339-6211?

People often leave negative feedback and comments about the phone number 817-339-6211, as it is identified as a robocall number by Nomorobo. Users express frustration and annoyance caused by the robocalls. Nomorobo’s blocking feature is appreciated by many users who feel they have regained control over their phones.

To deal with unwanted calls from 817-339-6211, users can identify the unknown caller as a debt collector or potential scammer and block the number. They can also use call blocking apps to prevent further calls. If the calls persist, sending a cease and desist letter and maintaining detailed records of calls may help. Consulting a non-profit credit counselor or attorney to address the underlying debt is another viable option.

Understanding the Fair Debt Collection Practices Act (FDCPA) protections and rights as a consumer is crucial. Documenting details of debt collection calls, reporting violations, and consulting an attorney or credit counselor for assistance can help in addressing the issue. Requesting debt validation, negotiating settlement terms, and exercising FDCPA rights are essential steps to take.

Maintaining detailed records and revoking permission for unwanted contact is vital in preventing further calls. Being aware of potential legal consequences of unpaid debt and considering negotiation, cease contact, credit counseling, legal representation, and bankruptcy are essential actions to take. Lastly, validating the debt’s legitimacy, disputing inaccuracies, and exploring options for removal from the credit report are crucial steps in resolving the issue.