833-750-1514

What Company Is Calling Me From 833-750-1514? Are They A Scam And Why Are They Calling Me?

The phone number 833-750-1514 is associated with Integrity Recovery Management, a debt collection agency based in Las Vegas. Users have reported receiving unsolicited and potentially scam calls from this number. To ensure your safety and privacy, do not answer unknown calls and block the number. If you suspect a violation of the Fair Debt Collection Practices Act (FDCPA), document the call details and consult a non-profit credit counselor or consumer protection attorney to address the debt and any potential violations. Remember, you have rights under the FDCPA, such as revoking consent for outside-hours calls, requesting cessation of workplace calls, and sending cease and desist letters. If you believe the calls are in violation of the FDCPA, seek legal counsel and consider contacting authorities for further guidance and action.

How Can I Block Or Stop Calls From 833-750-1514?

If you are receiving calls from the number 833-750-1514, first identify if the call is from a debt collector. To do this, let unknown calls go to voicemail and do not answer directly. If the caller leaves a message stating they are attempting to collect a debt, you can be sure it is a debt collector.

Once you have identified the call as being from a debt collector, take action to block further calls. Contact your phone carrier to permanently block the number, or use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

It is essential to formally request no further contact from the debt collector. Send a cease and desist letter via certified mail demanding that they stop calling. Check if your state has laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice, and send a cease and desist letter invoking those rights. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Get help addressing the underlying debt by consulting a non-profit credit counselor to help negotiate a resolution of the debt. Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Remember, blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 833-750-1514 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

First, document the details of the calls you receive from the number 833-750-1514, including date, time, frequency, and any specific information shared. Make sure to note if the calls are outside of the allowed hours of 8am-9pm in your time zone, or if they call excessively within a short period. Additionally, log any abusive, threatening, or obscene language used during the calls.

Next, assert your rights under the FDCPA. In writing, revoke any prior consent given for calls outside normal hours. If calls are prohibited at your workplace, formally request the collector to cease contacting you there. You can also verbally ask them to stop calling during any conversation.

If you believe the collector is violating the FDCPA, report the violations to the Consumer Financial Protection Bureau. Consult with a consumer protection attorney for guidance on your specific rights and options, including suing for damages. Contact your state Attorney General’s office for assistance if you suspect FDCPA violations have occurred. Finally, consider seeking advice from a credit counselor on how to address the debt without further collection calls.

If 833-750-1514 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 833-750-1514 is a debt collector, the first step to validate the debt is to send a debt validation letter by mail. They are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA). Check the validation for accuracy, including your personal details, the creditor’s name, account number, and amount owed. Dispute any incorrect or unknown information in writing and request removal from your credit report.

Once the debt is validated, consider negotiating a reasonable lump-sum settlement or payment installment plan in writing. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange. If the collector violates FDCPA regulations, assert your rights and consult a non-profit credit counseling agency for guidance on debt resolution. Seek legal advice from an attorney to understand if bankruptcy or taking legal action against the collector is a viable option. Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Always confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 833-750-1514 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

First and foremost, if you receive a call from 833-750-1514, always be cautious and ensure the caller is legitimate before providing any personal information. If the call is from a debt collector, you have rights under the FDCPA and state law that protect you from unreasonable lawsuits or wage garnishments.

You can negotiate affordable payment terms in writing, assert your inability to pay, and request the collector to cease contact. Alternatively, you can seek help from a non-profit credit counselor or consumer law attorney to better understand your options and rights.

Before agreeing to settle a debt, make sure the proposed payment plan is affordable based on your budget and ensure any settlement terms or agreements are in writing. Keep in mind that a collector can still sue if you default on a settlement. Settling may be a good option to avoid legal action, but only agree to payments you can realistically maintain.

In a nutshell, be cautious when dealing with debt collectors, understand your rights, and seek assistance if needed to make informed decisions about settling or negotiating debt repayment.

If 833-750-1514 Is A Collection Company, How Can I Remove It From My Credit Report?

If 833-750-1514 is a debt collection company, you can remove it from your credit report by first validating if the debt is legitimate. Request written confirmation of the debt and review it carefully for accuracy. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Alternatively, hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Another option is to wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 833-750-1514?

The phone number 833-750-1514 has received negative feedback and comments, mainly about unwanted calls and potential scams. Users have reported continuous calls, suspicion of scams, and unwanted inquiries. Although there is no specific information about the company or individual behind the calls, the repeated reports indicate caution when receiving calls from this number. It is crucial to exercise caution when receiving calls from unknown numbers and verify the caller’s legitimacy before giving any personal information. If the call is from a debt collector, such as Integrity Recovery Management, identify the agency and take steps to address the situation, including sending a cease and desist letter, consulting a non-profit credit counselor or consumer protection attorney, and seeking assistance from authorities and legal counsel for further guidance and action.