833-830-0613

What Company Is Calling Me From 833-830-0613? Are They A Scam And Why Are They Calling Me?

The company calling you from 833-830-0613 is Hunter Warfield, a debt collection agency. Verify the legitimacy of the debt they claim you owe, as some users have reported these calls as scams or robocalls. If you suspect harassment or fraud, file a complaint with the appropriate authorities. To protect yourself, consider blocking the number and understanding your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is valid, negotiate a settlement and request written validation to ensure the debt is accurate. If you’re struggling with credit repair, consider consulting credit repair services to help validate the debt, dispute inaccuracies, and negotiate pay-for-delete options. Keep in mind that the number 833-830-0613 has a reputation for spam calls and negative feedback, often associated with the United States, Nigeria, and Bangladesh.

How Can I Block Or Stop Calls From 833-830-0613?

To block or stop calls from the number 833-830-0613, first determine if it’s a debt collector by letting unknown calls go to voicemail. If it’s a debt collector, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to block the number at the network level. After blocking the number, send a cease and desist letter via certified mail demanding no further calls. Keep records of all calls to show a pattern of harassment if considering legal action. Consult a non-profit credit counselor to negotiate a resolution for any outstanding debts, and consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Is 833-830-0613 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 833-830-0613 might be violating the Fair Debt Collection Practices Act (FDCPA) if it’s a debt collector engaging in harassing or abusive behavior. The FDCPA protects consumers from such actions, and you have rights in this situation.

To document potential FDCPA violations, make a note of the date, time, frequency, phone number, and details of all calls. Note if they call outside allowed hours (8 am-9 pm in your time zone), repeatedly call over a short period, or use abusive language.

To assert your rights, revoke any prior consent given to call outside normal hours, request they cease contact at your workplace if prohibited, send a cease and desist letter, and verbally request them to stop calling during any conversation.

If you believe there are FDCPA violations, report them to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, contact your state Attorney General’s office, or ask a credit counselor for guidance on addressing the debt without further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 833-830-0613 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 833-830-0613 is a debt collector, the first step is to validate the debt they claim you owe. To do this, send a debt validation letter by mail, requesting written proof of the debt. This is legally required under the Fair Debt Collection Practices Act (FDCPA).

Once you receive the validation, review it thoroughly to ensure the information is accurate. Dispute any incorrect or unrecognized details and request removal from your credit report. If the debt is valid, consider negotiating a settlement or payment plan. Offer a partial payment of 30-50% if you can afford it, and request deletion from your credit report in exchange.

It’s essential to assert your rights under the FDCPA if the collector violates regulations. You can also consult a non-profit credit counseling agency for guidance on debt resolution. If necessary, contact an attorney to explore bankruptcy or legal action against the collector.

Maintain detailed records of all correspondence and calls, and revoke any prior permission for the collector to contact you outside FDCPA guidelines. Remember, never ignore a potential debt collector. Confirm the debt’s validity and exercise your consumer rights under federal and state law to determine the best path to resolution. Seek professional help to ensure a fair outcome.

Can 833-830-0613 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 833-830-0613 is pursuing you for a legitimate debt, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking guidance from a non-profit credit counselor, hiring a consumer law attorney, or even considering bankruptcy if debts are overwhelming. Thoroughly document all communication and efforts to address the debt. Before agreeing to settle, ensure the payment plan is affordable, get any settlement terms in writing, and be aware that the collector can still sue if you default on a settlement. Seek assistance to understand your options and rights first.

If 833-830-0613 Is A Collection Company, How Can I Remove It From My Credit Report?

If 833-830-0613 is a debt collection company, the first step to remove it from your credit report is to verify if the debt is genuine. Request a written confirmation from the collector and review it thoroughly to ensure your personal information and debt details are accurate. If there are any discrepancies, send a written dispute to the collection agency, stating the debt is inaccurate per the Fair Credit Reporting Act and demanding they remove the collection tradeline from your credit file.

If the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed is another option.

Another approach is to wait out the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another option.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 833-830-0613?

People have left various feedback and comments about the phone number 833-830-0613, with the majority being negative. It has been reported as a debt collector by Robokiller users, with a total of 10,518 calls reported and 15 user complaints. The number is connected to the United States and is commonly called in the afternoon. Users have experienced spam calls from this number and it has been listed as a toll-free number in multiple OCN listings. The top countries where this number is usually called from are the United States, Nigeria, and Bangladesh. The pick-up rate for this number is low, and the most common countries where this number is searched from are the United States, Nigeria, and Bangladesh.

To address this issue, users can block the number and take legal action if necessary. It is essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and verify if the call is indeed from a debt collector. If it is, request written validation of the debt, dispute any inaccuracies, negotiate a settlement, and explore potential legal action if needed. Furthermore, consider credit repair services to validate the debt, dispute inaccuracies, negotiate pay-for-delete, and protect your credit score.