877-272-9923

What Company Is Calling Me From 877-272-9923? Are They A Scam And Why Are They Calling Me?

The company calling from 877-272-9923 is The CBE Group, a debt collection agency. They may seem aggressive, but their purpose is to collect unpaid debts. If you feel harassed or scammed, you have rights under the Fair Debt Collection Practices Act (FDCPA). To protect yourself, identify the calls, block unwanted numbers, and send a cease and desist letter. Address debt through written validation, negotiation, and assertion of rights under the FDCPA. If needed, consult a credit counselor, attorney, or report violations to the Consumer Financial Protection Bureau.

How Can I Block Or Stop Calls From 877-272-9923?

First, let the unknown calls go to voicemail and don’t answer directly. If you identify the call is from a debt collector, contact your phone carrier to block the number. You can also use call blocking apps like Truecaller or RoboKiller. Set contacts not in your address book to go straight to voicemail.

Next, send a cease and desist letter to legally require the debt collector to stop calling you. Keep records of all calls, including dates, times, and conversations. Consult a non-profit credit counselor or a consumer protection attorney if you have questions or concerns about the debt or collector’s actions.

Address the underlying debt by seeking written validation from the collector to confirm its legitimacy. Engage in negotiation to reach a payment plan or settlement that works for you. Remember, you have rights under the Fair Debt Collection Practices Act, which protects you from abusive or harassing collection practices. If your rights have been violated, report the issue to the Consumer Financial Protection Bureau.

Is 877-272-9923 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from unfair debt collection practices. If you’re receiving calls from 877-272-9923, it’s essential to document the details of the calls, including the hours, frequency, and language used by the collector.

Firstly, you have the right to revoke consent for outside hours calls and request that the collector does not call you at work. Additionally, you can send a cease and desist letter, which legally requires the collector to stop contacting you, except to notify you of any legal action they may take.

If you believe the collector is violating the FDCPA, report the violation to the Consumer Financial Protection Bureau (CFPB). You can also consult a consumer protection attorney or contact your state Attorney General’s office for guidance on your rights.

It’s crucial to address the debt itself, not just the collection practices. Seek help from a credit counselor to create a plan for managing and paying off your debt. By understanding your rights under the FDCPA and taking action to protect yourself, you can navigate the debt collection process with confidence and minimize any negative impacts on your financial situation.

If 877-272-9923 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 877-272-9923, it is crucial to identify the debt collector as the CBE Group. To validate the debt, request written validation from the debt collector, ensuring the accuracy of the debt and disputing any incorrect information. Additionally, negotiate a settlement or payment plan that works for you.

As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA). Utilize these rights to protect yourself from harassment or abuse. You can consult a credit counselor for assistance in managing your debt or contact an attorney for potential bankruptcy or legal action.

Maintain records of all communication with the debt collector, and revoke permission for unwanted calls. If the debt collector continues to violate your rights, report the violation to the Consumer Financial Protection Bureau. By taking these steps, you can effectively handle a debt collection call from 877-272-9923 and protect your rights as a consumer.

Can 877-272-9923 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 877-272-9923, it’s crucial to address the issue with the debt collector. Start by negotiating affordable payment terms that you can manage without struggling financially. If you genuinely cannot pay, assert your situation and seek help from a non-profit credit counselor or attorney. Remember to document all communication with the debt collector and consider filing for bankruptcy if your debts become overwhelming. Avoid settling for unrealistic payment terms, and familiarize yourself with your rights under the Fair Debt Collection Practices Act (FDCPA) and state laws. By understanding your rights and taking proactive steps, you can better handle calls from debt collectors like 877-272-9923.

If 877-272-9923 Is A Collection Company, How Can I Remove It From My Credit Report?

If 877-272-9923 is a collection company, you can remove it from your credit report by following these steps:

1. Verify the debt’s accuracy: Ensure the debt is yours and the amount owed is correct. If there are any discrepancies, dispute the debt under the Fair Credit Reporting Act.

2. Negotiate a pay-for-delete agreement: Try negotiating with the collection company to remove the debt from your credit report in exchange for a partial payment or full payment.

3. Offer a partial settlement: If you cannot afford to pay the full debt, propose a settlement for a smaller amount. The collection company may agree to this, and in return, they will remove the debt from your credit report.

4. Hire a credit repair service: Seek help from a credit repair service to assist you in disputing the debt and dealing with the collection company.

5. Wait for the debt to fall off your report: If you do not pay the debt or reach an agreement with the collection company, the debt will eventually fall off your credit report after seven years.

6. File a complaint with the Consumer Financial Protection Bureau: If the collection company violates the Fair Debt Collection Practices Act, you can file a complaint with the Consumer Financial Protection Bureau.

7. Consult a consumer law attorney: If the collection company continues to violate your rights, you may need to consult a consumer law attorney to protect your legal rights.

8. Keep detailed records: Throughout the process, maintain detailed records of your efforts to resolve the dispute, including phone calls, letters, and emails. This information can be useful if you need to escalate the issue or take legal action.

What Feedback And Comments Do People Leave About 877-272-9923?

People have left numerous complaints about calls from 877-272-9923, which belongs to The CBE Group, a debt collection agency. Issues include excessive daily calls, inappropriate call timings, and calls continuing even after requests to stop. Some report the calls as harassing and the debt not being theirs. Widespread frustration and annoyance are evident in the feedback, with concerns about possible illegal debt collection practices. To protect your rights, ensure calls are identified, block unwanted calls, and send a cease and desist letter. Address debt through written validation, negotiation, and assertion of rights under the Fair Debt Collection Practices Act. Consult a credit counselor, attorney, or report violations to the Consumer Financial Protection Bureau if needed.