833-810-5067

What Company Is Calling Me From 833-810-5067? Are They A Scam And Why Are They Calling Me?

The company calling from 833-810-5067 is LJ Ross Associates, a debt collector. They have been reported as a scam, with users experiencing spam calls and robocalls. To ensure your safety, always verify the legitimacy of the call before sharing any personal information. In order to protect yourself, identify if the call is from a debt collector, block the number, and send a cease and desist letter. Consult a non-profit credit counselor or attorney to address the underlying debt and safeguard your rights. Request debt validation, negotiate a settlement, and exercise FDCPA rights if collectors violate regulations. Keep detailed records of all correspondence and calls, and revoke permission for contact outside FDCPA guidelines. Validate the legitimacy of the debt, dispute inaccuracies, and negotiate pay-for-delete or partial settlement. Maintain thorough records of your efforts to resolve disputed collection accounts, and consider legal action if necessary.

How Can I Block Or Stop Calls From 833-810-5067?

To block or stop calls from 833-810-5067, follow these steps:

1. First, identify if the call is from a debt collector by letting unknown calls go to voicemail and checking the message left behind.

2. Once you have identified the call as coming from a debt collector, take action to block the number. Contact your phone carrier to permanently block the number, or use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level.

3. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

4. If the calls persist, send a cease and desist letter via certified mail, demanding that the collector stops calling you. You can also check if your state has laws that prohibit collection calls without written notice and use these laws to your advantage.

5. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

6. Consult a non-profit credit counselor to help negotiate a resolution of the debt, or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

7. Avoid ignoring unknown calls altogether. Check voicemails to monitor any messages from an identified collector.

Blocking calls from 833-810-5067 does not eliminate any legitimate debts owed. However, taking proactive steps can stop harassment while addressing any outstanding debts.

Is 833-810-5067 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 833-810-5067 is associated with Lj Ross Associates, a debt collection agency. It is crucial to verify the legitimacy of the call and protect your personal information, as some users have reported spam calls and robocalls from this number. If the call is from a debt collector, follow these steps to ensure your rights are protected under the Fair Debt Collection Practices Act (FDCPA):

1. Document the date, time, frequency, phone number, and details of all calls.
2. Note if they call outside allowed hours of 8am – 9pm in your time zone.
3. Track if they repeatedly call over a short period, such as more than 2-3 times per week.
4. Log any abusive, threatening, or obscene language used on calls.

To assert your rights, consider the following actions:

1. Revoke any prior consent given to call outside normal hours.
2. Formally request they cease contact at your workplace if prohibited by your employer.
3. Send a cease and desist letter via certified mail demanding no further contact by phone.
4. Verbally request they stop calling during any conversation.

If you believe FDCPA violations have occurred, report the violations with documentation to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on next steps. Lastly, ask an experienced credit counselor how to address the debt without incurring further collection calls.

If 833-810-5067 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 833-810-5067 is a debt collector, the first step to validate the debt is to request written validation of the debt by mailing a debt validation letter to the collector. This is legally required under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, checking your personal details, the creditor name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once validated, consider the following options:

– Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
– Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange.
– Formally assert your rights under the FDCPA if collectors violate regulations during collection.
– Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
– Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
– Keep detailed records of all correspondence and calls for potential complaints.
– Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 833-810-5067 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 833-810-5067 is a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, negotiate affordable payments, assert inability to pay, seek guidance from a non-profit credit counselor or attorney, and consider bankruptcy if debts are overwhelming.

Before agreeing to settle, carefully consider if the proposed payment plan is realistically affordable based on your budget. Get any settlement terms or agreements in writing before making payments, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 833-810-5067 Is A Collection Company, How Can I Remove It From My Credit Report?

If 833-810-5067 is a debt collection company, you can remove it from your credit report by first validating the debt is legitimate. Request written confirmation of the debt and review it carefully to ensure your personal details and debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf is another option, as is waiting for the 7-year credit reporting time limit for the collection to automatically fall off your report.

Filing a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information is another recourse. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is also an option.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 833-810-5067?

People often leave feedback about the phone number 833-810-5067, claiming that it is associated with debt collection calls from LJ Ross Associates. These calls usually involve robocalls or silent messages, requesting payment or personal information. Many users have expressed concerns about the legitimacy of these calls, suspecting them to be scams. To protect themselves, users are advised to block the number and avoid sharing any personal information with unknown callers. In case of uncertainty, seeking guidance from a non-profit credit counselor or attorney is recommended to handle the debt situation and ensure protection of one’s rights.