877-455-5001

What Company Is Calling Me From 877-455-5001? Are They A Scam And Why Are They Calling Me?

The phone number 877-455-5001 is associated with Hearsche Kemp, LLC, a law firm and debt collection agency located in Buffalo, New York. This company has been known to use aggressive and deceptive tactics during their calls, such as making false legal threats, reporting debts that aren’t owed, and altering loan information between calls. Their purpose is to collect on unpaid loans or bills. However, their questionable methods might indicate a scam. To verify the authenticity of the call, it’s advised to confirm the nature of the call with the company directly before sharing any personal information.

How Can I Block Or Stop Calls From 877-455-5001?

To block or stop calls from 877-455-5001, first, let the calls go to voicemail and avoid answering directly. This will help identify if it’s a debt collector. If it is, contact your phone carrier to block the number or use a call blocking app. Additionally, send a cease and desist letter to request no further contact. Keep records of all calls and consult a non-profit credit counselor for guidance on repayment options. If the debt collector continues to violate the Fair Debt Collection Practices Act, consider seeking assistance from a consumer protection attorney.

Is 877-455-5001 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 877-455-5001 is linked to Hearsche Kemp, LLC, a debt collection agency that may employ deceptive methods. As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA) when dealing with debt collection calls. To safeguard yourself, record the date, time, frequency, phone number, and details of all calls, and note if they call outside allowed hours or use abusive language. Withdraw consent for calls outside regular hours, request no contact at work, send a cease and desist letter, and verbally ask them to stop calling. If you believe your rights are being violated, report the issue to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for assistance. It’s essential to stay informed about your rights and take action to protect yourself from potential violations of the FDCPA.

If 877-455-5001 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 877-455-5001 and suspect it is a debt collector, your first step is to validate the debt. Send a debt validation letter by mail to the collector, as they are required to provide validation under the FDCPA. Review the validation for accuracy and dispute any incorrect information.

Once you have validated the debt, consider your options. You can negotiate a settlement, request a payment plan, or consult a credit counselor to help manage your debt. Keep in mind your rights under the FDCPA, and take action if the collector violates regulations. If necessary, consult an attorney for legal action or bankruptcy.

Throughout the process, maintain detailed records of all communications and revoke permission for outside contact. Remember, being proactive and knowledgeable about your rights under the FDCPA will help protect you from potential harassment and ensure you are treated fairly by debt collectors like Hearsche Kemp, LLC.

Can 877-455-5001 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 877-455-5001, a debt collector, they have the legal right to sue you and garnish your wages if you owe a legitimate debt. To avoid this, negotiate affordable payment plans, assert your inability to pay, or seek guidance from a credit counselor. You can also consider hiring a consumer law attorney or exploring bankruptcy as an option.

To protect yourself, document all calls and communication with the debt collector and assert your rights under the Fair Debt Collection Practices Act (FDCPA). When settling the debt, ensure the terms are manageable and in writing, and avoid agreeing to payments you cannot maintain. Seek assistance to understand your options and rights to ensure the best possible outcome in your situation.

If 877-455-5001 Is A Collection Company, How Can I Remove It From My Credit Report?

If you find that 877-455-5001 is a collection company on your credit report, there are several steps you can take to remove it. First, ensure the debt is legitimate by requesting written confirmation from the collection agency. If any information is incorrect, dispute it under the Fair Credit Reporting Act and request removal. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service to assist you. Alternatively, you can wait for the 7-year limit for the debt to be removed from your report automatically. If these methods do not work, file a complaint with the appropriate authorities or consult an attorney for further guidance. Remember to keep detailed records of your efforts to resolve the dispute.

What Feedback And Comments Do People Leave About 877-455-5001?

People often leave feedback and comments about 877-455-5001, reporting that they receive calls regarding unrecognized debts or loans from unknown companies. Common complaints include threats of legal action, claims of law enforcement involvement, and continued harassment even after informing the caller that the debt is not owed. These calls cause significant distress and frustration among those contacted. In a nutshell, 877-455-5001 is a phone number commonly associated with debt collection calls from various companies, leading to a range of negative experiences and concerns for those receiving the calls.