855-534-4333

What Company Is Calling Me From 855-534-4333? Are They A Scam And Why Are They Calling Me?

Firstly, the company associated with the phone number 855-534-4333 is Dead Air. However, there is no concrete evidence to confirm if they are a scam. Dead Air has a low trust factor, and there is a complaint about abandoned calls from this number in 2017. It is advisable to be cautious when receiving calls from numbers with low trust factors. They might be a telemarketer, and without more information, it is unclear why they are calling. If you suspect a scam, do not share personal information and consider contacting authorities.

How Can I Block Or Stop Calls From 855-534-4333?

If you’re receiving calls from an unknown number that could be a debt collector, follow these steps to stop the calls and protect yourself:

1. Determine if it’s a debt collector: Let unknown calls go to voicemail. Debt collectors often leave messages stating they are attempting to collect a debt.
2. Block the number:
– Contact your phone carrier to permanently block the number. Most major carriers allow call blocking through customer support or your online account.
– Utilize call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level.
– For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.
3. Request no further contact:
– Send a cease and desist letter via certified mail demanding no further calls. Collectors can only contact to confirm they will stop calls or notify of specific actions after this.
– Check if your state has laws beyond the FDCPA that prohibit collection calls without written notice. Send a cease and desist letter invoking those rights.
– Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.
4. Address the underlying debt:
– Consult a non-profit credit counselor to help negotiate resolution of the debt.
– Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.
– Do not avoid unknown calls altogether. Check voicemails to monitor any messages from an identified collector.

Blocking calls does not eliminate any legitimate debts owed. But taking proactive steps can stop harassment while addressing any outstanding debts.

Is 855-534-4333 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 855-534-4333 is associated with Dead Air, a company with a low trust factor and complaints about abandoned calls in 2017. If you receive a call from this number, it’s important to identify if it’s a debt collector and whether they are violating the Fair Debt Collection Practices Act (FDCPA). To do this, document the date, time, frequency, phone number, and details of all calls. Note if you receive calls outside of allowed hours (8am-9pm in your time zone), repeatedly within a short period, or with abusive language.

If you believe your rights under the FDCPA are being violated, you can assert your rights by revoking any prior consent given to call outside normal hours, formally requesting they cease contact at your workplace, sending a cease and desist letter via certified mail, and verbally requesting they stop calling during any conversation. Additionally, you can report any violations with documentation to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, contact your state Attorney General’s office, or ask an experienced credit counselor for guidance on addressing the debt without incurring further collection calls.

In order to protect yourself, adhere to the FDCPA and maintain detailed records. This will help you prevent further harassment from debt collectors.

If 855-534-4333 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 855-534-4333 is a debt collector, the first step to validate the debt and understand your options is to send a debt validation letter. The Fair Debt Collection Practices Act (FDCPA) legally requires collectors to provide this information. Carefully review the validation for any inaccuracies or unrecognized debts, and dispute them accordingly.

Once the debt is validated, negotiate a reasonable settlement or payment plan in writing before making any payment. Offer a partial payment of 30-50% of the balance if affordable and request deletion from your credit report. If the collector violates FDCPA regulations, assert your rights and seek guidance from a non-profit credit counseling agency or attorney.

Maintain detailed records of all correspondence and calls, and withdraw any prior permission given to the collector to contact you outside FDCPA guidelines. Never ignore a potential debt collector and always exercise your consumer rights under federal and state law to determine the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 855-534-4333 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is pursuing a legitimate debt, they could potentially sue you and garnish your wages to recover the owed amount. To avoid legal action, negotiate a payment plan, assert your inability to pay, request the collector to cease contact, seek credit counseling, hire a consumer law attorney, or consider bankruptcy if debts are overwhelming. Keep records of all calls, letters, and efforts to address the debt. Before settling, ensure the payment plan is affordable based on your budget, get any settlement terms or agreements in writing, and be aware that a collector can still sue if you default on a settlement. Always seek assistance to understand your options and rights.

If 855-534-4333 Is A Collection Company, How Can I Remove It From My Credit Report?

First, find out if the debt is legitimate by requesting written confirmation from the collection company, 855-534-4333. Make sure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the agency stating the debt is inaccurate according to the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit report.

If the debt is valid, consider negotiating a pay-for-delete agreement with the collector in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf can also be an option.

You can also wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another option.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 855-534-4333?

People often leave feedback about 855-534-4333 mentioning issues with abandoned calls and lack of connection to a live person or service. This phone number is associated with Dead Air, a company that has faced complaints in the past. There isn’t much information available about user experiences, but it’s essential to report any additional information. If you receive a call from this number, it’s best to let it go to voicemail, block the number, and consider sending a cease and desist letter. Make sure to document any potential violations of the Fair Debt Collection Practices Act (FDCPA) and seek help from authorities or attorneys if necessary. For debt collection, validate the debt by requesting written validation, disputing inaccuracies, and negotiating settlement options. Additionally, explore credit report removal by validating the debt, disputing inaccuracies, and considering pay-for-delete agreements or credit repair services. Stay vigilant and proactive when dealing with unknown calls and phone numbers like 855-534-4333.