833-768-1904

What Company Is Calling Me From 833-768-1904? Are They A Scam And Why Are They Calling Me?

The company calling from 833-768-1904 is reportedly a debt collector, but the information is based on user reports and may not be entirely accurate. The number has been flagged as a potential scam or spam number, with users receiving multiple calls per day. It is advised to exercise caution when receiving calls from this number and verify the legitimacy of the call independently.

If you receive unwanted calls from this number, block the number and report violations to relevant authorities. Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) to understand your rights and control the frequency and content of the calls.

If the calls are indeed from a debt collector, request written validation of the debt, dispute inaccuracies, and negotiate settlements or payment plans. Be aware that if the debt is legitimate, you may face legal consequences such as wage and bank account garnishment. Avoid legal action by negotiating and understanding the consequences.

Lastly, if the debt is legitimate, work on removing it from your credit report by validating the debt’s legitimacy, disputing inaccuracies, and seeking credit repair services or legal assistance. Share your experiences and feedback regarding unwanted calls, telemarketing, or spam calls from 833-768-1904 to help others make informed decisions.

How Can I Block Or Stop Calls From 833-768-1904?

First, identify if the calls are from a debt collector. Let the calls go to voicemail and check for messages. If the caller claims to be a debt collector, do not engage with them. Then, contact your phone carrier to permanently block the number, or use call blocking apps like Nomorobo or Hiya. Next, send a cease and desist letter through certified mail, and consult a credit counselor to negotiate a resolution of the debt and understand your rights under the Fair Debt Collection Practices Act. Regularly check voicemail messages, and address the underlying debt by negotiating a settlement or payment plan. If you believe the debt is inaccurate or not yours, dispute the debt and seek credit repair services or legal assistance.

Is 833-768-1904 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 833-768-1904 may be a debt collector or a scam attempting to harass or violate your rights under the Fair Debt Collection Practices Act (FDCPA). It is essential to document the date, time, frequency, phone number, and details of all calls to create a record of potential harassment or violations. Track if they call outside allowed hours of 8am-9pm in your time zone, call repeatedly over a short period, or use abusive, threatening, or obscene language.

To protect yourself, revoke any prior consent given to call outside normal hours, request they cease contact at your workplace if prohibited, and send a cease and desist letter via certified mail. You can also verbally request they stop calling during any conversation. Report any violations, with documentation, to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney for guidance on your rights and options, which may include suing for damages. Contact your state Attorney General’s office for assistance if you believe FDCPA violations have occurred.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 833-768-1904 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, confirm the legitimacy of 833-768-1904 as a debt collector by asking for written validation of the debt. Collectors must legally provide this information under the Fair Debt Collection Practices Act (FDCPA). Examine the validation for accuracy, checking personal details, creditor’s name, account number, and amount owed. If anything is incorrect or unrecognized, dispute it and request removal from your credit report.

Once the debt is validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.
2. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
3. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
4. Keep detailed records of all correspondence and calls for potential complaints.
5. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Never ignore potential debt collectors. Confirm the legitimacy of the debt and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 833-768-1904 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 833-768-1904 is a debt collector, they could potentially sue you for the amount owed, and if they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing to show good faith effort to pay.
2. Assert inability to pay and request they cease contact. This may prevent suit, but they could still proceed.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy as an option if debts are truly overwhelming. Meet with an attorney to discuss if it’s appropriate.
6. Thoroughly document calls, letters, and your efforts to address the debt so there is a clear record.

Before agreeing to settle, carefully consider:

1. Make sure the proposed payment plan is realistically affordable based on your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware a collector can still sue if you default on a settlement.
4. Settling for a lump sum that you can’t afford may do more long-term financial harm.

Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 833-768-1904 Is A Collection Company, How Can I Remove It From My Credit Report?

If 833-768-1904 is a debt collection company, you can remove it from your credit report by first validating the debt’s legitimacy. Request written confirmation and review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Alternatively, hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Waiting for the 7-year credit reporting time limit for the collection to automatically fall off your report is another option. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 833-768-1904?

People have left feedback and comments about 833-768-1904, indicating that they have received unwanted calls from this number. Donna and Lily, for example, mentioned experiencing multiple calls from this number, which may suggest an association with telemarketing or spam calls. The Robokiller app identifies 833-768-1904 as a potential source of spam calls, with users reporting negative experiences. However, the nature of these calls is not explicitly stated, and there is no direct feedback regarding the calls’ quality or legitimacy.

In a nutshell, people have reported receiving numerous calls from 833-768-1904, which may be associated with telemarketing or spam calls. Users of the Robokiller app have identified this number as a potential source of spam calls, but the specifics of the calls remain unclear. Ultimately, it is essential to verify the legitimacy of the calls, block the number, and report any violations to relevant authorities.