877-793-0413

What Company Is Calling Me From 877-793-0413? Are They A Scam And Why Are They Calling Me?

Allied Interstate, a debt collection agency, is calling from phone number 877-793-0413. They have faced numerous complaints and issues, such as discussing debts with others, calling workplaces, threats of legal action, and false claims. The Better Business Bureau has given them an F rating. Be cautious, as many people have reported receiving calls about debts they do not owe. To protect yourself, be aware of your rights under the Fair Debt Collection Practices Act when dealing with debt collectors. Make sure to identify if it’s a debt collector, block calls, request no further contact, get help addressing the debt, and understand your FDCPA protections.

How Can I Block Or Stop Calls From 877-793-0413?

To block or stop calls from 877-793-0413, first, identify if it’s a debt collector. Ignore unknown calls and let them go to voicemail. Once confirmed, contact your phone carrier to block the number, or use call blocking apps. Set contacts not in your address book to go straight to voicemail.

Next, request no further contact by sending a cease and desist letter via certified mail. Check if your state has additional laws for collection calls without written notice. Keep detailed records of calls to prove harassment if necessary.

While blocking calls won’t eliminate debts, it stops harassment and allows you to address any outstanding debts. Familiarize yourself with the Fair Debt Collection Practices Act and seek assistance from non-profit credit counselors, consumer protection attorneys, or credit repair services for any issues with debt collectors like Allied Interstate.

Is 877-793-0413 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 877-793-0413, it may be from a debt collection agency called Allied Interstate. To ensure your rights are being upheld, document the date, time, frequency, phone number, and details of all calls. If you believe your rights are being violated, you can revoke any prior consent given to call outside normal hours, request no further contact, send a cease and desist letter, or consult with a consumer protection attorney. Additionally, you can report any violations to the Consumer Financial Protection Bureau, contact your state Attorney General’s office, or seek guidance from a credit counselor. Remember to be vigilant and proactive in protecting your rights when dealing with debt collectors like Allied Interstate.

If 877-793-0413 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if 877-793-0413 is a debt collector. If so, start by validating the debt by sending a debt validation letter through mail. They are required to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Once the debt is validated, consider options like negotiating a settlement or payment plan, offering a partial payment for debt removal, or consulting a non-profit credit counseling agency. If the collector violates FDCPA regulations, assert your rights.

Consider seeking legal help, such as an attorney, to explore bankruptcy or other legal actions against the collector. Maintain detailed records of correspondence and calls for potential complaints. Remember, never ignore a potential debt collector and always exercise your consumer rights under federal and state law to achieve a fair outcome. Seek professional help to reach the best possible resolution.

Can 877-793-0413 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 877-793-0413 is a debt collector, they can potentially sue you to recover the debt and garnish your wages if they obtain a court judgment. To avoid legal action, negotiate affordable payment terms in writing, assert your inability to pay, request them to cease contact, seek credit counseling, or consider hiring a consumer law attorney or exploring bankruptcy.

Before settling, ensure the payment plan is realistic based on your budget, get any settlement terms in writing, and be aware that the collector can still sue if you default on a settlement. Settling might be beneficial to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 877-793-0413 Is A Collection Company, How Can I Remove It From My Credit Report?

If you receive calls from 877-793-0413 and suspect it is a debt collection company, first validate if the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to formally dispute the debt on your behalf, or wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.

You can also file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 877-793-0413?

People often leave feedback and comments about 877-793-0413, which is linked to the debt collection agency, Allied Interstate. Users report issues such as frequent calls, calls to the wrong number, and aggressive collector tactics. Common complaints include multiple calls per week, discussing debts with others, calling workplaces, threats of legal action, and false claims. Some users also report that Allied Interstate failed to inform them of their right to dispute the debt and tried to collect more than legally allowed. The Better Business Bureau has given Allied Interstate an F rating due to numerous complaints and patterns of issues. To improve the situation, users request better collection practices and improved consumer service.