833-719-7827

What Company Is Calling Me From 833-719-7827? Are They A Scam And Why Are They Calling Me?

The phone number 833-719-7827 is associated with a toll-free number used for text messaging by Twilio. There are several reports of this number being used for unsolicited text messages, potentially as part of a scam or phishing attempt. The company responsible for the number is unknown, and it is recommended to block this number and report any suspicious messages to your mobile carrier and the FTC. If it’s a debt collector, identify them by letting unknown calls go to voicemail, blocking the number, and seeking legal assistance. Monitor voicemails for legitimate debts and assert rights under the Fair Debt Collection Practices Act. Request validation of debts, negotiate payment plans, and consider seeking credit counseling or attorney help. Debt collectors may sue or garnish wages, so carefully consider settlement terms and affordability before agreeing to a payment plan. Validate the debt, dispute inaccuracies, and negotiate with the collection agency for pay-for-delete or partial settlements. Users find these messages annoying and unwanted, with no reports of harassing calls or other unwanted communication.

How Can I Block Or Stop Calls From 833-719-7827?

To block or stop calls from the number 833-719-7827, follow these steps:

1. First, determine if the calls are from a debt collector. Do not answer any unknown calls and let them go to voicemail.
2. Once you’ve identified the caller as a debt collector, take action to block their number. Contact your phone carrier to permanently block the number, use call blocking apps, or set contacts not in your address book to go straight to voicemail.
3. Send a cease and desist letter via certified mail, demanding that the collector stops calling you. Check your state’s laws to see if there are any additional regulations beyond the FDCPA that require written notice before collection calls.
4. Keep detailed records of all calls to show a pattern of harassment if you consider taking legal action.
5. Consult a non-profit credit counselor to negotiate a resolution of the debt, or speak to a consumer protection attorney about your rights and potential lawsuits if the collector violates regulations.
6. Remember, blocking calls does not eliminate any debts owed. But taking proactive steps can help stop harassment and address any outstanding debts.

Is 833-719-7827 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call or text from the number 833-719-7827, it could be a potential scammer or debt collector violating the Fair Debt Collection Practices Act (FDCPA). To protect yourself, let unknown calls go to voicemail, block the number, and seek legal assistance. Monitor your voicemails for legitimate debts and assert your rights under the FDCPA. Document any potential violations, such as calls outside allowed hours, excessive frequency, or abusive language. Revoke consent for calls outside normal hours, request they cease contact, and consider sending a cease and desist letter. Report any violations to the Consumer Financial Protection Bureau and consult with a consumer protection attorney or your state Attorney General’s office for guidance. Additionally, contact an experienced credit counselor for assistance in addressing the debt without incurring further collection calls. Remember, debt collectors are required to adhere to the FDCPA, and keeping detailed records and asserting your rights can prevent further harassment from debt collectors.

If 833-719-7827 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 833-719-7827 is a debt collector, you must first validate the debt to determine its legitimacy. To do this, send a debt validation letter by mail, as they are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Once you’ve confirmed the debt’s accuracy, consider your options for resolving it. You can negotiate a reasonable settlement or payment plan in writing, offer a partial payment of 30-50% if affordable, and request deletion from your credit report. Alternatively, you can assert your rights under the FDCPA if the collector violates regulations during the collection process.

Seek assistance from a non-profit credit counseling agency to help negotiate debt resolution, or consult an attorney to explore bankruptcy or legal action against the collector. Keep detailed records of all correspondence and calls, and revoke any prior verbal or written permission given to the collector if they violate FDCPA guidelines.

Can 833-719-7827 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 833-719-7827 is a debt collector, they could potentially sue you and garnish your wages if they obtain a court judgment. To avoid legal action, follow these steps:

1. Negotiate affordable lump-sum or installment payments in writing to demonstrate good faith efforts to pay.
2. Assert your inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy if debts are truly overwhelming.
6. Thoroughly document calls, letters, and your efforts to address the debt to maintain a clear record.

Before settling, ensure the proposed payment plan is realistic based on your budget. Get any settlement terms or agreements in writing before making payments. Be aware that a collector can still sue if you default on a settlement. Settling is often a practical choice to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 833-719-7827 Is A Collection Company, How Can I Remove It From My Credit Report?

If 833-719-7827 is a collection company, you can remove it from your credit report by first validating the debt they claim you owe. Request written confirmation from the collector and review it carefully to ensure your personal details and debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 833-719-7827?

Many people have been receiving unsolicited text messages from the phone number 833-719-7827, causing frustration and suspicion. These messages often appear to be scams or spam, asking recipients to confirm their sign-up for rewards programs at various local businesses. The source of these messages remains unknown, leaving recipients feeling annoyed and bothered.

To address this issue, it is recommended that recipients block the number and report any suspicious messages they receive. If the messages appear to be from a debt collector, it is crucial to let unknown calls go to voicemail, block the number, and seek legal assistance. Monitoring voicemails for any legitimate debts and asserting rights under the Fair Debt Collection Practices Act is essential.

When dealing with debt collectors, it is important to request validation of debts, negotiate payment plans, and consider seeking credit counseling or attorney help. Keep in mind that debt collectors may pursue legal action or garnish wages, so carefully consider settlement terms and affordability before agreeing to a payment plan.

To further protect oneself from potential scams or harassment, validating the debt, disputing inaccuracies, and negotiating with the collection agency for pay-for-delete or partial settlements is advised. Ultimately, the best course of action is to remain vigilant and proactive in addressing any unwanted communication from the number 833-719-7827.