817-856-2183

What Company Is Calling Me From 817-856-2183? Are They A Scam And Why Are They Calling Me?

Firstly, Receivables Performance Management (RPM) at 817-856-2183 is a debt collection agency that has a poor reputation for questionable practices. They have a “B” rating from the Better Business Bureau and numerous complaints. If RPM is calling you, they might be a scam.

To confirm if RPM is calling you and if they are a scam, ask them to provide their name, company, and reason for the call. If they refuse, they could be a scam. You can also ask for written verification of the debt, including account numbers and the original creditor.

If RPM is a debt collector, block their calls and send a cease and desist letter. This letter should request that they stop contacting you and provide written verification of the debt.

To protect yourself, validate the debt, exercise your Fair Debt Collection Practices Act (FDCPA) rights, and negotiate settlements or payment plans. If RPM sues you, understand the risks and options, and consult an attorney.

To remove the debt from your credit report, validate the debt, negotiate a settlement or payment plan, or consult a credit repair service. Keep detailed records of all communications with RPM and seek assistance from professionals or consumer protection agencies if needed.

How Can I Block Or Stop Calls From 817-856-2183?

To block or stop calls from 817-856-2183, first identify if the unknown number is indeed a debt collector by letting the call go to voicemail. Once you’ve confirmed it’s a debt collector, take action to block further calls. Contact your phone carrier to block the number, or use call blocking apps available on your device. Another option is to set contacts not in your address book to go straight to voicemail.

Next, formally request no further contact by sending a cease and desist letter to the debt collector. Keep detailed records of all calls and interactions, as this information may be helpful in case of legal disputes. Consult a non-profit credit counselor or consumer protection attorney to address any underlying debt issues and ensure your rights are protected.

In addition, you can validate the debt, exercise your Fair Debt Collection Practices Act (FDCPA) rights, and negotiate settlements or payment plans with the debt collector. If they decide to sue, understand the risks and options available to you, and seek legal counsel from an attorney. To remove the debt from your credit report, validate it, negotiate a settlement, or enlist the help of a credit repair service to assist you in the process.

Is 817-856-2183 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from 817-856-2183, you need to know that the Fair Debt Collection Practices Act (FDCPA) is in place to protect you from unfair, abusive, or deceptive practices by debt collectors. Your rights as a consumer are crucial to ensure you don’t fall victim to harassment or violations during the debt collection process.

First, start by documenting the date, time, frequency, phone number, and details of the calls, especially if they occur outside allowed hours, repeatedly, or involve abusive language. Next, revoke consent for calls outside normal hours and request the collector to stop contacting you. If they continue to violate your rights, report the violations to the Consumer Financial Protection Bureau or your state Attorney General’s office.

Furthermore, consider consulting a consumer protection attorney for additional guidance and options. Remember, it’s crucial to stay vigilant and safeguard your rights under the FDCPA to avoid potential scams and illegal tactics used by some debt collection agencies like RPM at 817-856-2183.

If 817-856-2183 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 817-856-2183 is a debt collector, the first step is to request written validation from them regarding the debt. This written validation should include details about the debt, such as the amount owed, the creditor, and any other relevant information. Carefully review this validation and dispute any incorrect information. If the debt collector is not following the Fair Debt Collection Practices Act (FDCPA), you have the right to assert these violations.

Next, negotiate a settlement or payment plan in writing with the debt collector. Be cautious of scam collectors and only provide necessary information, such as your name and account number. If you believe the debt collector is violating your rights under the FDCPA, consult a credit counselor or attorney for guidance.

Maintain records of all correspondence and calls with the debt collector, as this information may be useful in case of legal action. Revoke permission for non-FDCPA contact if the collector continues to violate your rights.

Remember, it’s crucial not to ignore potential debt collectors, as doing so may negatively impact your credit score. Always exercise your consumer rights and stay informed about your options when dealing with debt collectors.

Can 817-856-2183 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you owe money to 817-856-2183, they may sue you and garnish your wages or bank accounts if they win. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking credit counseling, hiring an attorney, or even filing for bankruptcy. Before settling, ensure the terms are in writing, the payments are affordable, and you understand the risks involved.

It’s essential to be aware of your rights and options when dealing with debt collectors like 817-856-2183. If you believe they are engaging in scam-like behavior or illegal tactics, take action to protect yourself. Identify if it’s a debt collector, block their calls, and send a cease and desist letter. Validate the debt, exercise your Fair Debt Collection Practices Act (FDCPA) rights, and negotiate settlements or payment plans.

If they sue you, understand the risks and options available to you. Consult an attorney for legal advice and guidance. To remove the debt from your credit report, validate it, negotiate a settlement, or seek assistance from a credit repair service. Keep detailed records and reach out for guidance if needed. By being proactive and informed, you can navigate the debt collection process effectively and protect your financial well-being.

If 817-856-2183 Is A Collection Company, How Can I Remove It From My Credit Report?

If 817-856-2183 is a collection company, the first step is to validate the debt. Request written confirmation from the company to ensure the debt is legitimate. If you find any incorrect information, dispute the debt and demand its removal. There are several ways to potentially remove the debt from your credit report:

1. Negotiate a pay-for-delete agreement with the collection company. This involves offering to pay the debt in exchange for the company removing it from your credit report.

2. Offer a good faith partial settlement. This means paying a portion of the debt, which may lead the collection company to remove the debt from your credit report.

3. Hire a credit repair service to handle the dispute process and negotiations on your behalf.

4. Wait for the 7-year time limit. According to the Fair Credit Reporting Act (FCRA), most negative information should be removed from your credit report after seven years.

5. File a complaint with the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office if you believe the collection company has violated the Fair Debt Collection Practices Act (FDCPA).

6. Consult an attorney specializing in consumer rights and debt collection to represent you in court or negotiate on your behalf.

To protect yourself from further harassment, maintain detailed records of all communication with the collection company. Keep track of dates, times, and the content of phone calls, emails, and letters. This will be useful in case you need to take legal action or file a complaint. Remember, the key to successfully removing 817-856-2183 from your credit report is to validate the debt, negotiate with the collection company, and seek assistance when necessary.

What Feedback And Comments Do People Leave About 817-856-2183?

When researching feedback and comments about 817-856-2183, you’ll find that this phone number is associated with Receivables Performance Management (RPM), a third-party debt collection agency. People often report receiving unsolicited calls and debts not owed, expressing concerns about RPM’s debt validation and collection practices. The company has faced lawsuits and complaints for alleged violations of debt collection laws. RPM is based in Texas and has a history of complaints with the Better Business Bureau and state regulatory pages. Overall, the feedback on this number is predominantly negative.

To protect yourself from potential scams or illegal tactics by RPM, first identify if the call is from a debt collector. If so, consider blocking the number and sending a cease and desist letter. Remember to validate the debt, understand your Fair Debt Collection Practices Act (FDCPA) rights, and negotiate settlements or payment plans. If RPM sues, it’s crucial to comprehend the risks and options involved and possibly consult an attorney.

To remove the debt from your credit report, work on validating the debt, negotiating with RPM, or seek assistance from a credit repair service. Keep detailed records and reach out for guidance if needed. By taking these steps, you can better navigate potential issues with RPM and protect your financial well-being.