833-884-8591

What Company Is Calling Me From 833-884-8591? Are They A Scam And Why Are They Calling Me?

The number 833-884-8591 is associated with Radius Global Solutions, a financial services company that specializes in debt collection. Some users have reported receiving calls from this number that go straight to a prerecorded line or are silent, leading them to believe they might be scam calls. To avoid sharing personal information and potential scams, it is advised not to engage with unknown callers and to block the number. Remember your rights under the Fair Debt Collection Practices Act (FDCPA) and seek legal advice if necessary.

How Can I Block Or Stop Calls From 833-884-8591?

If you are receiving calls from 833-884-8591, which is associated with Radius Global Solutions, a financial services company that specializes in debt collection, it is crucial to identify if these calls are from a debt collector. To do this, let the calls go to voicemail and listen to any messages left behind.

If you have identified the call as a debt collector, take action to block further calls. You can do this by contacting your phone carrier to permanently block the number, utilizing call blocking apps like Nomorobo or Hiya, or setting contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

It is essential to formally request that the debt collector stops calling you. You can do this by sending a cease and desist letter via certified mail, demanding that they stop calling. Additionally, check if your state has laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice, and send a cease and desist letter invoking those rights if applicable.

Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Getting help from a non-profit credit counselor to negotiate the resolution of the debt or speaking to a consumer protection attorney about your rights and potential lawsuits can be beneficial.

Remember, blocking calls does not eliminate any legitimate debts owed. However, taking proactive steps can stop harassment while addressing any outstanding debts.

Is 833-884-8591 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, deceptive, and unfair debt collection practices. If you are receiving calls from the number 833-884-8591, which is associated with Radius Global Solutions, you have certain rights and protections under the FDCPA.

To ensure your rights are being respected, document the date, time, frequency, phone number, and details of all calls. Note if they call outside allowed hours of 8 am to 9 pm in your time zone, and if they repeatedly call over a short period. Also, log any abusive, threatening, or obscene language used on calls.

Assert your rights by revoking any prior consent given to call outside normal hours, formally requesting they cease contact at your workplace if prohibited by your employer, sending a cease and desist letter via certified mail demanding no further contact by phone, and verbally requesting they stop calling during any conversation.

If you believe FDCPA violations have occurred, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on next steps. You can also ask an experienced credit counselor how to address the debt without incurring further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 833-884-8591 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 833-884-8591 is a debt collector, it’s essential to validate the debt and explore your options. To do this, start by sending a debt validation letter via mail. They are legally obligated to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Next, meticulously review the validation for accuracy. Ensure that your personal details, creditor name, account number, and amount owed are correct. Dispute any incorrect or unknown information in writing and request removal from your credit report.

Once validated, consider these options: negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer a partial payment of 30-50% of the balance if affordable and request deletion from your credit report.

Furthermore, assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency for assistance in negotiating debt resolution or contact an attorney to explore if bankruptcy or legal action against the collector are viable options.

Always maintain detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 833-884-8591 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 833-884-8591 is a debt collector, they could potentially sue you to recover the amount owed and garnish your wages if they obtain a court judgment. To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing to show good faith effort to pay.
2. Assert inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy as an option if debts are truly overwhelming.
6. Thoroughly document calls, letters, and your efforts to address the debt so there is a clear record.

Before agreeing to settle, make sure the proposed payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing before making payments, and be aware a collector can still sue if you default on a settlement. Seeking assistance to understand your options and rights first is crucial.

If 833-884-8591 Is A Collection Company, How Can I Remove It From My Credit Report?

If you believe 833-884-8591 is a collection company, the first step is to verify the debt’s legitimacy by requesting written confirmation from the agency. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider the following steps to potentially remove it from your credit report:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
3. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

By proactively validating debts, negotiating with collectors, and asserting your rights, you can potentially remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 833-884-8591?

People have left various feedback and comments about the phone number 833-884-8591, with many identifying it as a source of spam calls, unwanted calls, and potential scams. Some users have confirmed that the calls were legitimate, but the majority of comments are negative. To improve your experience with unknown callers, consider blocking the number through your phone carrier, call blocking apps, or smartphone settings. Remember to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and assert them when dealing with debt collection calls.