866-675-1183

What Company Is Calling Me From 866-675-1183? Are They A Scam And Why Are They Calling Me?

The company calling from 866-675-1183 is Receivables Performance Management, a debt collection agency. They may be contacting you about debts you owe. Some consumers have reported aggressive or questionable tactics used by this company. As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA), and if you believe Receivables Performance Management has violated this act, you may have legal options. Consult with a consumer protection attorney to better understand your rights and options when dealing with debt collectors.

How Can I Block Or Stop Calls From 866-675-1183?

To block or stop calls from 866-675-1183, follow these steps: First, let unknown calls go to voicemail and identify if it’s a debt collector. If it is, contact your phone carrier to block the number permanently or use call blocking apps like Nomorobo or Hiya. You can also set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

Next, send a cease and desist letter via certified mail demanding no further calls. Check your state’s laws for additional protection and send a letter invoking those rights. Keep detailed records of all calls as evidence of harassment.

Finally, consult a non-profit credit counselor to negotiate debt resolution or speak to a consumer protection attorney about your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls won’t eliminate any legitimate debts, but taking action can stop harassment and address outstanding debts.

Is 866-675-1183 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 866-675-1183 might be a debt collection agency attempting to contact you about outstanding debts. Under the Fair Debt Collection Practices Act (FDCPA), you have certain protections and rights as a consumer regarding debt collection calls. To document potential FDCPA violations, keep records of the date, time, frequency, phone number, and details of all calls. Note if they call outside allowed hours, repeatedly call over a short period, or use abusive language.

To assert your rights, revoke any prior consent given to call outside normal hours, request they cease contact at your workplace, and send a cease and desist letter via certified mail. You can also verbally request they stop calling during any conversation. If you believe violations have occurred, report them to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state Attorney General’s office for guidance.

In addition, you can seek assistance from an experienced credit counselor on how to address the debt without incurring further collection calls. Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 866-675-1183 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To determine if 866-675-1183 is a debt collector and validate the debt, follow these steps:

1. Formally request written validation of the debt by mailing a debt validation letter to the collector. They are legally required to provide this under the FDCPA.
2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

– Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
– Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.
– Formally assert your rights under the FDCPA if they violate regulations during collection.
– Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
– Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
– Keep detailed records of all correspondence and calls for potential complaints.
– Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 866-675-1183 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling and threatening to sue you or garnish your wages, it’s important to know your rights. If the debt is legitimate, they have the power to sue and garnish your wages if they obtain a court judgment. To avoid legal action, try negotiating an affordable lump-sum or installment payment plan in writing. You can also request they cease contact, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if debts are overwhelming. Remember to document all communication and your efforts to address the debt. Before settling, make sure the payment plan is affordable and get any settlement terms or agreements in writing. Settling can help avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 866-675-1183 Is A Collection Company, How Can I Remove It From My Credit Report?

If 866-675-1183 is a collection company, you can remove it from your credit report by following these steps:

1. Start by validating the debt by requesting written confirmation from the collection agency.
2. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.
3. If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing, offering a good faith partial settlement payment and requesting deletion as a gesture of goodwill, or hiring a credit repair service to formally dispute the debt on your behalf.
4. You can also wait for the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
5. Keep detailed written records showing your efforts to resolve the disputed collection account.

By proactively validating debts, negotiating with collectors, and asserting your rights, you can remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking any action.

What Feedback And Comments Do People Leave About 866-675-1183?

People have left negative feedback and comments about the phone number 866-675-1183, which is associated with Receivables Performance Management, a debt collection agency. They complain about the agency’s refusal to identify themselves, speaking too quickly, and making illegal promises. The Better Business Bureau (BBB) has given the agency a B rating, despite having 350 complaints and 7 negative reviews. This feedback suggests that the agency is attempting to collect debt from call recipients and has received multiple complaints on the BBB website. To protect yourself, identify the unknown number, block it, and send a cease and desist letter. Consult a non-profit credit counselor or attorney to negotiate debt resolution and protect your rights. Request written validation of the debt, dispute inaccuracies, and negotiate payment terms. Consider potential legal consequences, negotiation strategies, and settling the debt. Validate the debt’s legitimacy, dispute inaccuracies, and negotiate a pay-for-delete agreement. If collectors break laws and refuse to remove inaccurate information, consult a consumer law attorney for assistance.