8334791170

What Company Is Calling Me From 8334791170 And Why Are They Calling? Are They A Debt Collector?

If you’ve recently been called from 833-479-1170, chances are it’s Sunrise Credit Services, a debt collection agency. Their role is to collect outstanding debts that have been assigned to them by creditors. It’s important to note that Sunrise Credit Services must comply with consumer protection laws, such as the Fair Debt Collection Practices Act.

When it comes to engaging with debt collectors and sharing personal or financial details over the phone, it’s crucial to exercise caution. Before providing any information, be sure to verify the caller’s identity and the legitimacy of the debt. If you believe you don’t owe the debt or have any disputes, you have consumer rights. You can request in writing that Sunrise Credit Services cease contacting you and ask for debt validation.

In the event that Sunrise Credit Services violates any debt collection laws, consumers have recourse to file complaints with agencies like the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB). It’s always wise to be aware of your rights and take the necessary steps to protect yourself when dealing with debt collectors.

For a comprehensive understanding of your financial situation, consider obtaining a three-bureau credit report. Reputable services like IdentityIQ offer access to credit reports from Experian, Equifax, and TransUnion. By reviewing your credit report, you can identify any potential errors or inaccuracies and take appropriate action to rectify them.

How Can I Block Or Stop Calls From 8334791170?

If you’re tired of receiving calls from the number 8334791170, here’s what you can do. To start, simply let unknown calls go to voicemail instead of answering them directly. This allows you to identify whether it’s a debt collector attempting to contact you. Once you’ve confirmed this, reach out to your phone carrier and request to permanently block the number. Alternatively, you can utilize call blocking apps like Nomorobo or Hiya. On smartphones, you even have the option to automatically send calls from contacts not in your address book straight to voicemail or block them altogether.

To take a more formal approach, you can send a cease and desist letter via certified mail explicitly stating that you no longer wish to receive any further calls. It’s crucial to keep detailed records of all calls as evidence of harassment, should legal action become necessary. Additionally, consider seeking assistance from a non-profit credit counselor who can provide guidance on negotiating debt resolution. If the collector violates any regulations, it may be worthwhile to consult a consumer protection attorney.

Remember, blocking calls doesn’t erase any legitimate debts you may owe; it simply helps prevent harassment while you address outstanding financial matters.

What Are My Rights As A Consumer Regarding Calls From 8334791170 And Are They Violating The Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act (FDCPA), consumers have rights regarding calls from the number 8334791170. To ensure you document potential violations, record the date, time, frequency, phone number, and details of all calls. If they call outside the allowed hours of 8am – 9pm in your time zone without consent, note it down. Track if they repeatedly call or use abusive language.

To assert your rights, revoke any prior consent to call outside normal hours in writing. If your workplace prohibits debt collection calls, formally request they cease contact there. Send a cease and desist letter via certified mail to demand no further contact by phone and verbally ask them to stop calling during any conversation.

Report any violations with documentation to the Consumer Financial Protection Bureau for investigation. Consult with a consumer protection attorney about your rights and options, including suing for damages. Seek guidance from your state Attorney General’s office if you believe FDCPA violations have occurred. Talk to an experienced credit counselor to address the debt without facing further collection calls.

Remember to keep detailed records and assert your rights to prevent further harassment from debt collectors. By taking action and utilizing available resources, you can protect yourself as a consumer under the FDCPA.

If Company From 8334791170 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you suspect that the company from 8334791170 is a debt collector, it’s crucial to validate the debt. Start by sending a debt validation letter to request written validation of the debt. According to the Fair Debt Collection Practices Act (FDCPA), collectors are obligated to provide this information. Once you receive the validation, carefully review it for accuracy. Check your personal details, creditor name, account number, and the amount owed. If you spot any errors or unfamiliar information, dispute it in writing and ask for its removal from your credit report.

Once the debt has been validated, you have various options to tackle it. One option is to negotiate a reasonable lump-sum settlement or payment installment plan. Make sure to have the agreement in writing before making any payments. Another approach is offering a partial payment of 30-50% of the balance and requesting that the debt be deleted from your credit report as part of the arrangement. Furthermore, if the collector violates regulations during their collection efforts, you can assert your rights under the FDCPA. Seeking guidance from a non-profit credit counseling agency is also beneficial as they can assist in negotiating debt resolution. Additionally, consulting an attorney will enable you to explore options like bankruptcy or legal action against the collector if necessary. Remember to keep detailed records of all communication and calls for potential complaints, and consider revoking any prior permission granted to contact you outside FDCPA guidelines.

Never ignore a potential debt collector. Take the necessary steps to validate the debt and exercise your consumer rights under federal and state law. Seeking assistance from professionals can ensure a fair outcome in resolving the debt situation.

Can The Company From 8334791170 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from the number 8334791170 is a debt collector and the debt is legitimate, they have the potential to sue you in order to collect the amount owed. They may even be able to garnish your wages or seize funds from your bank accounts if they are successful in obtaining a court judgment. To avoid legal action, you can negotiate affordable lump-sum or installment payments with the debt collector and get the agreement in writing to demonstrate your willingness to pay. Alternatively, you can assert your inability to pay and request that the collector cease contact, although this may not prevent them from proceeding with a lawsuit.

To explore more options and ensure your rights are protected, it’s advisable to seek guidance from a non-profit credit counselor or hire a consumer law attorney. They can provide you with additional strategies and protection under the FDCPA (Fair Debt Collection Practices Act) and state law. If your debts are overwhelming, bankruptcy may be an option worth considering, but it’s crucial to consult with an attorney to determine if it’s appropriate for your situation.

Before agreeing to settle, carefully assess whether the proposed payment plan is realistic within your budget. It’s important to request written documentation of any settlement terms or agreements before making any payments. Remember, even if you do settle, the collector can still sue if you fail to adhere to the agreed-upon terms. It’s essential not to agree to payments that you realistically cannot afford, as this could cause more financial harm in the long run. Seek assistance from professionals who can help you understand your options and rights before making any decisions.

If 8334791170 Is A Collection Company, How Can I Get It Removed From My Credit Report?

The phone number 833-480-8973 is associated with Harris & Harris, Ltd., a debt collection agency that specializes in recovering outstanding debts on behalf of creditors. Unfortunately, many people have reported receiving calls from this number, and the tactics used by Harris & Harris can be aggressive and intimidating. They often make demands for payment and even threaten legal action if payment isn’t made promptly.

If you find yourself receiving a call from 833-480-8973, it is crucial to exercise caution before providing any payment or personal information. This is because the debt being claimed may not be valid, already resolved, or even past the statute of limitations. To ensure the legitimacy of the debt, it is essential to request written validation before making any payments.

In cases where the calls from Harris & Harris become threatening or harassing, it is highly recommended to report them to several regulatory bodies. These include the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), the Better Business Bureau (BBB), and your state attorney general. Reporting these instances will enable you to take appropriate action and protect your rights.

Remember, it’s crucial to stay vigilant when dealing with debt collection agencies like Harris & Harris. By verifying the legitimacy of the debt and reporting any abusive or harassing actions, you can effectively navigate these challenging situations and safeguard yourself from potential harm.