8327773384

What Company Is Calling Me From 8327773384 And Why Are They Calling? Are They A Debt Collector?

If you received a call from 832-777-3384, it could be Perdue Brandon Fielder Collins & Mott LLP, a law firm specializing in collecting debts for government entities. They focus on collecting delinquent property taxes, fines, fees, tolls, and liens for local governments and appraisal districts in Texas. It’s important to know that they are registered as a debt collector and are authorized to contact individuals regarding outstanding debts owed to a local government or agency.

If you’re unsure about the debt or don’t recognize it, protect yourself by requesting written verification before providing any personal information or making any payments. This is your right under the Fair Debt Collection Practices Act (FDCPA). You also have the right to ask Perdue Brandon Fielder Collins & Mott LLP to stop contacting you if you feel the need, and you can report any illegal practices if necessary.

If the calls become persistent and bothersome, you may choose to block the number. However, keep in mind that blocking the number doesn’t necessarily prevent them from pursuing collection through other means. It’s crucial to address any outstanding debts properly and seek guidance if needed.

To stay on top of your credit and effectively manage it, consider pulling a three-bureau credit report from IdentityIQ. This report will provide you with comprehensive information about your credit history, helping you gain a better understanding of your financial situation. Armed with this knowledge, you can make well-informed decisions regarding any outstanding debts you may have.

How Can I Block Or Stop Calls From 8327773384?

If you want to block or stop calls from the number 8327773384, here are some steps you can take. First, let unknown calls go to voicemail and avoid answering them directly. This will help you identify if the calls are from a debt collector. Once you confirm it is a collector, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya. You can also set contacts not in your address book to go straight to voicemail or be blocked on smartphones.

To formally request no further contact, send a cease and desist letter via certified mail. Check if your state has laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice and invoke those rights in your letter. Keep detailed records of all calls to demonstrate harassment if considering legal action.

It’s also important to address any underlying debt. Consult a non-profit credit counselor to negotiate resolution of the debt, and consider speaking to a consumer protection attorney if the collector violates regulations. Keep an eye on your voicemails for messages from identified collectors and don’t avoid unknown calls altogether. Remember that blocking calls does not eliminate legitimate debts owed, but it can help stop harassment while you work towards resolving any outstanding debts.

What Are My Rights As A Consumer Regarding Calls From 8327773384 And Are They Violating The Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act (FDCPA), you have rights as a consumer when it comes to debt collection calls, even from the number 8327773384. To determine if they are violating the FDCPA, keep a record of the date, time, frequency, phone number, and details of all calls. If they call outside the allowed hours of 8am – 9pm in your time zone without your consent, this may be a violation. Also, take note if they repeatedly call over a short period or use abusive language during the calls.

To exercise your rights, revoke any prior consent you may have given for calls outside normal hours by putting it in writing. If your workplace does not allow collection calls, formally request that they cease contacting you there. You can also send a cease and desist letter via certified mail, demanding no further contact by phone. During any conversation, make it clear verbally that you want them to stop calling.

If you believe there have been violations of the FDCPA, report them to the Consumer Financial Protection Bureau, providing your documented evidence to initiate an investigation. It is also advisable to consult with a consumer protection attorney to understand your specific rights and options, including the possibility of suing for damages. If you suspect FDCPA violations, reach out to your state Attorney General’s office for guidance. Additionally, seek advice from an experienced credit counselor on how to address the debt without facing further collection calls.

Remember, debt collectors are required to comply with the FDCPA when contacting you. Keep thorough records and assert your rights to prevent continued harassment.

If Company From 8327773384 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you suspect that the company associated with 8327773384 is a debt collector, you have the right to validate the debt. Simply request a written validation letter from them, as mandated by the Fair Debt Collection Practices Act (FDCPA). Once you receive the validation, carefully review it for accuracy. Check your personal details, creditor name, account number, and amount owed. If you discover any incorrect or unrecognized information, dispute it in writing and request its removal from your credit report.

After validating the debt, you’ll have several options to deal with it. You can negotiate a reasonable lump-sum settlement or payment installment plan in writing before making any payment. If you can afford it, you may also consider offering a partial payment of 30-50% of the balance and request the debt’s deletion from your credit report in exchange. Remember, if the collector violates any regulations during the collection process, it’s important to assert your rights under the FDCPA. Non-profit credit counseling agencies can provide guidance on negotiating debt resolution, while consulting an attorney can help you explore options like bankruptcy or legal action against the collector.

Throughout this journey, keep meticulous records of all correspondence and calls to potentially file complaints if necessary. You should also consider revoking any prior verbal or written permission given to the collector to contact you outside FDCPA guidelines. Remember, before deciding on the best course of action, it’s crucial to confirm the validity of the debt and exercise your consumer rights. Seeking assistance from professionals will ensure a fair outcome in resolving the debt issue.

Can The Company From 8327773384 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8327773384 is a debt collector, they have the potential to sue you or garnish your wages if the debt is legitimate. This could happen if they obtain a court judgment against you. To avoid legal action, it is recommended to take certain steps.

First, consider negotiating affordable lump-sum or installment payments in writing, showing your good faith effort to pay off the debt. You can assert your inability to pay and request that the collector cease contact with you. Seek guidance from a non-profit credit counselor or hire a consumer law attorney who can help you understand your protections under the Fair Debt Collection Practices Act (FDCPA) and state law against unreasonable lawsuits.

Bankruptcy may be an option if your debts are overwhelming. Meet with an attorney to discuss this possibility. Thoroughly document all communication and efforts to address the debt to maintain a clear record of your actions.

Before agreeing to settle, carefully evaluate the proposed payment plan based on your budget. Make sure it is realistically affordable for you. Get any settlement terms or agreements in writing before making payments. Even if you settle, a collector can still sue if you default on the agreement.

While settling often makes sense to avoid legal action, it’s crucial not to agree to payments that you can’t maintain. Seek assistance from professionals who can help you understand your options and rights before making any decisions regarding settlement.

If 8327773384 Is A Collection Company, How Can I Get It Removed From My Credit Report?

To remove a collection agency such as 8327773384 from your credit report, the first step is to validate the legitimacy of the debt. Request written confirmation and carefully review the validation for accuracy. If any information is incorrect, dispute it in writing, citing the Fair Credit Reporting Act and demanding removal from your credit file.

If the debt is verified as valid, you have several active options to potentially get it removed. One approach is to negotiate a pay-for-delete agreement in writing, settling the debt in exchange for removal. Another option is to offer a partial settlement payment as a gesture of goodwill and request deletion. You can also consider hiring a credit repair service to dispute the debt on your behalf and provide legal resources.

If waiting is more appealing, you can simply let the 7-year credit reporting time limit expire, causing the collection to automatically fall off your report. Alternatively, filing a complaint with the Consumer Financial Protection Bureau is an option if the collector violates laws and refuses to remove inaccurate information. Consulting a consumer law attorney to review potential violations and explore the option of suing for removal and damages may also be helpful. Remember to keep detailed written records of all your efforts to resolve the disputed collection.

By proactively validating debts, negotiating with collectors, and asserting your rights, you can increase your chances of removing collections from your credit report. However, it’s crucial to first determine the legitimacy of the debt before taking any action.