817-430-1512

What Company Is Calling Me From 817-430-1512? Are They A Scam And Why Are They Calling Me?

The phone number 817-430-1512 is reportedly a scam and a debt collector. Many users have received calls from this number without a message left. Some have identified the caller as “SCS consultants,” but no such company is registered under that name in Texas. The number is associated with scam suspicions and attempts to collect debt. It is unclear if this is a robocaller or a human. Treat this number with caution, do not answer or block it. If you answered and provided personal information, monitor your accounts for suspicious activity.

How Can I Block Or Stop Calls From 817-430-1512?

To block or stop calls from 817-430-1512, first identify if it’s a debt collector. If it is, contact your phone carrier to permanently block the number. You can also use call blocking apps or set contacts not in your address book to go straight to voicemail. Another option is to send a cease and desist letter via certified mail, demanding no further calls. Consult a non-profit credit counselor or consumer protection attorney for guidance on addressing any outstanding debts and potential legal action. Keep in mind, blocking calls doesn’t eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 817-430-1512 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 817-430-1512, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects consumers from abusive, threatening, or harassing debt collection practices. To document potential FDCPA violations, keep track of the date, time, frequency, phone number, and details of all calls. Note if they call outside of allowed hours (8am – 9pm in your time zone) or if they repeatedly call over a short period. Additionally, log any abusive language used during the calls.

To assert your rights, you can revoke any prior consent given to call outside normal hours, request they cease contact at your workplace if prohibited by your employer, and send a cease and desist letter via certified mail demanding no further contact. You can also verbally request them to stop calling during any conversation.

If you believe the collector is violating the FDCPA, report the violations to the Consumer Financial Protection Bureau (CFPB) to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on FDCPA violations. You can also ask an experienced credit counselor how to address the debt without incurring further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 817-430-1512 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, identify if the unknown caller is a debt collector. If so, send a debt validation letter by mail, as required by the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy and dispute any incorrect information in writing. Request removal from your credit report if necessary.

Next, consider negotiating a settlement or payment plan with the collector. Offer a reasonable percentage of the balance if affordable, and request deletion from your credit report in exchange. Always communicate in writing to protect your rights under the FDCPA.

Seek help from professionals, such as credit counseling agencies or attorneys, to ensure a fair outcome. Keep detailed records of all correspondence and calls, and consider filing a complaint if collectors violate regulations.

In conclusion, always confirm the validity of the debt and exercise your consumer rights under federal and state law before deciding on the best path to resolution. Don’t hesitate to seek professional help to ensure a fair outcome.

Can 817-430-1512 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 817-430-1512 is a debt collector, they can sue you for the debt and potentially garnish your wages if you lose in court. To avoid legal action, negotiate a payment plan, assert your inability to pay, request the collector to cease contact, seek credit counseling, hire an attorney, or consider bankruptcy. Before settling, ensure the payment plan is affordable, get any agreements in writing, and be aware that a collector can still sue if you default on a settlement. Always seek assistance to understand your options and rights.

If 817-430-1512 Is A Collection Company, How Can I Remove It From My Credit Report?

If 817-430-1512 is a collection company, you can try to remove it from your credit report by following these steps:

1. Verify the debt’s legitimacy by requesting written confirmation from the collection agency. Ensure the debt information and your personal details are accurate.

2. If any information is incorrect, dispute the debt in writing, stating it’s inaccurate according to the Fair Credit Reporting Act. Demand the collection tradeline be removed from your credit file.

3. If the debt is valid, consider these options:
a. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
b. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
c. Hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.
d. Wait for the 7-year credit reporting time limit for the collection to automatically fall off your report.
e. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
f. Consult a consumer law attorney to review if the collector broke laws, enabling you to sue for removal and damages.

4. Keep detailed written records showing your efforts to resolve the disputed collection account.

Remember, always focus first on validating the debt and ensuring the collection company is legitimate before taking action.

What Feedback And Comments Do People Leave About 817-430-1512?

When researching the phone number 817-430-1512, you’ll find that it is linked to a debt collection service, possibly Centerpride Consulting or Synerprise Consulting Services Inc. Some people believe it is a legitimate debt collector, while others think it’s a scam. Users report receiving robocalls and frequent calls without messages, categorizing the caller type as a debt collector, telemarketer, or financial services.

To tackle this issue, it’s important to block the number through your phone carrier or use call blocking apps. Sending a cease and desist letter can help demand no further calls and keep records of your interactions. Consulting a non-profit credit counselor or consumer protection attorney can provide guidance on your rights and options.

It’s important to understand the Fair Debt Collection Practices Act (FDCPA) protections and report any potential violations. Requesting debt validation, negotiating settlement terms, and asserting your FDCPA rights can help protect your interests. Seeking assistance from credit counseling agencies or attorneys for legal action may be necessary in some cases.

To further address the issue, validate the debt legitimacy, dispute incorrect information, and negotiate settlements. Hiring a credit repair service for dispute assistance and filing a complaint with the Consumer Financial Protection Bureau can also be beneficial.

In the end, it’s essential to assess the legitimacy of the number and associated companies, report robocalls, and remain cautious when dealing with unknown callers.