828-277-4915

What Company Is Calling Me From 828-277-4915? Are They A Scam And Why Are They Calling Me?

Lemberg Law, a reputable law firm, is calling from 828-277-4915. They are not a scam but assist consumers in dealing with debt harassment, unwanted robocalls, and debt collector abuses. If you receive a call from this number, identify if it’s from a debt collector, block the number, set unknown calls to voicemail, send a cease and desist letter, and keep records of calls. Consult a credit counselor or attorney to address the underlying debt and potential FDCPA violations. Request written validation of the debt, review it for accuracy, and dispute any incorrect info. Negotiate a settlement or payment plan, offer partial payment for deletion, or assert FDCPA rights.

How Can I Block Or Stop Calls From 828-277-4915?

First, let’s identify if the calls are from a debt collector. Don’t answer unknown calls, instead, let them go to voicemail. If it’s a debt collector, contact your phone carrier to block the number permanently. You can also use call blocking apps or set unknown callers to go straight to voicemail.

Once you’ve identified the caller as a debt collector, send a cease and desist letter via certified mail. Keep records of all calls to show a pattern of harassment if needed. Seek help from a non-profit credit counselor to negotiate debt resolution or consult a consumer protection attorney about your rights and potential lawsuits if the collector breaks regulations.

Blocking calls won’t erase any real debts, but taking action can stop harassment and help address any outstanding debts.

Is 828-277-4915 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 828-277-4915 is associated with Lemberg Law, a consumer law firm that specializes in debt harassment cases. If you have experienced debt harassment, unwanted robocalls, or other debt collector abuses, Lemberg Law may call to offer free legal representation and assistance in asserting your rights under the Fair Debt Collection Practices Act (FDCPA).

To protect yourself, identify if the call is from a debt collector, block the number, set unknown calls to voicemail, send a cease and desist letter, and keep records of calls. Consult a credit counselor or attorney to address the underlying debt and potential FDCPA violations. Request written validation of the debt via a debt validation letter, review the validation for accuracy, and dispute any incorrect info.

Negotiate a settlement or payment plan, offer partial payment for deletion, or assert FDCPA rights. Consult a non-profit credit counseling agency or attorney for guidance on legal action or bankruptcy, maintain detailed records of correspondence and calls, and revoke any permission given outside FDCPA guidelines.

Legitimate debt collection may lead to legal action, wage garnishment, or bank account seizure, but negotiate affordable payment plans, assert inability to pay, seek credit counseling, or hire an attorney to avoid legal action. Validate debt legitimacy by requesting written confirmation, review validation for accuracy and dispute incorrect information, negotiate pay-for-delete agreement, partial settlement, or hire a credit repair service, and maintain detailed written records of your efforts to resolve the disputed collection account.

If 828-277-4915 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, if 828-277-4915 is a debt collector, you must validate the debt to ensure its authenticity. Send a debt validation letter by mail, as they are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect or unrecognized information in writing and requesting its removal from your credit report.

Once validated, consider the following options: negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, request deletion from your credit report in exchange. Formally assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for guidance negotiating debt resolution or contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

Always maintain detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 828-277-4915 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 828-277-4915 is a debt collector, they have the legal right to sue you for the outstanding debt if you don’t pay. In case they obtain a court judgment, they can garnish your wages or bank accounts. To avoid such situations, try negotiating a reasonable payment plan, asserting your inability to pay, or seeking advice from a non-profit credit counselor or attorney. Keep records of all communications with the collector.

Before deciding to settle, assess if the proposed payment plan is affordable and ensure you have the settlement terms in writing. Remember that the collector can still sue if you fail to adhere to the settlement agreement. Settling may be a viable option to prevent legal action, but only agree to payments you can maintain. Consult with professionals to better understand your options and rights before making any decisions.

If 828-277-4915 Is A Collection Company, How Can I Remove It From My Credit Report?

If you receive a call from 828-277-4915, it could be associated with Lemberg Law, a law firm that specializes in debt harassment cases. They may call if you’ve experienced debt harassment, unwanted robocalls, or other debt collector abuses. First, identify if the call is from a debt collector and block the number. Set unknown calls to voicemail and send a cease and desist letter. Keep records of calls and consult a credit counselor or attorney to address the underlying debt and potential FDCPA violations.

Request written validation of the debt via a debt validation letter, review the validation for accuracy, and dispute any incorrect information. If the debt is legitimate, consider negotiating a settlement or payment plan, offering partial payment for deletion, or asserting your FDCPA rights.

Consult a non-profit credit counseling agency or attorney for guidance on legal action or bankruptcy, and maintain detailed records of correspondence and calls. If you have given permission for the debt collector to contact you outside FDCPA guidelines, revoke that permission.

Remember, legitimate debt collection may lead to legal action, wage garnishment, or bank account seizure, but negotiate affordable payment plans, assert inability to pay, seek credit counseling, or hire an attorney to avoid legal action. To remove a collection from your credit report, validate debt legitimacy, negotiate a pay-for-delete agreement, partial settlement, or hire a credit repair service, and maintain detailed written records of your efforts to resolve the disputed collection account.

What Feedback And Comments Do People Leave About 828-277-4915?

People have left comments about 828-277-4915, which is associated with Lemberg Law, a consumer law firm specializing in debt harassment cases. The callers are often from various agencies in the Asheville, North Carolina area, and the complaints primarily involve repeated debt collection calls with intimidation tactics and attempts to collect more than legally owed. To address this issue, consumers have recommended blocking the number, setting unknown calls to voicemail, sending a cease and desist letter, and keeping records of calls. Consulting a credit counselor or attorney can help in addressing the underlying debt and potential FDCPA violations. Additionally, requesting written validation of the debt, negotiating payment plans or settlements, and asserting FDCPA rights are recommended actions.