866-263-6608

What Company Is Calling Me From 866-263-6608? Are They A Scam And Why Are They Calling Me?

Centauri Health Solutions is the company calling from 866-263-6608. They assist individuals with disabilities in 30+ states, working as a liaison between insurance companies and disability programs. Although not a scam, be cautious when sharing personal information. They may call regarding mental health issues or potential SSI benefits for your family. Verify their identity by contacting your insurance company or health plan directly.

Ultimately, 866-263-6608 is a phone number used by Centauri Health Solutions to provide assistance to individuals with disabilities and their families. They may call to discuss mental health concerns or potential SSI benefits, but it’s essential to be cautious when sharing personal information. Verify the caller’s identity by reaching out to your insurance company or health plan to ensure you’re speaking with a legitimate representative.

How Can I Block Or Stop Calls From 866-263-6608?

First, understand that calls from 866-263-6608 are likely from Centauri Health Solutions, a company that connects insurance companies and disability programs. To block or stop these calls, contact your phone carrier and ask for permanent blocking of the number. Alternatively, use call blocking apps like Nomorobo or Hiya to automatically filter out the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked. If the calls persist and you believe they are from a debt collector, send a cease and desist letter via certified mail demanding no further calls. Keep detailed records of all calls and consider consulting a non-profit credit counselor or a consumer protection attorney to protect your rights and financial well-being.

Is 866-263-6608 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) protects you as a consumer from unfair debt collection practices, including calls from the number 866-263-6608. Centauri Health Solutions typically calls regarding mental health issues and SSI benefits for families. While not a scam, be cautious with personal information and verify their identity by contacting your insurance company or health plan directly.

To document potential FDCPA violations, keep track of the date, time, frequency, phone number, and details of all calls. Note if they call outside the allowed hours of 8am-9pm in your time zone, and record any abusive, threatening, or obscene language used on calls. Exercise your rights by revoking any prior consent given to call outside normal hours, formally requesting they cease contact at your workplace if prohibited, sending a cease and desist letter via certified mail, and verbally requesting they stop calling during any conversation.

If you suspect violations, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney for guidance on your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for assistance, and ask a knowledgeable credit counselor how to address the debt without incurring additional collection calls. Adherence to the FDCPA is mandatory for any collector contacting you. Maintain detailed records and assert your rights to prevent further harassment from debt collectors.

If 866-263-6608 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 866-263-6608 is a debt collector, the first step to validate the debt is to send a debt validation letter to them. They are legally required to provide this under the FDCPA. Carefully review the validation for accuracy, checking your personal details, the creditor name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider negotiating a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, requesting deletion from your credit report in exchange. Formally assert your rights under the FDCPA if they violate regulations during collection. Consult a non-profit credit counseling agency for guidance negotiating debt resolution or contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 866-263-6608 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

866-263-6608, as a debt collector, has the legal right to sue you for the outstanding debt and garnish your wages if they obtain a court judgment. To prevent this, you can negotiate a lump-sum or installment payment, assert your inability to pay, seek advice from a non-profit credit counselor, or hire a consumer law attorney. Bankruptcy could be an option if debts are overwhelming. Make sure to document all calls, letters, and efforts to address the debt, and get any settlement terms in writing before making payments. Be cautious with personal information, verify the company’s identity, and understand your rights under the FDCPA. It’s important to carefully consider any settlement offer and ensure it’s affordable based on your budget. Seek assistance to understand your options and rights before agreeing to any payment plan.

If 866-263-6608 Is A Collection Company, How Can I Remove It From My Credit Report?

If 866-263-6608 is a collection company, you can remove it from your credit report by first validating the debt to ensure it is legitimate. Request written confirmation from the collection agency and review it carefully for accuracy. If any information is incorrect, dispute the debt in writing.

If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, or hiring a credit repair service to dispute the debt on your behalf. You can also wait for the 7-year credit reporting time limit to pass, file a complaint with the Consumer Financial Protection Bureau, or consult a consumer law attorney for legal assistance.

Maintain detailed written records of your efforts to resolve the disputed collection account, and be cautious when sharing personal information with collection companies. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 866-263-6608?

People leave various comments and feedback about the phone number 866-263-6608, which is associated with Centauri Health Solutions. This company deals with healthcare and insurance services, and calls are usually regarding cash benefits for eligible Aetna members or assistance with disability claims. However, there are worries about potential scams, as some callers have requested sensitive personal information like social security numbers. Primarily, the phone number is for calls concerning healthcare and insurance, with both legitimate offers and possible scams being reported. It’s crucial to be careful when sharing personal information and confirm the identity of the caller by reaching out to your insurance provider or health plan directly.